Enrollment open. PassProfessor’s Pennsylvania Property & Casualty exam prep includes 9,992 practice questions with an explanation for every answer, written for PSI’s combined Producer’s Examination for Property and Casualty Insurance (Series 16-06). Enroll below to start practicing today.
Enrollment is open. Enroll in Pennsylvania Insurance Exam Prep and start practicing today.
Pennsylvania does not test property and casualty separately. The Pennsylvania Insurance Department licenses producers through one combined exam — PSI’s Producer’s Examination for Property and Casualty Insurance, Series 16-06 — a single 150-question sitting that blends general insurance, property, casualty, and a substantial block of Pennsylvania law into one score: answer at least 70% of the questions correctly and you pass the whole thing; there are no subscores to rescue a weak section. That structure is exactly why this bank is organized the way it is. It maps all 9,992 questions directly onto PSI’s published Series 16-06 content outline — including the full 2,019 questions PSI groups under Common to Property and Casualty Only, the single largest section of the exam at roughly 55 of the 150 questions — so you can drill by the same sections the exam is built from, then take generated practice exams weighted the way the real one is.
What this program includes
- 9,992 practice questions built specifically for Pennsylvania’s combined Property and Casualty producer exam (Series 16-06) — no other state’s bank, and no life or health content mixed in.
- An explanation for every answer — why the correct choice is right, written into the bank itself, so a missed question teaches the rule instead of just marking you wrong.
- Coverage of every section of the PSI Series 16-06 outline — Insurance Regulation; Common to Property and Casualty Only; Property Only; and Casualty Only — with the Pennsylvania-specific material (statute titles, required limits, cancellation rules, the FAIR Plan) tested the way Pennsylvania tests it: codified, specific, and woven through all four sections rather than isolated in one.
- Topic drills matched to each outline section, so you can spend an evening on Pennsylvania regulation or on casualty liability instead of re-taking questions you already know.
- Generated practice exams that mirror the real format — 150 questions drawn in the real exam’s proportions, against a 2-hour-50-minute clock, scored against the same standard the exam uses: 105 of 150 correct (70%) to pass.
- Built from primary sources — PSI’s Candidate Information Bulletin and Series 16-06 content outline, and Pennsylvania law itself: Title 40 P.S. (Insurance), Title 31 Pa. Code (Insurance Department regulations), Title 75 Pa.C.S. (the Vehicle Code, for the auto lines), and Title 77 P.S. (Workers’ Compensation) — never from another prep company’s question bank.
Coverage: built on PSI’s Series 16-06 content outline
PSI publishes the blueprint for this exam, and the bank follows it section by section. The counts below are the actual questions in the bank for each outline area; the exam-weight column shows each section’s share of the 150 tested questions, as published in PSI’s outline.
| PSI outline section | Exam weight | Questions in this bank |
|---|---|---|
| I. Insurance Regulation | 30 questions (20%) | 1,076 |
| II. Common to Property and Casualty Only | 55 questions (37%)¹ | 2,019 |
| III. Property Only | 32 questions (21%) | 3,270 |
| IV. Casualty Only | 33 questions (22%) | 3,627 |
| Total | 150 questions | 9,992 |
¹ PSI’s published figures for Section II read 56 questions (37%); the four section counts as published total 151 against a stated 150-question exam — a one-question quirk in the source document. The bank’s proportions follow the published weights either way, and the discrepancy does not change what you study. See the Pennsylvania Insurance Exam Guide for a subsection-by-subsection breakdown of what each area covers.
Two things the table tells you about how to prepare:
Casualty outweighs property, and the common core outweighs both. Sections II and IV together are about 88 of the 150 questions — nearly three-fifths of your score rides on the shared foundations (insurance basics, policy provisions, dwelling and homeowners, commercial package and property coverage) and the casualty side (liability, auto, CGL, workers’ compensation). Candidates coming from a personal-lines property background routinely under-study the common core; the exam does not let them.
The Pennsylvania-specific material is not a section — it is a layer. PSI scatters the Commonwealth’s own rules through all four sections: 1,076 regulation questions up front, then Pennsylvania law again inside the policy sections — Title 75 financial responsibility and Act 6 cancellation rules inside auto, Pennsylvania cancellation and nonrenewal provisions inside property and commercial coverage, the FAIR Plan and mine subsidence inside property, Pennsylvania workers’ compensation specifics inside casualty. The guide breaks the Pennsylvania layer out topic by topic; the bank lets you drill it as its own study track as well as inside each section.
The exam this prepares you for
The details below come from PSI’s Candidate Information Bulletin for Pennsylvania insurance licensing and the Pennsylvania Insurance Department; they describe the exam as PSI currently administers it.
- Exam: Producer’s Examination for Property and Casualty Insurance, Series 16-06, administered by PSI Services LLC for the Pennsylvania Insurance Department. One combined exam for both lines — Pennsylvania has no separate property-only or casualty-only producer exams on this path.
- Format: 150 scored questions, plus a small number of unscored pretest questions PSI uses to evaluate items for future exams (PSI’s bulletin puts the Series 16-06 pretest count at 5; pretest items are indistinguishable from scored items and do not count for or against you). Multiple choice, taken on a computer at a PSI test center or through PSI’s remote proctoring service. You may also register for an optional, unscored 15-question practice examination PSI offers with the bulletin materials — it familiarizes you with the question style; it is not a score predictor.
- Time allowed: 2 hours 50 minutes for the 150 scored questions — about 68 seconds per question. Pacing is a trainable skill, and it is one reason the practice exams in this program run against the real clock.
- Passing score: 70% — at least 105 of the 150 scored questions correct. PSI reports a scaled score; 70 is the passing scaled score, and PSI’s bulletin notes that if you fail, your score report shows how close you were and which content areas were weakest. There is one score for the whole exam — Pennsylvania portions cannot be passed or failed separately.
- Exam fee: $43, payable to PSI, due when you reserve your seat; the same fee applies to a retake, and it is nonrefundable if you miss your appointment — PSI’s rescheduling rules are in the guide.
- Pre-licensing education: 24 hours of approved pre-licensing education is required before you may apply, unless you qualify for an exemption (certain professional designations, prior licensure, and other categories listed in the guide). Pennsylvania is one of the states where the education gate comes first: the hours must be completed with an Insurance Department–approved provider before your license application, and the exam registration process will ask about them.
- Fingerprinting and background check: required as part of the application, through the Commonwealth’s fingerprinting vendor; details and the current process are in the guide.
- After you pass: apply for the producer license through Sircon — the system Pennsylvania uses for producer licensing — with the Insurance Department’s application fee ($55 for a resident producer license). Your exam result is transmitted electronically; you apply once you have passed, completed the education requirement, and been fingerprinted.
The full walkthrough — eligibility, registration, identification rules, test-day procedures, retakes, and how the license is maintained — is in the Pennsylvania Insurance Exam Guide.
Pricing
$29 for full access to the Pennsylvania program — all 9,992 questions, every topic drill, and unlimited generated practice exams weighted to the Series 16-06 outline. That is PassProfessor’s standard single-state price, set deliberately at roughly half of what the large national prep providers charge for a comparable state program, because our model is volume: a fair price that a candidate can say yes to without waiting for a sale.
Enrollment is open. Enroll in Pennsylvania Insurance Exam Prep and start practicing today.
Verified questions
Every question in this program is original — written for PassProfessor from the official exam blueprint, never copied from a test bank or another provider’s materials. Before enrollment opened, each answer key was independently verified: reviewers re-answered sampled questions blind, disagreements were settled against the primary sources, and every numeric answer was recomputed from first principles. Questions whose facts could not be confirmed were removed, and the bank passed a text-overlap screen. Practice exams draw a fresh, blueprint-weighted set from the full bank on every attempt, so no two practice exams are the same.
Frequently asked questions
What is the Series 16-06 exam?
It is PSI’s Producer’s Examination for Property and Casualty Insurance for Pennsylvania — the single combined licensing exam for the state’s property & casualty producer license. It has 150 scored questions, allows 2 hours 50 minutes, and requires a score of 70% (105 of 150) to pass. PSI administers it for the Pennsylvania Insurance Department.
Does Pennsylvania require pre-licensing education?
Yes — 24 hours of approved pre-licensing education before licensure, unless you qualify for an exemption. The hours must come from a provider approved by the Pennsylvania Insurance Department. Certain candidates are exempt — holders of specified professional designations and some previously licensed producers among them; the exam guide lists the exemption categories as PSI and the Department publish them.
How much Pennsylvania law is on the exam?
More than most candidates expect, and it is distributed rather than concentrated. The Insurance Regulation section alone is 30 of the 150 questions (20%), and Pennsylvania-specific rules recur inside the remaining sections — Vehicle Code (Title 75) financial responsibility, UM/UIM, and Act 6 cancellation provisions in auto; cancellation, nonrenewal, FAIR Plan, and mine subsidence provisions in property; Title 77 workers’ compensation specifics in casualty. This bank carries its Pennsylvania material as a study layer across all four outline sections for that reason.
Why does the common section matter so much?
Because PSI weights it that way: Common to Property and Casualty Only is roughly 55 of the 150 questions — more than a third of the exam — covering insurance basics, policy structure and provisions, dwelling and homeowners policies, and commercial package and property coverage. It is the section candidates most often under-prepare, because it looks like review material. On a 105-to-pass exam, it is where the pass is usually decided.
How much does the Pennsylvania insurance exam cost, all in?
The exam itself is $43 per attempt, paid to PSI. After you pass, the resident producer license application through Sircon carries a $55 Insurance Department fee, fingerprinting is paid to the Commonwealth’s vendor at its current rate, and your 24 hours of pre-licensing education are priced by whichever approved provider you choose. The exam guide walks through the full sequence with sources.
How does the practice exam in this program differ from PSI’s 15-question practice test?
PSI’s optional practice examination is 15 unscored questions meant to show you the question format. Ours is a full simulation: 150 questions drawn from the bank in the Series 16-06 proportions, on a 2-hour-50-minute clock, scored against the 70% standard, with an explanation for every answer afterward. They serve different purposes — theirs shows you the doorway; ours rehearses the exam.
Why is the bank 9,992 questions and not a round number?
Because that is how many questions passed our build and audit for Pennsylvania. Every bank we ship is counted, not targeted — we publish the exact number that survived verification rather than padding to a marketing figure.
When can I enroll?
Pennsylvania enrollment is open. Enroll on this page to start the full program today.
Disclaimer
PassProfessor is an independent exam-preparation provider and is not affiliated with the Pennsylvania Insurance Department, PSI, or any state agency or exam vendor. Exam details on this page come from PSI’s Candidate Information Bulletin and Pennsylvania Insurance Department publications, current as of October 2026; those sources govern if anything here differs from them.