Ohio Insurance Exam Guide: The Property and Casualty Insurance Agent Exam, Series 11-36, Explained

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1. The Ohio P&C exam, in one paragraph

The Ohio Property and Casualty Insurance Agent exam, Series 11-36, is the combined licensing exam for Ohio’s property and casualty lines of authority, administered by PSI Services LLC for the Ohio Department of Insurance (ODI). It is 150 multiple-choice questions in 2½ hours (150 minutes), built from PSI’s published Ohio content outline, and the minimum passing score is 70%. Ohio is not a walk-in state: before you may sit this exam you must complete 20 hours of ODI-approved pre-licensing education for the property line and 20 hours for the casualty line — 40 hours in total — and present both completion certificates on test day. Pass, complete a fingerprint criminal background check through National WebCheck (results go to ODI from the Ohio Bureau of Criminal Investigation and the FBI), and apply for the license, at $10 per line of authority.

2. Who can take the Ohio P&C exam?

ODI is authorized under Chapter 3905 of the Ohio Revised Code to qualify individuals to act as insurance agents in Ohio, and PSI’s bulletin states the licensure requirements plainly. To be licensed as a resident agent, you must:

Be at least 18 years old.
Complete the required pre-licensing education (detailed below) through a provider approved by the Department, or hold an approved education waiver.
Submit to a criminal background check — fingerprints for a records check by the Ohio Bureau of Criminal Investigation and Identification (BCI) and the Federal Bureau of Investigation (FBI), under Ohio Revised Code 3905.051.
Pass the examination for the lines you seek.
Submit an application and any required fees.

You do not need approval from the State of Ohio before taking an examination — the bulletin says so in its checklist. The gate is not pre-approval; the gate is the education certificate, described next, because without it PSI will not let you test.

The pre-licensing education requirement — read this first

Ohio requires pre-licensing education for its major lines, at 20 hours per line of authority. The bulletin’s licensure table lists Property at 20 hours and Casualty at 20 hours, each with an exam, fingerprinting, and a $10 license application fee. For the combined Property and Casualty path, that is 40 hours and two certificates.

The mechanics matter as much as the hours:

Both certificates, on the day. The bulletin states it specifically for this exam family: for the Property and Casualty Insurance Series 11-36 examination (and the Life, Accident and Health Series 11-35), you must present both Course Completion Certificates on the day of testing. At a test center they must be paper copies — electronic copies will not be accepted — signed and dated by the provider and by you, with your name matching your registration and your photo ID exactly.
No certificate, no test, no refund. If you do not bring the appropriate certificate(s) or an approved education waiver, you will not be able to test and your exam fee will be forfeited. An altered certificate will not be accepted.
Remote testing has its own version of the rule. If you test by remote online proctoring, you must email your certificate(s) or waiver(s) to PSI at ohcert@psiexams.com within 24 hours of passing. ODI cannot process a license application without the valid certificates, so a late email delays licensure even if you passed.
Certificates expire in 180 days. Course completion certificates and education waivers are valid for 180 calendar days beginning on the date of issuance. If you have not passed your examination within that period, you must retake the pre-licensing education course. This 180-day clock — not the exam calendar — is what should drive your study schedule.
Waivers exist, narrowly. Pre-licensing education may be waived for certain credentials — the bulletin lists, for the property/casualty/personal lines group, an associate or bachelor’s degree in insurance and designations including Accredited Advisor in Insurance (AAI), Associate in Risk Management (ARM), Certified Insurance Counselor (CIC), and Chartered Property Casualty Underwriter (CPCU), among others. A waiver must be requested from the Department with official documentation before you sit, the original waiver must be presented on test day, and each waiver is itself valid for 180 days. One hard limit: no person who has surrendered a license, or had a license suspended, inactivated, canceled for nonrenewal, or revoked, may use a pre-licensing education exemption.
Failure to complete all pre-licensing requirements can require you to re-take the examination. That heading in the bulletin is not decorative. Sequence the steps correctly: course first, exam second, application third.

A note on what this guide’s companion product is and is not: PassProfessor’s Ohio program is exam preparation only. It is not an ODI-approved pre-licensing course, provides no education credit, and satisfies none of the 40 hours. Ohio candidates need an approved course for the hours and the certificates; preparation like this program is for the exam those certificates admit you to.

The background check, in brief

Every resident applicant must be fingerprinted. Section 5 covers the process in full; the eligibility point here is that the Superintendent may refuse to issue a license to an individual found to have committed an act that is grounds for denial. The bulletin lists examples including providing incorrect, misleading, incomplete, or materially untrue information on an application; having been convicted of a felony; and having been convicted of a misdemeanor related to the misuse or theft of money or property belonging to another, fraud, forgery, dishonest acts, breach of fiduciary duty, or crimes of moral turpitude — as well as any other criminal conviction, which the bulletin lists as its own item. If your history includes any of this, read the bulletin’s criminal background check section and ODI’s requirements before you spend money on a course or an exam.

3. The exam, piece by piece

Series 11-36 is a single combined sitting covering both lines. Ohio also offers the lines separately — the bulletin publishes, for example, an Ohio Property Insurance Agent exam, Series 11-46, at 100 questions in 2 hours — but the combined 150-question exam is the standard P&C path and the one this guide covers.

PSI publishes the Series 11-36 outline as ten sections weighted by percentage. Applied to the 150-question total, the percentages imply the approximate question counts in the right-hand column; PSI publishes the percentages, so treat the counts as the arithmetic of those percentages, not as a separate PSI promise — several sections land on half-questions, which is itself a sign the percentages are targets across forms rather than a fixed per-form split.

Outline section	Weight	≈ Questions (of 150)	What it covers
1.0 Insurance Regulation	10%	≈15	Licensing; state regulation (the Superintendent/Director’s duties and powers, company and agent regulation); federal regulation
2.0 General Insurance	9%	≈14	Concepts, insurers, agents and agency, contracts
3.0 Property and Casualty Insurance Basics	16%	24	Principles and concepts, policy structure and provisions — plus §3.4, Ohio laws, regulations and required provisions
4.0 Dwelling (’14) Policy	6%	9	Dwelling forms, coverages, exclusions, conditions, Ohio endorsements
5.0 Homeowners (’22) Policy	14%	21	Homeowners forms, Section I and II coverages, perils, exclusions, conditions, Ohio endorsements
6.0 Auto Insurance	14%	21	Ohio auto laws, personal auto, commercial auto
7.0 Commercial Package Policy	12%	18	CPP components, CGL, commercial property, crime, inland marine, equipment breakdown, farm
8.0 Businessowners (’13) Policy	8%	12	BOP property and liability sections, conditions, endorsements
9.0 Workers’ Compensation Insurance	4%	6	Workers’ compensation laws including Ohio law, the policy, endorsements and rating
10.0 Other Coverages and Options	7%	≈11	Umbrella/excess, specialty liability, surplus lines, surety bonds, aviation, ocean marine, flood, residual markets
Total	100%	150

Four structural facts that shape how you should prepare:

No section dominates — breadth is the exam. The largest section, P&C Basics, is 16%. Homeowners and auto are 14% each. A candidate who masters homeowners and ignores everything else has prepared for about one question in seven. Ohio rewards candidates who cover the whole outline at working depth over candidates who perfect one corner of it.
Ohio law is woven through the outline, not quarantined in one section. Regulation (10%) is the obvious home of Ohio licensing and Department law, but §3.4 is explicitly Ohio laws, regulations and required provisions — the Ohio Valued Policy Law, the Ohio Insurance Guaranty Association, cancellation and nonrenewal rules, binders, mine subsidence, unfair claims settlement practices. The dwelling and homeowners sections test Ohio special-provision endorsements. The auto section opens with Ohio law. The workers’ compensation section tests Ohio workers’ compensation law directly. There is no single “Ohio section” to cram the night before; Ohio is a thread through the whole exam.
Ohio tests its own institutions by name. The outline names the Ohio Insurance Guaranty Association, the Ohio FAIR Plan (Ohio Revised Code 3929.41–.49), the Ohio Automobile Insurance Plan, and the Commercial Insurance Joint Underwriting Association in its residual-markets material. These are exactly the items a purely national course is most likely to skip.
Workers’ compensation is small and very Ohio. At 4% — about six questions — it is the smallest section, and its outline includes types of laws (compulsory versus elective, monopolistic versus competitive), Ohio Workers’ Compensation Law (Chapter 4123 of the Ohio Revised Code), and the exclusive remedy doctrine. Ohio is one of the few states where employers generally must secure workers’ compensation coverage with the state-run Ohio Bureau of Workers’ Compensation (BWC) or be granted self-insured status, rather than buying a policy from a private carrier — that monopolistic structure is the context the outline’s monopolistic-versus-competitive item is testing.

Non-scored questions. PSI’s bulletin states that your examination contains non-scored questions: they are an essential step in developing accurate future examinations, they will not be scored, and time to answer them has been added to the time allowed. The bulletin does not publish how many non-scored questions Series 11-36 contains. Anyone who quotes you an exact scored-versus-pretest split for this exam is quoting something PSI’s Ohio bulletin does not say. The practical consequence is simple: you cannot identify them, so answer all 150 as if they count.

How the sitting works. The exam is administered by computer, one question at a time, with minutes remaining displayed on screen. A tutorial first — up to 15 minutes, not counted against your exam time — includes sample questions so you can practice answering and reviewing. During the exam you may return to questions and change answers while time remains, and you may leave comments on individual questions for PSI’s development staff.

4. The passing standard, explained

The minimum passing score is 70%. PSI states that figure in the introduction to its Ohio examination content outlines, and it applies to the outlines that follow, including Series 11-36.

Two clarifications are worth making, because Ohio is often described using other states’ vocabulary:

Ohio states a percentage, not a scaled score. In Texas, Pearson VUE reports a scaled score of 70 that is explicitly not a percentage. Ohio’s bulletin does not use that machinery for this exam — it states a minimum passing score of 70%. Do not import another state’s score explanation into an Ohio result.
70% is the floor, not a study target. On a 150-question exam, the margin between a comfortable pass and a nervous one is a handful of questions per section, and the sections are many. The sensible preparation target is consistent full-simulation performance well above 70%, with no outline section — including the 4% workers’ compensation section — left near zero, because six questions you simply do not know are 4% of the entire exam handed away.

What you learn, and when. Your score is displayed on screen at the end of the examination, and a score report is emailed to you. If you fail, the emailed score report includes a diagnostic report indicating your strengths and weaknesses by examination type — that diagnostic is the starting document for a retake plan, not a piece of bad news to file away. If you pass, your results are transmitted daily to the Department. Duplicate score reports can be requested from PSI by email, with your name, candidate ID number, and confirmation number; allow up to 72 hours.

A note on pass rates. Neither PSI’s bulletin nor ODI publishes a single official overall pass rate for Series 11-36 that this guide can cite responsibly (PSI publishes school-level summaries), so this guide does not quote one. Treat any precise Ohio P&C pass rate in marketing copy with skepticism unless it names its source and period.

5. Fees and registration, step by step

Keep the payments separate — they go to different places, at different times, for different things.

Payment	Amount	Paid to	When
Exam fee	$49	PSI	When you schedule
Fingerprinting at a PSI examination center	$72.25	PSI center (VISA or MasterCard)	At your fingerprint appointment there; other National WebCheck providers charge their own fees
License application	$10 per line of authority — $20 for property + casualty	The State of Ohio, collected through the application route	When you apply, after passing

The bulletin is explicit that examination fees are not refundable or transferable, and that an examination fee is valid for one year from the date of payment. The application route collects fees by credit card or electronic check; NIPR additionally charges a nominal transaction fee for applying online, whether you apply at the examination center kiosk or elsewhere, and application fees cannot be paid by cash or paper check on the electronic route.

The sequence, in order:

Complete your pre-licensing education first. Forty hours for the combined path — 20 property, 20 casualty — from an ODI-approved provider, or an approved waiver. You receive a Course Completion Certificate for each line. Your 180-day validity clock starts at issuance.
Pay and schedule with PSI. Schedule online through PSI’s Ohio insurance portal (test-takers.psiexams.com/ohins) — create an account, with your first and last name exactly matching your current, valid, government-issued ID — and choose a test center or remote proctored format; or schedule by telephone at (855) 807-3995. PSI’s telephone registrars are available Monday through Friday 7:30 a.m.–10:00 p.m. and Saturday–Sunday 9:00 a.m.–5:30 p.m. Eastern Time. You do not need state approval to schedule.
Protect the appointment. You may cancel and reschedule the same examination without forfeiting your fee if your cancellation notice is received 2 days before the scheduled date — for a Monday appointment, notice by the previous Saturday. A voicemail message is not an acceptable cancellation; use the website or speak to a representative. You forfeit the fee if you miss the appointment, cancel late, arrive after the start time, lack proper identification, or lack your required certificate(s) or waiver(s).
Complete the fingerprint background check. Under Ohio Revised Code 3905.051, resident applicants submit fingerprints for a criminal records check by BCI and the FBI. Applicants must use National WebCheck, the web-based fingerprinting system that processes the checks electronically; ODI’s site lists WebCheck providers, and all PSI examination centers are approved WebCheck providers — at a PSI center the fingerprint fee is $72.25, payable by VISA or MasterCard. WebCheck requests are usually processed within two business days, though the bulletin warns the Department may not receive results for up to 4–6 weeks in some cases. ODI cannot complete processing your application until it receives the report from BCI or the FBI — so do not leave fingerprinting to the last step if timing matters. Criminal background check results are valid for 1 year, and applicants pursuing multiple license types can use the same results while they remain valid.
Take the exam — with both paper certificates, if you are testing at a center. Details are in §8.
Apply for the license — immediately after passing, if you like. The bulletin states that immediately after you pass, you may complete and submit your license application electronically using the kiosk at the examination center, or apply outside the center through ODI’s website by clicking the blue “Apply or Renew Agent License” button. Review the application on ODI’s website first so you have every required item ready, including the application fee. Paper applications exist on an as-needed basis only, take considerably longer, and are requested from ODI by phone. Once ODI has verified your education, your passing examination, and that you meet all standards for licensure, it issues the license listing your lines of authority, notifies you by email, and you can print a copy from ODI’s website.
Respond promptly if ODI asks for more. If an application cannot be processed for missing information, ODI contacts the applicant, who must usually respond within 30 days or the application is deemed incomplete; fees paid on an incomplete application are non-refundable, and a new application and fees are required to restart. Certified documents, where required, must be mailed, or supporting documents can be uploaded to NIPR’s Attachment Warehouse. Keep your address, phone, and email current with ODI — by law agents must maintain accurate contact information, and email is ODI’s primary means of communication.

6. After you pass — and after you are licensed

Passing the exam earns you the right to apply; it is not itself a license, and it does not authorize you to sell, solicit, or negotiate insurance. The steps between a passing score and a working license are the application and fee in §5, the completed BCI/FBI background check, and ODI’s verification and issuance. The appointment step follows licensure: the outline’s regulation section covers agent appointment procedures (agent appointment under Ohio Revised Code 3905.20, cancellation of appointment, and termination notification) because an insurer’s appointment is what connects a licensed agent to that insurer’s products — arrange it with each carrier you will represent.

Two maintenance facts from the bulletin are worth knowing on day one, because they set the rhythm of an Ohio license:

Renewal is biennial. All Ohio agents holding a major line, limited line, and/or title license must renew every two years by the last day of their birth month.
Continuing education comes before renewal. Agents holding property, casualty, personal lines, accident & health, variable, or life authority must complete 24 hours of approved continuing education, three of which must be ethics-specific, prior to renewing — and credits must be complete before the license expiration date and before the renewal application is submitted.

The bulletin does not state a deadline by which a passing score expires if you delay applying, and this guide does not invent one — the verified clocks are the 180-day certificate validity before the exam and the 1-year validity of background check results. The practical advice follows from the bulletin’s own wording: it offers the application kiosk at the examination center and describes applying “immediately after you pass.” Do that.

7. Retakes and score validity

No limit on attempts. The bulletin states there is no limit to the number of times a candidate may retake an examination, if necessary, to pass.
But not the same day. It is not possible to make a new appointment on the same day you have taken an examination, because scores must be processed and reported. The bulletin gives the working example: a candidate who tests unsuccessfully on a Wednesday can call the next day, Thursday, and retest as soon as Friday, depending on space availability.
The certificate clock keeps running. For examinations requiring a pre-licensing certificate, the certificate must still be valid when you retest. If your 180 days run out before you pass, you retake the pre-licensing course — the most expensive way to fail this exam is slowly.
Each attempt is a new appointment and a new fee. Examination fees are non-refundable and non-transferable; schedule the retake through the same PSI portal or phone line.
Use the diagnostic. A failing score report includes your strengths and weaknesses by examination type. A retake plan built on that report — and on practice data broken down the same way — is a different exam attempt. The same preparation repeated is usually the same result repeated.

8. Test day

At a test center:

Arrive at least 15 minutes before your appointment, per PSI’s checklist.
Bring two valid forms of signature-bearing identification, at least one also bearing your photograph. Your name as shown during registration must exactly match the name on the photo ID you present — and the name on your certificates.
Bring both paper Course Completion Certificates (or your original education waiver). Paper copies only; electronic copies will not be accepted. Missing or altered certificates mean no test and a forfeited fee.
Expect security procedures. During check-in, candidates may be asked to empty and turn out pockets, lift sleeve ends and pant-leg bottoms, and have eyeglass frames and similar items inspected. No prohibited items may be within your reach or line of sight; items found at check-in go to secure storage or back to your vehicle, and PSI is not responsible for their security. Giving or receiving assistance, copying or communicating examination content, or using outside resources terminates the examination and is reported. Companions may not wait in the examination center or on the building’s property. Once seated, you may leave the room only to use the restroom, with proctor permission, and you receive no extra time for it. Candidates are not allowed scratch paper.

By remote online proctoring:

The remote format is booked through the same PSI account; you can launch your test within 30 minutes of your booked time, and by not starting within 15 minutes after the booked time you forfeit your fee. Run PSI’s compatibility checks — audio/video, webcam, and system — before test day.
Remote rules are stricter in the ways that surprise people: breaks are not allowed during remote proctored examinations; you may not change computers or spaces, move out of the camera’s view, read questions aloud, or cover your mouth; lighting and internet service must be sufficient for the proctor to see and monitor you; and you must follow proctor instructions throughout.
Email your certificates within 24 hours of passing to ohcert@psiexams.com, as in §2. This step is easy to forget in the relief of passing, and the bulletin warns in capitals, in effect, that failing to submit them will delay licensure.

Either way: you receive your result when you finish — the score appears on screen and the report is emailed — and PSI transmits passing results to the Department daily.

9. How to study for this exam

Ohio’s structure dictates the strategy: a required course that starts a 180-day clock, a ten-section outline with no dominant section, and Ohio law threaded through at least five of those sections.

Sequence your study around the certificate clock. Your approved pre-licensing course is both a requirement and your first study pass — take it seriously rather than treating it as a toll booth. Then schedule the exam inside the 180-day window with enough margin for a retake, because a failed first attempt with an expiring certificate turns into a second course fee.
Study the outline, section by section, at its weights. P&C Basics (16%), Homeowners (14%), and Auto (14%) together are 44% of the exam — the center of gravity. Commercial Package (12%) and Regulation (10%) bring the top five to two-thirds of the test. But do not starve the small sections: Dwelling (6%), Other Coverages (7%), Businessowners (8%), and Workers’ Compensation (4%) together are a quarter of the exam, and their material is finite, definitional, and highly learnable.
Pull the Ohio thread out and study it as its own subject. Regulation, §3.4’s Ohio laws and required provisions, the Ohio endorsement material in dwelling and homeowners, Ohio auto law, and Ohio workers’ compensation law share a cast: the Superintendent and ODI, the Ohio Insurance Guaranty Association, the FAIR Plan, the Ohio Automobile Insurance Plan, the valued policy law, mine subsidence. Learn them as a connected Ohio system, with their deadlines, duties, and named institutions, rather than as scattered footnotes in ten sections.
Learn the monopolistic workers’ compensation point cold. It is only a few questions, but they are distinctive: Ohio’s state-fund structure through the Bureau of Workers’ Compensation, self-insurance as the alternative, compulsory versus elective laws, and the exclusive remedy bargain. Candidates from competitive-state materials routinely carry the wrong default picture into these questions.
Practice at full length, against the clock. 150 questions in 150 minutes is one minute per question, including questions that turn out to be non-scored. Full generated practice exams, weighted to the outline, build pacing and breadth at the same time; short quizzes build neither.
Read every explanation, especially for questions you got right by guessing. A right answer from a wrong reason is a wrong answer waiting for a differently worded question, and PSI’s forms reward understanding provisions — cancellation, nonrenewal, duties after loss, other insurance — rather than recognizing phrases.
Book when the evidence says so: full simulations consistently and comfortably above 70%, no outline section collapsing, and certificates comfortably inside their window — then use the margin for the application and fingerprint steps, not for one more week of drift.

This program’s Ohio practice bank (9,994 questions, organized under Property and Casualty Insurance Basics, General Insurance, Insurance Regulation, Auto Insurance, and Workers’ Compensation Insurance headings, with an explanation on every question) is built for the study steps above. The Ohio Insurance Exam Prep program page shows the full coverage table — and enrollment is open there.

10. Frequently asked questions

How many questions are on the Ohio P&C exam?
150 questions, in 2½ hours (150 minutes), per PSI’s Series 11-36 outline. PSI’s bulletin states that Ohio examinations also contain non-scored questions that do not count and for which extra time is built in — but it does not publish how many, so no verified scored-versus-pretest split exists to quote.

What score do I need to pass the Ohio P&C exam?
A minimum passing score of 70%, per PSI’s bulletin. Ohio states the standard as a percentage; it is not presented as a scaled score.

Does Ohio require pre-licensing education?
Yes. Twenty approved hours for the property line and 20 for the casualty line — 40 hours total for the combined license — from an ODI-approved provider, unless you hold an approved waiver for a qualifying degree or designation. Certificates are valid for 180 calendar days.

Does PassProfessor count toward Ohio’s pre-licensing education?
No. It is exam preparation only, provides no education credit, and is not an ODI-approved pre-licensing course. You still need your 40 hours from an approved provider; this program prepares you for the exam itself.

How much does the Ohio P&C exam cost in total?
The exam fee is $49 to PSI. After passing, the license application is $10 per line of authority — $20 for property and casualty together — plus NIPR’s nominal transaction fee on the electronic route. Fingerprinting at a PSI examination center is $72.25; other National WebCheck providers charge their own fees. Your approved pre-licensing course is a separate cost set by its provider.

Who administers the Ohio insurance exam, and where do I register?
PSI Services LLC, for the Ohio Department of Insurance. Register and schedule through PSI’s Ohio insurance portal (test-takers.psiexams.com/ohins) or by calling (855) 807-3995. No state pre-approval is needed to schedule.

Can I take the Ohio insurance exam online?
Yes, per PSI’s bulletin — Series examinations are offered at PSI test centers and by remote online proctoring. Remote candidates must run PSI’s system compatibility checks, accept the no-breaks remote rules, and email their pre-licensing certificates to ohcert@psiexams.com within 24 hours of passing.

What must I bring to the test center?
Two valid forms of signature-bearing identification, at least one with a photograph, with the name matching your registration exactly; both paper Course Completion Certificates (or your original education waiver); and a second valid form of ID. Leave personal items at home — they cannot be brought into the testing room.

What is the fingerprint and background check process?
Resident applicants submit fingerprints for a criminal records check by the Ohio Bureau of Criminal Investigation and Identification (BCI&I) and the FBI, under Ohio Revised Code 3905.051. The common route is National WebCheck — electronic fingerprinting through a WebCheck provider, including PSI examination centers, where the fee is $72.25 by VISA or MasterCard. Results can take several weeks — the bulletin notes 4–6 weeks in some cases — and ODI cannot complete your application until it receives the BCI&I report. Results are valid for 1 year.

What happens if I fail?
You may retake without limit, but not the same day — a new appointment cannot be made on the same day you took an examination, because PSI must process your score. Each attempt is a new appointment and a new $49 fee, and your pre-licensing certificate must still be valid when you retake. Your failing score report includes your strengths and weaknesses by examination type — use it to target your re-study.

What do I do after I pass?
You may complete and submit your license application immediately after passing — the bulletin says so explicitly. The application is $10 per line of authority, so $20 for property + casualty, collected through the application route to the State of Ohio. If you tested remotely, email your certificates to ohcert@psiexams.com within 24 hours of passing; ODI cannot process your application without valid certificates. Respond promptly if ODI asks for more information: an application that cannot be processed for missing information is not automatically denied, but the applicant must supply it.

How long is my passing score good for?
The bulletin does not state a deadline by which a passing score expires if you delay applying. The binding clocks are elsewhere: certificates expire 180 days from issuance, background check results are valid 1 year, and examination fees are valid 1 year from payment. The practical advice is to apply promptly after passing rather than test an unstated deadline.

What Ohio-specific topics does the exam cover?
Ohio law and institutions appear throughout the outline rather than in one section: Regulation (10%) covers Ohio licensing and Department law; §3.4 of P&C Basics is explicitly Ohio laws, regulations and required provisions; dwelling and homeowners sections include Ohio endorsements; auto includes Ohio auto laws; and workers’ compensation includes Ohio Workers’ Compensation Law (Chapter 4123) and the state-fund system through the Ohio Bureau of Workers’ Compensation. The outline also names the Ohio Insurance Guaranty Association and the Ohio FAIR Plan (Ohio Revised Code 3929.43).

Are these real exam questions in the practice program?
No. PassProfessor’s Ohio program is an exam-preparation bank of 9,994 practice questions written to PSI’s published Ohio content outline — not a copy of PSI’s live examination, which PSI does not publish. The value is coverage of the outline at its weights, with explanations, not possession of the real items.

Disclaimer

PassProfessor is an independent exam-preparation provider and is not affiliated with the Ohio Department of Insurance, PSI Services LLC, or any other state agency or testing organization. Fees, deadlines, and requirements change; confirm them in PSI’s current Ohio Candidate Information Bulletin and on the Ohio Department of Insurance website before you schedule or apply. The exam-content weights and question counts described here are derived from PSI’s published content outline; PSI may revise the outline without notice. This guide is educational information, not legal or licensing advice, and does not guarantee that you will pass the examination or be granted a license. The figures in this guide are current as of October 2026; the Ohio Department of Insurance and PSI publications govern if anything here differs from them.