Part of the expanding PassProfessor catalog: This program is built — 8,855 questions, covering the content areas PSI’s Washington outline tests and independently audited — and it opens for enrollment soon. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Washington licenses property and casualty producers through one combined exam — the Property and Casualty Producer Combo, given by PSI for the Washington Office of the Insurance Commissioner (OIC): 150 items in 195 minutes, and 70% correct to pass. PassProfessor’s Washington program will give you 8,855 original practice questions covering the same content areas PSI’s Washington outline tests — including 1,361 questions on Washington laws, rules, and regulations alone — with an explanation on every question and full practice exams generated fresh, weighted to the official outline, every time you sit one. A free sample comes with the program; the full Washington program will be $29 when enrollment opens.
What’s included
A Washington bank, built around the part of the exam that is Washington’s alone. PSI’s outline puts 45 of the exam’s 150 items — 30% of the test — on Washington laws, rules, and regulations drawn from Title 48 of the Revised Code of Washington and Title 284 of the Washington Administrative Code: the Commissioner’s powers, licensing and appointment rules, unfair practices, cancellation and nonrenewal, the Washington Property and Casualty Insurance Guaranty Association, the state’s fair access to insurance requirements (FAIR) Plan, assigned risk, and Washington’s uninsured/underinsured motorist and personal injury protection rules. Our Washington bank holds 8,855 questions, and 1,361 of them test Washington law specifically. That is the section generic national material covers most lightly, and it is the section this program drills hardest.
An explanation on every question. Every one of the 8,855 questions — no exceptions, no empty explanation fields — explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt and weighted to PSI’s published Washington outline — Washington law at its real 30% share, homeowners and personal auto at their real weight, the smaller sections at theirs. Questions you have not seen come first, and you never sit the same exam twice. Our free sample is a fixed set of 10–15 Washington questions (roughly two-thirds high-success questions and one-third stretch questions), with explanations included, so you can judge the teaching when enrollment opens.
Drills by content area. Drill a single area — Washington rules common to both lines, property-only or casualty-only Washington rules, policy provisions and contract law, policy types — or sit the full 150-item simulation against the 195-minute clock. Your results break down by topic, so a weak area shows up in your practice data before it shows up on a score report.
Built for a 70% line you can actually measure. Some states convert exam results to a scaled score and leave candidates guessing what their practice percentages mean. Washington does not: PSI requires 70% correct, stated as 70% correct. That makes your practice data unusually honest. When a full generated exam here comes back at 78% with no content area below the line, that is a meaningful margin over the same standard the real exam applies — and when the Washington-law drills come back at 64%, that is a specific, fixable problem, identified weeks before it can cost you a $55 retake and a reset of your study calendar.
What the Washington-law drills actually cover. The 1,361 Washington questions follow the same three-part structure PSI uses for its 45-item state section. The common-rules questions (885) work through the Commissioner and Title 48 licensing: who must be licensed, appointments and their termination, renewal and continuing education, unfair and deceptive practices, rebating, twisting, misrepresentation, cancellation and nonrenewal, and premium accountability. The property-only questions (224) cover overinsurance and the FAIR Plan. The casualty-only questions (252) cover Washington auto law: UM/UIM coverage and stacking, assigned risk, financial responsibility, and PIP. If a topic appears in PSI’s Washington section, there is a drill for it here.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired. Washington is one of 50 state programs in a bank of 478,523 questions program-wide — the same standard, and the same monitoring, applies here.
The real exam at a glance
Current as of October 2026, per the PSI Washington Candidate Information Bulletin (last revised August 3, 2026) and PSI’s Washington Property and Casualty Producer content outline (effective April 1, 2026). Full detail — eligibility, registration, fingerprints, retakes, test day — is in our Washington insurance exam guide.
| Washington Property and Casualty Producer Combo exam | |
|---|---|
| Administered by | PSI Services LLC (PSI), for the Washington Office of the Insurance Commissioner |
| Questions on the outline | 150 items |
| Time limit | 195 minutes (3 hours 15 minutes) |
| Passing standard | 70% correct |
| Washington-law share | 45 of 150 items (30%) |
| Exam fee | $55, paid to PSI when you schedule |
| License application fee | $55, paid to the state when you apply after passing (separate from the exam fee; NIPR transaction fees, where they apply, are additional) |
| Fingerprinting | $49, paid to IDEMIA–IdentoGO after you submit your license application (separate; see the guide) |
- Washington no longer requires pre-licensing education for producers. The OIC’s education page states it plainly — pre-licensing education (PLE) “is no longer required for producers” — following a 2023 law that abolished the requirement. Older study materials, and even some current vendor text, still describe a required course; that rule is gone. Preparation is your choice; passing the exam is not optional.
- 70% means 70%. Unlike vendors that convert results to a scaled score, PSI states the Washington standard directly: you must get 70% correct to pass. Your score appears on screen when you finish, and a score report is emailed to you.
- One sitting, both lines. Washington also offers separate Property Producer and Casualty Producer exams (100 items, 150 minutes, $38 each). The Combo is the single sitting that covers both lines at once — and the exam this program prepares you for.
- Experimental items may appear. PSI’s bulletin warns that a small number of experimental items — one to ten, generally about 10% of the exam — may be administered in addition to the outlined items. They are not scored, but they do count against your time, and you cannot tell which they are.
- You apply for the license after passing: all application requirements — application and fees, fingerprints, and any conviction documentation — must reach the OIC within 180 days of passing, or the exam must be retaken.
How the practice maps to the real exam
PSI’s Washington outline organizes the real exam into a federal section (2 items), the 45-item Washington-law section, and general sections covering insurance concepts, property and casualty basics, and the major policy families — dwelling, homeowners, personal and commercial auto, commercial property, commercial general liability, businessowners, and other policy types. Our bank is organized by content area, and the counts below are the bank itself, counted question by question. We describe coverage by content area rather than claiming our topic labels reproduce PSI’s outline headings word for word — what matters is that every content area the outline tests is covered, and drilled, below.
| Bank content area | Practice questions |
|---|---|
| Insurance Terms and Related Concepts | 2,249 |
| Types of Policies, Bonds, and Related Terms | 1,724 |
| Types of Policies | 1,649 |
| Policy Provisions and Contract Law | 974 |
| Policy Provisions | 898 |
| Washington law (below) | 1,361 |
| Washington Laws, Rules, and Regulations Common to Property and Casualty Insurance | 885 |
| Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only | 252 |
| Washington Laws, Rules, and Regulations Pertinent to Property Insurance Only | 224 |
| Total | 8,855 |
Read the two halves together: the general content areas carry the policy-form, terms, and provisions knowledge that makes up most of PSI’s outline, and the 1,361 Washington-law questions mirror the structure of PSI’s own state section — rules common to both lines, then the rules pertinent to property only and to casualty only.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Washington questions across the general and Washington-law content areas, with full explanations — enough to see how the program teaches and where you stand.
- Drill the Washington-law areas early. They are 45 of 150 items on the real exam — the single largest block PSI publishes — and the most concrete material on it: Title 48 and Title 284 duties, deadlines, and named Washington institutions. Most candidates leave state law for last; the score report is where that shows.
- Drill by content area. Work your weakest general areas — the policy-types areas together carry the largest share of the bank because policy forms carry the largest share of the exam — until the misses stop repeating.
- Sit full generated exams against the clock. 150 items in 195 minutes is a pace of about a minute and twenty seconds per item, before any experimental items are mixed in. Practice the pace, not just the material.
- Book the real exam through PSI when your practice scores sit comfortably above 70% on full simulations — then apply to the OIC, get fingerprinted through IdentoGO, and finish every application requirement inside the 180-day window.
Pricing
$29 — the full Washington program, when enrollment opens. All 8,855 questions, every explanation, unlimited fresh practice exams and topic drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that no longer requires you to take one. This program is the practice itself, priced below every one of them.
Frequently asked questions
How many questions are on the Washington P&C exam? PSI’s outline lists 150 items, and you have 195 minutes. PSI also warns that a small number of experimental items — one to ten, generally about 10% — may be administered in addition; those are not scored, but they count against your time and cannot be identified. Treat every question as if it counts.
What score do I need to pass the Washington P&C exam? 70% correct. PSI states the Washington standard directly rather than converting it to a scaled score: you must get 70% correct to pass. Your score is displayed on screen at the end of the exam, and your score report is emailed to you.
Does Washington require pre-licensing education? No. Washington abolished the producer pre-licensing education requirement in a 2023 law, and the OIC’s education page confirms PLE “is no longer required for producers.” You may schedule the PSI exam without completing any course first. Older materials that describe required pre-licensing hours predate that change.
How much does the Washington P&C exam cost? The Combo exam fee is $55, paid to PSI when you schedule. After you pass, the license application fee is $55, paid to the state (NIPR transaction fees, where they apply, are additional), and fingerprinting through IDEMIA–IdentoGO costs $49. The three payments go to three different places at three different times — the exam guide separates them step by step.
Who administers the Washington insurance exam? PSI Services LLC administers the exam for the Washington Office of the Insurance Commissioner. You schedule online through PSI’s Washington OIC program page or by calling PSI at (855) 205-5825, and you may test at a PSI test center or by remote online proctoring.
Can I take the Washington exam online? Yes. PSI offers this exam at test centers and by remote proctoring. Remote candidates should read PSI’s current remote-testing rules carefully before booking — including its device and second-camera requirements and its no-breaks rule for remote exams — in the candidate bulletin.
What do I do after I pass? Submit your license application online — through the OIC or, for full lines, through NIPR — then schedule fingerprinting with IDEMIA–IdentoGO using the transaction number from your application. Every application requirement, including fingerprints and any conviction documentation, must be submitted within 180 days of passing, or you will have to retake the exam. The OIC cannot issue your license until it receives your background-check results.
How long is my passing score good for? 180 days. That is the window the PSI bulletin and the OIC give you to complete all application requirements after passing; miss it and the examination must be retaken.
What happens if I fail? You schedule again and test again. PSI sets no limit on the number of retakes, but you cannot rebook for the same day you tested — a candidate who tests unsuccessfully on a Wednesday can call Thursday and retest as soon as Friday, subject to availability. The exam fee applies to each attempt, and your emailed score report includes diagnostic information showing your strengths and weaknesses.
Are these the actual exam questions? No. Every PassProfessor question is written by us, from scratch, to the content areas in PSI’s published Washington outline and to Washington insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education? Washington requires no pre-licensing education for producers, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course in a state that has one. It exists to prepare you for the exam itself.
Why does the Washington-law part get its own drills? Because it is 45 of the 150 items — 30% of the exam, the largest single block PSI publishes — and it is the part national study materials cover thinnest. Washington tests its own institutions and rules: the Property and Casualty Insurance Guaranty Association, the FAIR Plan, assigned risk, and Washington’s UM/UIM and PIP rules. Our bank holds 1,361 Washington-law questions so that block can be drilled on its own until it is the easiest part of your exam.
When can I enroll in the Washington program? Soon — the question bank is complete and the program is in final preparation. Join the notify list on this page and we will email you the day enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Washington Office of the Insurance Commissioner, PSI Services LLC, or any state agency or exam vendor. All practice questions are original, written to the published exam outline’s content areas; they are not actual exam questions. Exam facts on this page are summarized from the official sources logged in the internal section and can change — confirm current requirements with the OIC and PSI before scheduling.