In the works: This program is built — 9,951 questions, written to the current Texas outline and independently audited — and it opens for enrollment soon. Join the notify list and we will email you the day it launches.
This program is in the works — join the notify list and we’ll email you the moment enrollment opens.
Texas licenses property and casualty agents through one exam — the General Lines – Property & Casualty exam, given by Pearson VUE: 130 scored questions in 150 minutes, and a scaled score of 70 to pass. PassProfessor’s Texas program will give you 9,951 original practice questions built on Pearson VUE’s current Texas content outline — including 2,457 questions on Texas statutes and rules alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Texas program will be $29 when enrollment opens.
What’s included
A Texas bank, not a national bank with a Texas chapter. The Texas exam puts 30 of its 130 scored questions — 23% of your score — on Texas statutes and rules: the Texas Windstorm Insurance Association, the FAIR Plan, the guaranty association, 30/60/25 auto minimums, Texas’s voluntary workers’ compensation system. Our Texas bank holds 9,951 questions, and 2,457 of them test Texas law specifically. That is the section national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 9,951 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 100 general-knowledge questions and 30 Texas-law questions in the same proportions Pearson VUE uses, with the general sections weighted the way the official outline weights them (Types of Policies and casualty policy types carry the most). Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — Texas rules common to both lines, homeowners policy types, casualty provisions — or sit the full 130-question simulation against the clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
The real exam at a glance
Current as of October 2026, per the Pearson VUE Texas Insurance Licensing Candidate Handbook (publication #124400) and the Texas Insurance Content Outlines (publication #124401, effective September 1, 2026). Full detail — eligibility, registration, fingerprints, retakes, test day — is in our Texas insurance exam guide.
| Texas General Lines – Property & Casualty exam (InsTC-PC06) | |
|---|---|
| Administered by | Pearson VUE, for the Texas Department of Insurance (TDI) |
| Questions you will see | 145 |
| Scored questions | 130 (100 general knowledge + 30 Texas statutes and rules) |
| Unscored pretest questions mixed in | 15 (you cannot tell which they are) |
| Time limit | 150 minutes (2½ hours) |
| Passing standard | Scaled score of 70 |
| Exam fee | $49, paid to Pearson VUE when you reserve |
| License application fee | $50, paid to TDI after you pass (separate from the exam fee) |
- Texas requires no pre-licensing education for this license. There is no course you must complete before the exam — you prepare, pass, get fingerprinted, and apply. (A sponsored temporary license is the exception, not the standard path.) Preparation is optional in Texas; passing is not — Pearson VUE’s own Texas pass-rate reports put first-time success on this exam at roughly six in ten candidates.
- A scaled score of 70 is not 70%. Pearson VUE converts results to a scaled score so different exam forms demand the same knowledge. Plan to practice comfortably above the line, not on it.
- The exam is given at Pearson VUE test centers, in English or Spanish.
- You apply for the license after passing: TDI requires a completed application within 12 months of your exam date, with a fingerprint background check, or the exam must be retaken.
How the practice maps to the real exam
Every question in the Texas bank is tagged to a section of Pearson VUE’s current Texas content outline — the same outline the real exam is built from. Counts below are the bank itself, counted question by question.
| Official outline section (scored questions on the real exam) | Practice questions |
|---|---|
| General knowledge — Property | |
| I. Types of Policies (22) | 1,649 |
| II. Insurance Terms and Related Concepts (15) | 1,125 |
| III. Policy Provisions and Contract Law (13) | 974 |
| General knowledge — Casualty | |
| IV. Types of Policies, Bonds, and Related Terms (23) | 1,724 |
| V. Insurance Terms and Related Concepts (15) | 1,124 |
| VI. Policy Provisions (12) | 898 |
| Texas statutes and rules | |
| Texas Statutes and Rules Common to Property and Casualty Insurance (18) | 1,457 |
| Texas Statutes and Rules Pertinent to Property & Casualty Insurance (12) | 1,000 |
| Total (130 scored) | 9,951 |
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Texas questions across both parts of the outline, with full explanations — enough to see how the program teaches and where you stand.
- Drill the Texas-law sections early. They are 23% of the real exam and the most concrete material on it — deadlines, dollar figures, day counts. Most candidates leave them for last; the score report is where that shows.
- Drill by outline section. Work your weakest general-knowledge sections (the two Types of Policies sections together carry 45 of 100 general questions) until the misses stop repeating.
- Sit full generated exams against the clock. 130 scored questions in 150 minutes is a pace of about a minute per question once pretest items are mixed in. Practice the pace, not just the material.
- Book the real exam through Pearson VUE when your practice scores sit comfortably above passing on full simulations — then finish the fingerprint step and apply to TDI through Sircon within 12 months of passing.
Pricing
$29 — the full Texas program, when enrollment opens. All 9,951 questions, every explanation, unlimited fresh practice exams and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full Texas pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
This program is in the works — join the notify list and we’ll email you the moment enrollment opens.
Frequently asked questions
How many questions are on the Texas property and casualty exam?
You will see 145 questions in 150 minutes. Of those, 130 are scored — 100 on general insurance knowledge and 30 on Texas statutes and rules — and 15 are unscored pretest questions mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the Texas P&C exam?
A scaled score of 70. Pearson VUE scales results so that every version of the exam demands the same level of knowledge, which means a scaled 70 is not the same thing as answering 70% of the questions correctly. The only score that matters is the one on your official score report, which you receive when you leave the test center.
Does Texas require a pre-licensing course before the exam?
No. Texas does not require pre-licensing education for the General Lines – Property & Casualty license. You may prepare however you choose, take the Pearson VUE exam, and then apply. One exception: the optional temporary license, available when an agency sponsors you before you pass, carries its own training requirement — it is not the standard resident path.
How much does it cost to get a Texas P&C license?
The exam fee is $49, paid to Pearson VUE when you reserve your appointment. After you pass, the license application fee is $50, paid through Sircon or NIPR. Fingerprinting through IdentoGO carries its own separate fee. There is no state-required course fee, because Texas requires no course — preparation, like this program at $29, is your choice.
Who administers the Texas insurance exam?
Pearson VUE administers the exam for the Texas Department of Insurance (TDI). You reserve your appointment on Pearson VUE’s Texas insurance page or by phone, at least 24 hours ahead, and test at a Pearson VUE test center. The exam is offered in English and Spanish.
What do I do after I pass?
Apply for the license through Sircon (or NIPR) within 12 months of passing — TDI is explicit that a completed application must arrive inside that window or the exam must be retaken. Your application includes the $50 fee and your fingerprint receipt. Apply after passing, not before: TDI warns that applying too early can require a new application and another fee.
What happens if I fail?
You reserve a new appointment and test again; Texas does not impose a waiting period between attempts, and the $49 exam fee applies to each attempt. Your score report shows how you performed, and your practice data here breaks down by the same outline sections, so a retake plan can target the sections that cost you.
How long is my passing score good for?
Twelve months. TDI requires your completed license application within one year of the date you passed; after that, the exam must be retaken.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Texas content outline and Texas insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Texas requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself.
Why does the Texas-law part get its own drills?
Because it is 30 of the 130 scored questions — nearly a quarter of the exam — and it is the part national study materials cover thinnest. Texas tests its own institutions (the Windstorm Insurance Association, the FAIR Plan, the guaranty association) and its own numbers (30/60/25 auto minimums, a voluntary workers’ compensation system found almost nowhere else). Our bank holds 2,457 Texas-law questions so that section can be drilled on its own until it is the easiest part of your exam.
When can I enroll in the Texas program?
Soon — the question bank is complete and the program is in final preparation. Join the notify list on this page and we will email you the day enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Texas Department of Insurance, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.