Oklahoma Insurance Exam Prep

Part of the expanding PassProfessor catalog: 9,992 questions, written to PSI’s current Oklahoma content outline and independently audited. Join the notify list and we will email you when enrollment opens.

What’s included

An Oklahoma bank, not a national bank with an Oklahoma chapter. Thirty-eight of the exam’s 150 scored questions — just over a quarter of your score — come from the Oklahoma-specific sections of PSI’s outline: licensing, state statutes and rules, Oklahoma automobile insurance laws, and Oklahoma workers’ compensation. Our Oklahoma bank holds 9,992 questions, and 2,498 of them test Oklahoma material specifically: the Property and Casualty Insurance Guaranty Association, the Unfair Claims Settlement Practices Act, Oklahoma’s assigned-risk auto plan and uninsured motorist rules, and the state’s workers’ compensation system under Title 85A. That is the part of the exam national courses cover most lightly, and it is where this program is deepest.

An explanation on every question. Every one of the 9,992 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.

Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 150 scored questions weighted the way PSI’s published Oklahoma outline weights them, with the Oklahoma-specific sections carrying the same quarter-plus share they carry on the real exam. Questions you have not seen come first, and you never sit the same exam twice.

Drills that match how the exam is built. Drill a single content area — Oklahoma statutes and rules, licensing, commercial property policies, policy provisions and contract law — or sit the full 150-question simulation against the same 150-minute clock PSI gives you. Your results break down by content area, so a weak area shows up in your practice data before it shows up on a score report.

Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be.

A free sample that shows the standard. A free sample comes with the program — when enrollment opens, take the free Oklahoma sample before you pay anything: a fixed set of 10–15 questions spanning the outline — roughly two-thirds at the level most prepared candidates handle well and one-third at the stretch level the real exam will reach for — with the full explanation on every question. It is the same bank, the same explanations, and the same interface as the paid program. If the sample teaches you something, the other 9,977 questions will too.

Built for a percentage exam. Oklahoma scores this exam as a straight 70% — no scaled-score mystery — which makes honest practice data unusually useful. Your drill results and simulation scores are reported by content area against the same standard the real exam uses, so you can watch a weak section cross the line in practice before you pay PSI $38 to find out whether it crossed in fact. Candidates retaking the exam can aim the same breakdown at the sections their PSI diagnostic report flagged: the practice categories and the score report are describing the same exam from the same outline.

Part of a 50-state program. PassProfessor’s insurance library holds 478,523 original practice questions across all 50 states, every one written to that state’s published outline. The Oklahoma program is the Oklahoma slice of that library — priced per state, because you only need the state you are testing in.

This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.

Oklahoma licenses property and casualty producers through one combined exam — the Property & Casualty Producer exam, given by PSI for the Oklahoma Insurance Department: 150 scored questions in 150 minutes, and 70% correct to pass. PassProfessor’s Oklahoma program will give you 9,992 original practice questions built on PSI’s current Oklahoma content outline — including 2,498 questions on Oklahoma statutes, licensing, auto law, and workers’ compensation alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Oklahoma program will be $29 when enrollment opens.

The real exam at a glance

Current as of October 2026, per the PSI Oklahoma Insurance Licensing Examination Candidate Information Bulletin (copyright 2026, revised July 1, 2026) and PSI’s Oklahoma Property and Casualty Producer content outline (effective August 1, 2026). Full detail — eligibility, registration, retakes, test day — is in our Oklahoma insurance exam guide.

Oklahoma Property & Casualty Producer exam
Administered byPSI Services LLC (PSI), for the Oklahoma Insurance Department (OID)
Questions you will see155
Scored questions150
Unscored experimental questions mixed in5 (PSI’s bulletin says 5 to 10 experimental items may appear; the outline for this exam specifies 5)
Time limit150 minutes (2½ hours)
Passing standard70% correct
Exam fee$38, paid to PSI when you schedule
License application fee$60, paid to the state when you apply after passing (separate from the exam fee)
OKLAHOMA INSURANCE · EXAM AT A GLANCE
155
QUESTIONS YOU WILL SEE
150
SCORED QUESTIONS
150 minutes (2½ hours)
TIME LIMIT
70% correct
PASSING STANDARD
Administered by: PSI Services LLC (PSI), for the Oklahoma Insurance Department (OID)
Unscored experimental questions mixed in: 5 (PSI’s bulletin says 5 to 10 experimental items may appear; the outline for this exam specifies 5)
Exam fee: $38, paid to PSI when you schedule
License application fee: $60, paid to the state when you apply after passing (separate from the exam fee)
  • Oklahoma requires no pre-licensing education for this license. The OID’s own application guidance tells candidates they “may prepare to take the Licensing exam by any means appropriate” — there is no course you must complete before the exam. (The exception in Oklahoma is the bail bondsman line, which requires 16 hours; it is a different license.) Preparation is optional in Oklahoma; passing is not.
  • 70% is a percentage here — and the score is final when you see it. Oklahoma’s exam is scored as a straight percentage: you need 70% of the scored questions correct. Your score appears on screen when you finish, and PSI emails your score report.
  • The exam is given at PSI test centers across Oklahoma and the United States, and by remote online proctoring — you choose the format when you schedule. Register early if you want a particular date: the OID advises allowing a three-week window to find a seat.
  • You apply for the license after passing: wait three business days for your result to reach the OID and the national database, then apply online. A passing Oklahoma exam result stays valid for two years.
  • Oklahoma also offers separate Property-only and Casualty-only producer exams (75 scored questions each, 120 minutes, the same $38 fee) for candidates who want a single line. This program prepares you for the combined exam — the standard route to the full P&C license — and its content covers the material both single-line exams draw on.
  • Retakes are unusually forgiving: the exams are open eligibility with no limit on attempts. You cannot rebook the same day you test, but a failed attempt costs you a day and another $38 — not a waiting period. The full retake, test-day, and after-you-pass record is in the exam guide.

How the practice maps to the real exam

PSI’s published outline for this exam has eleven sections. Four are Oklahoma-specific and carry 38 of the 150 scored questions; the other seven are general property and casualty knowledge and carry 112.

Official outline section (scored questions on the real exam)
Oklahoma-specific sections
Licensing7
State Insurance Statutes, Rules, and Regulations16
State Automobile Insurance Laws10
State Workers’ Compensation5
General knowledge — Property
Personal Policies8
Commercial Property Policies15
Property Insurance Terms and Related Concepts20
Property Policy Provisions and Contract Law15
General knowledge — Casualty
Personal Casualty Policies and Related Terms10
Commercial Casualty Policies, Bonds, and Related Terms20
Casualty Insurance Terms and Related Concepts15
Casualty Policy Provisions and Contract Law9
Total scored150

Every question in the Oklahoma bank is tagged to a content area drawn from that outline. Counts below are the bank itself, counted question by question from its Topic column:

Bank content areaPractice questions
Oklahoma-specific
State Insurance Statutes, Rules, and Regulations1,112
Licensing604
State Automobile Insurance Laws423
State Workers’ Compensation359
Oklahoma-specific subtotal2,498
General property and casualty knowledge
Commercial Property Policies3,373
Property Insurance Terms and Related Concepts2,249
Property Policy Provisions and Contract Law1,872
General-knowledge subtotal7,494
Total9,992

A note on how to read the general-knowledge rows: the bank’s general-knowledge questions cover both the property side of the outline (personal and commercial property policies, property terms, property provisions and contract law) and the casualty side (personal auto and umbrella, commercial general liability and commercial auto, bonds, casualty terms, casualty provisions) — the three general-knowledge content areas above are the headings the bank files them under, and full practice exams draw across all of it at the outline’s weights. The Oklahoma-specific counts, by contrast, are filed under Oklahoma’s own outline headings, section for section.

Two proportions are worth pausing on. The first is the Oklahoma share: 38 of 150 scored questions on the real exam, 2,498 of 9,992 in this bank — in both cases a quarter of the whole, which is exactly the emphasis the exam itself gives Oklahoma law. The second is where the general questions concentrate: the outline puts 35 scored questions in its two terms-and-concepts sections and 35 more in its two commercial-policies sections. The bank is deepest precisely there — thousands of questions on policy terms, provisions, and contract law, and on commercial property policies — because that is where the exam’s center of gravity sits. Depth follows the outline, not the other way around.

How to use it

  1. Join the notify list today. When enrollment opens, start with free sample questions — a fixed set of Oklahoma questions across the outline, with full explanations — enough to see how the program teaches and where you stand.
  2. Drill the Oklahoma sections early. They are 38 of 150 scored questions — a quarter of the exam — and the most concrete material on it: day counts, dollar figures, named Oklahoma institutions. Most candidates leave them for last; the score report is where that shows.
  3. Drill by content area. Work your weakest general-knowledge areas — the two terms-and-concepts areas and the commercial policy areas together carry the bulk of the general half — until the misses stop repeating.
  4. Sit full generated exams against the clock. 155 questions in 150 minutes is under a minute per question once the unscored experimental items are mixed in. Practice the pace, not just the material.
  5. Book the real exam through PSI when your practice scores sit comfortably above 70% on full simulations — then, after you pass, wait three business days and apply to the OID online. Your name, birth date, and Social Security number must match your government ID exactly, or the mismatch can delay your license application by weeks.

Pricing

$29 — the full Oklahoma program, when enrollment opens. All 9,992 questions, every explanation, unlimited fresh practice exams and content-area drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).

For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.

This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.

Frequently asked questions

How many questions are on the Oklahoma property and casualty exam?
You will see 155 questions in 150 minutes. Of those, 150 are scored and 5 are unscored experimental questions PSI is trying out for future exams, mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.

What score do I need to pass the Oklahoma P&C exam?
70% correct on the scored questions. Oklahoma scores this exam as a straight percentage — there is no scaled-score conversion to decode. Your score is displayed on screen when you finish, and your score report is emailed to you.

Does Oklahoma require a pre-licensing course before the exam?
No. Oklahoma does not require pre-licensing education for the Property & Casualty producer license, and the OID does not regulate prep courses. The Department’s application guidance says you may prepare “by any means appropriate for you.” The one Oklahoma line with an education mandate is bail bondsman (16 hours) — a different license. You prepare, pass the PSI exam, and apply.

How much does it cost to get an Oklahoma P&C license?
The exam fee is $38, paid to PSI when you schedule. After you pass, the resident license application fee is $60, paid to the state through the online application (NIPR transaction fees, where they apply, are separate). Oklahoma does not require fingerprinting for producer applicants, so there is no fingerprint fee. Preparation, like this program at $29, is your choice — Oklahoma requires no course.

Who administers the Oklahoma insurance exam?
PSI Services LLC administers the exam for the Oklahoma Insurance Department. You schedule on PSI’s Oklahoma insurance page or by phone at (833) 333-4754, and you choose a test center or remote online proctoring. PSI reports results to the OID electronically within 48 hours of a pass.

What do I do after I pass?
Wait three business days for your result to reach the OID and the national database, then submit your application online — through the OID licensing portal, which routes you to NIPR — with the $60 fee. First-time resident applicants also upload a legible color copy of their Oklahoma driver’s license or state ID to the NIPR Warehouse. Passing is not the license: you may not sell, solicit, or negotiate insurance until the OID issues the license and an insurer appoints you.

What happens if I fail?
You schedule a new appointment and test again. Oklahoma exams are open eligibility — you may test as many times as you need to pass — but you cannot book a new appointment the same day you tested; a candidate who tests on Wednesday can call Thursday and retest as early as Friday, space permitting. The $38 exam fee applies to each attempt. If you fail, your emailed score report includes a diagnostic report showing your strengths and weaknesses, which is the starting point for a retake plan.

How long is my passing score good for?
Two years. Oklahoma exam results are valid for two years from the date you took the exam — complete your license application inside that window or the exam must be retaken.

Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published Oklahoma content outline and Oklahoma insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.

Does this program count as pre-licensing education?
Oklahoma requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself.

Why do the Oklahoma-law sections get their own drills?
Because they are 38 of the 150 scored questions — a quarter of the exam — and the part national study materials cover thinnest. Oklahoma tests its own institutions and numbers: the Property and Casualty Insurance Guaranty Association, the Unfair Claims Settlement Practices Act, the state automobile insurance plan, uninsured/underinsured motorist rules, and a workers’ compensation system run under its own statute. Our bank holds 2,498 Oklahoma-specific questions so those sections can be drilled on their own until they are the easiest part of your exam.

Can I take the Oklahoma P&C exam online?
Yes. When you schedule with PSI you select your format: a PSI test center or remote online proctoring. Remote candidates launch the exam from their PSI account within 30 minutes of the booked time, must start within 15 minutes of it, and test under proctor rules that include no breaks and no scratch paper. Test centers — including Oklahoma City, Tulsa, Norman, Lawton, and Enid — give you scratch paper and a pencil instead.

When can I enroll in the Oklahoma program?
Enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.

Disclaimer

PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Oklahoma Insurance Department, PSI, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.