Part of the expanding PassProfessor catalog: 9,994 questions. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
North Dakota licenses property and casualty producers through two separate exams, both given by PSI: the Property (Product and Laws) exam and the Casualty (Product and Laws) exam — 110 questions each in 150 minutes, and 70% (77 of 110 correct) to pass each one. There is no combined North Dakota P&C exam. PassProfessor’s North Dakota program is one practice bank of 9,994 original questions that covers both exams — including 1,433 questions on North Dakota laws and regulations alone — with an explanation on every question and practice exams you can generate for the Property exam, the Casualty exam, or each part of either outline. A free sample comes with the program; the full North Dakota program will be $29 when enrollment opens.
What’s included
One bank, built for a two-exam state. Most states test property and casualty in a single sitting. North Dakota does not: you book, sit, and pass the Property exam and the Casualty exam separately, and a strong Property score does nothing for a weak Casualty result. Our North Dakota bank holds 9,994 questions organized by the two PSI outlines, so you can prepare for each exam on its own terms — and 1,433 of those questions sit under the two North Dakota laws-and-regulations topics, with more state content inside Insurance Regulation. North Dakota law is 40 of the 110 questions on each exam. It is not a chapter at the back of a national book here; on each exam it is more than a third of your score.
An explanation on every question. Every one of the 9,994 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams matched to each real exam. Generate a full practice exam for the Property sitting or the Casualty sitting — 110 questions weighted to that exam’s published PSI outline (40 state items, 70 general items), against the same 150-minute clock. Questions you have not seen come first, and you never sit the same generated exam twice. Preparing for one line only? The same bank drills down to a single exam or a single outline section.
Drills that match how each exam is built. Drill one outline section at a time — North Dakota Laws and Regulations Pertaining to Casualty Insurance, homeowners policy concepts, commercial general liability, the Auto Accident Reparations Act material inside the casualty state section — or sit a full timed simulation. Your results break down by outline section for each exam separately, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
The real exam at a glance
Current as of October 2026, per the PSI North Dakota Candidate Information Bulletin (©2026, 9/14/2026) and PSI’s 2026 North Dakota Property and Casualty content outlines. Full detail — eligibility, registration, fingerprints, retakes, test day — is in our North Dakota insurance exam guide. North Dakota changed its exam structure on March 1, 2022, moving from a two-part exam to a one-part exam for each line; older pages describing separate Product and Laws & Regulations sittings are out of date.
| Property (Product and Laws) | Casualty (Product and Laws) | |
|---|---|---|
| Administered by | PSI Services LLC, for the North Dakota Insurance & Securities Department | PSI Services LLC, for the North Dakota Insurance & Securities Department |
| Questions | 110 (40 state + 70 general) | 110 (40 state + 70 general) |
| Time limit | 150 minutes (2½ hours) | 150 minutes (2½ hours) |
| Passing standard | 70% — at least 77 of 110 correct | 70% — at least 77 of 110 correct |
| Exam fee | $67 per exam, paid to PSI | $67 per exam, paid to PSI |
| License application fee | $100 initial producer license fee, paid through NIPR after you pass (covers the license; separate from the exam fees) | Same license — the Property and Casualty lines are lines of authority on one producer license |
- Full P&C means two sittings and two exam fees. A candidate taking both lines sits two 110-question exams and pays $67 to PSI for each — $134 in exam fees — plus the separate $100 license application fee through NIPR.
- North Dakota requires no pre-licensing education. State law does not require classroom instruction before these exams; the Department states that preparation may be classroom instruction or self-study and that you never have to provide verification of study. Preparation is your choice — passing both exams is not.
- Each exam also carries a small number of experimental questions. PSI’s bulletin notes that 5 to 10 additional unscored experimental items may be administered during an examination. They do not count; you cannot tell which they are.
- Testing is in person. PSI’s bulletin announces that remote proctored examinations are no longer available effective April 24, 2026; North Dakota insurance exams are taken at PSI testing locations (Bismarck, Fargo, and Minot sites in-state, and PSI centers elsewhere in the U.S.).
- A passing score is valid for one year. Pass, complete the fingerprint background check, and apply through NIPR inside that window.
How the practice maps to the real exam
Every question in the North Dakota bank is tagged to a topic drawn from PSI’s published North Dakota Property and Casualty outlines. Counts below are the bank itself, counted question by question. The real exams weight state content at 40 of 110 questions each; the bank’s two North Dakota laws topics plus Insurance Regulation together account for 2,500 questions, so the state material can be drilled as hard as the real exams test it.
| Bank topic (from the PSI North Dakota outlines) | Practice questions |
|---|---|
| Property Insurance Basics | 2,623 |
| Casualty Insurance Basics | 2,622 |
| General Insurance Concepts | 2,249 |
| Insurance Regulation | 1,067 |
| North Dakota Laws and Regulations Pertaining to Casualty Insurance | 721 |
| North Dakota Laws and Regulations Pertaining to Property Insurance | 712 |
| Total | 9,994 |
On the real Property exam, the 40 state questions split into Insurance Regulation (14) and North Dakota Laws and Regulations Pertaining to Property Insurance (26) — valued policy law, the standard fire policy law, cancellation and nonrenewal rules, and the North Dakota Insurance Guaranty Association. On the real Casualty exam, the split is Insurance Regulation (10) and North Dakota Laws and Regulations Pertaining to Casualty Insurance (30) — the Auto Accident Reparations Act and its personal injury protection benefits, uninsured and underinsured motorist coverage, the North Dakota Automobile Insurance Plan, and the Guaranty Association again. The general 70 questions on each exam cover the product material: dwelling, homeowners, commercial property, and businessowners concepts on the Property side; personal and commercial auto, commercial general liability, umbrella, and surety on the Casualty side.
How to use it
- Join the notify list today. When enrollment opens, start with free sample questions — a fixed set of North Dakota questions drawn from both exams’ outlines, with full explanations — enough to see how the program teaches and where you stand.
- Decide your sitting order, then prepare one exam at a time. The Property and Casualty exams are passed independently. Most candidates book the line they know best first; your drills and generated exams here can be set to a single exam so nothing is diluted.
- Drill the North Dakota-law topics early for each exam. State content is 40 of 110 questions on both exams, and it is the most concrete material tested — notice periods, cancellation grounds, guaranty association rules, no-fault benefit categories. It rewards direct study more than any other block.
- Sit full generated exams against the clock. 110 questions in 150 minutes, plus the experimental items you cannot identify, is a pacing exercise as much as a knowledge test. Practice each exam at full length before you book it.
- Book each real exam through PSI when your practice scores for that exam sit comfortably above 70% on full simulations — then, after passing both lines you want, get fingerprinted and apply through NIPR within one year of passing.
Pricing
$29 — the full North Dakota program, when enrollment opens. All 9,994 questions, every explanation, unlimited fresh practice exams and section drills for both the Property and the Casualty exams. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them, and it is part of a 50-state insurance library of 478,523 questions.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the North Dakota P&C exams?
There is no single North Dakota P&C exam. The Property (Product and Laws) exam has 110 questions and the Casualty (Product and Laws) exam has 110 questions — 220 across both sittings — each with a 150-minute time limit. PSI may also administer 5 to 10 unscored experimental questions during an exam; they do not affect your result.
Is the North Dakota P&C exam one exam or two?
Two. Property and Casualty are separate PSI examinations, booked and passed separately, and each is a one-part exam that combines product knowledge with North Dakota laws and regulations. North Dakota used a two-part format before March 1, 2022; the current exams have not been split into separate Product and Laws sittings since that change.
What score do I need to pass each North Dakota exam?
70% on each exam — at least 77 of the 110 questions correct. North Dakota states the standard as a percentage of correct answers, and you must meet it on the Property exam and on the Casualty exam independently; a high score on one does not offset the other.
Does North Dakota require pre-licensing education?
No. North Dakota law does not require classroom instruction for applicants preparing for the examinations. The Insurance & Securities Department states that preparation can be done by classroom instruction or self-study, that applicants do not have to provide verification of study, and that prelicensing providers are not approved or regulated by the Department because no instruction is required.
How much does it cost to get a North Dakota P&C license?
Each exam costs $67, paid to PSI — $134 if you take both the Property and Casualty exams. After you pass, the initial resident producer license application fee is $100, paid through NIPR. Fingerprinting carries its own charges: a $43 fee payable to the North Dakota Attorney General and, if you are fingerprinted at a PSI center, a $29 PSI processing fee. There is no state-required course fee, because North Dakota requires no course — preparation, like this program at $29, is your choice.
Who administers the North Dakota insurance exams?
PSI Services LLC administers them for the North Dakota Insurance & Securities Department. You create an account and schedule at PSI’s North Dakota insurance site or by calling (855) 340-3905, and you test in person at a PSI testing location.
What do I do after I pass?
Apply for the resident producer license electronically through NIPR, with the $100 fee, and complete the fingerprint-based state and national criminal history check — all resident applicants for an initial license must be fingerprinted. A passing score is valid for one year, so complete the application inside that window. A license lets you hold the authority; an appointment by an insurance company is what lets you sell that company’s products.
What happens if I fail one of the exams?
You retake only the exam you failed, and North Dakota allows unlimited retests. You cannot book a new appointment on the same day you tested; you can schedule the next day and retest as soon as the following day, subject to space. The $67 exam fee applies to each attempt. Your emailed score report includes diagnostic information by examination type to guide your next round of study.
How long is my passing score good for?
One year. PSI’s bulletin states that a passing score is valid for one year; complete your license application within that year. (Once you hold the license continuously, the bulletin treats the examination as remaining valid while the license is held and for 12 months after cancellation, unless the license was suspended or revoked.)
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published North Dakota Property and Casualty content outlines and North Dakota insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
North Dakota requires no pre-licensing education for these licenses, and this program is exam preparation only — it provides no education credit in any state. It exists to prepare you for the exams themselves.
Does one purchase really cover both exams?
Yes. PassProfessor sells one combined North Dakota practice program for $29. The bank covers both PSI outlines — Property and Casualty — and you can generate practice exams and drills for either exam, or for individual outline sections within either one. The real exams remain two separate sittings with PSI; this program simply prepares you for both in one place.
When can I enroll in the North Dakota program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the North Dakota Insurance & Securities Department, PSI, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.