Enrollment open: 9,993 questions, built on PSI’s published Series 17-56 examination outline and independently audited. Enroll today and start practicing right away.
Enrollment is open. Enroll in New York Insurance Exam Prep and start practicing today.
New York licenses property and casualty agents and brokers through a single exam — Series 17-56, given by PSI for the Department of Financial Services (DFS): 150 questions in 2½ hours, and 70% correct to pass. PassProfessor’s New York program will give you 9,993 original practice questions built on PSI’s published New York content outline — including dedicated sections for New York auto law, New York workers’ compensation, and New York insurance regulation — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full New York program is $29, and enrollment is open.
What’s included
One exam, two licenses — and this program prepares you for that exam. New York issues the property and casualty authority as two different licenses. An agent represents an insurance company and sells for the companies that have appointed that agent. A broker represents the insured — the customer — and can place business with any New York authorized company that deals with brokers. They are different licenses with different application paperwork, but PSI’s bulletin assigns both of them the same examination: Series 17-56, Property Casualty Agent / Property Casualty Broker. You do not take a separate property exam and a separate casualty exam, and agent candidates and broker candidates do not take different tests. This is one combined practice program for that one combined exam, with drills organized by the outline sections both groups of candidates will face.
A New York bank, not a national bank with a New York chapter. The 17-56 outline tests New York institutions by name: the New York Automobile Insurance Plan (the assigned-risk plan), the New York Property Insurance Underwriting Association — the state’s FAIR Plan — New York’s no-fault system under the Comprehensive Motor Vehicle Insurance Reparations Act, the Motor Vehicle Accident Indemnification Corporation, the New York State Insurance Fund, and New York’s own cancellation, nonrenewal, and workers’ compensation rules. Our New York bank holds 9,993 questions. Its New York-specific sections — Auto Insurance (547 questions), Workers’ Compensation Insurance (352), Other Coverages and Options (299), plus the New York material inside Insurance Regulation (802) — carry the state-law depth, and the largest section of all, Property and Casualty Insurance Basics (5,582), is built on the same outline the real exam uses.
An explanation on every question. Every one of the 9,993 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt, weighted to PSI’s published outline for Series 17-56 — homeowners and the property and casualty basics carry the most weight, regulation and general insurance the foundation underneath. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — New York regulation, dwelling policy, homeowners policy, auto, workers’ compensation — or sit the full 150-question simulation against the 2½-hour clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired.
Read this before you buy — the 90-hour rule. New York requires most P&C agent and broker candidates to complete a DFS-approved pre-licensing course of at least 90 hours before taking the exam. This program is exam preparation only. It is not a pre-licensing course, it provides no education credit, and it does not satisfy the 90-hour requirement. You still need your hours from a DFS-approved provider. What this program does is prepare you for the exam itself — the step after your course, where courses end and passing is decided. Candidates who qualify for a DFS-recognized waiver or exemption from the course (see the exam guide) should still read the guide’s eligibility section carefully before relying on it.
The real exam at a glance
Current as of October 2026, per the PSI New York Insurance Candidate Information Bulletin (updated April 28, 2023) and DFS agent and broker licensing pages. Full detail — eligibility, the 90-hour course, registration, retakes, test day, and applying through NY LINX — is in our New York insurance exam guide.
| New York Property Casualty Agent / Broker exam (Series 17-56) | |
|---|---|
| Administered by | PSI Services LLC, for the New York State Department of Financial Services (DFS) |
| Licenses it serves | Property & Casualty Agent and Property & Casualty Broker — two licenses, this one exam for both |
| Questions | 150 |
| Time limit | 2½ hours (150 minutes) |
| Passing standard | 70% correct |
| Experimental questions | PSI states that 5 to 10 additional unscored “experimental” questions may be administered during an examination; they do not count |
| Exam fee | $40, paid to PSI when you schedule (not refundable or transferable) |
| License fee | $80 full fee for a resident individual license issued for more than one year; $40 half fee for a period of one year or less — paid to DFS with your application, separate from the exam fee |
- The 90-hour pre-licensing course comes first. PSI’s bulletin is explicit: you must successfully complete the approved pre-licensing requirement before taking the corresponding licensing exam. The School Certificate your provider issues is good for a lifetime, and you submit it with your license application.
- 70% here means 70%. Unlike vendors that convert results to a scaled score, PSI’s bulletin for New York states the standard directly: you must get 70% correct to pass. Your score is displayed on screen when you finish, and your score report is emailed to you.
- Your pass stays usable for two years. You must submit your license application to DFS within two years of passing — through NY LINX for an original resident individual application — with your School Certificate, your original passing score report, and the license fee.
- This is not the Personal Lines exam and not the Laws and Regulations exam. Personal Lines candidates take Series 17-54, a different exam this program does not target. And candidates who hold the CPCU designation may waive the education requirement and take the shorter Property Casualty Laws and Regulations exam (Series 17-74) instead — if that is your path, you do not need a full 17-56 program.
How the practice maps to the real exam
Every question in the New York bank is tagged to a section of PSI’s published content outline for Series 17-56 — the same outline the real exam is built from. The left column is the official outline, with PSI’s published weights (PSI explains in the bulletin that the percentages indicate the relative weight assigned to each part; counts below are those percentages applied to the exam’s 150 questions, so halves are shown as approximations). The right column is our bank itself, counted question by question from the bank’s Topic column. Commercial package, businessowners, commercial property, general liability, crime, and inland marine material in the outline is practiced inside the bank’s Property and Casualty Insurance Basics section, which is why that bank section is the largest.
| Official outline section — Series 17-56 (published weight; ≈ questions of 150) | Practice questions in our bank |
|---|---|
| Insurance Regulation — 9% (≈14) | 802 |
| General Insurance — 9% (≈14) | 2,249 |
| Property and Casualty Insurance Basics — 13% (≈20) | 5,582 |
| Dwelling (2014) Policy — 6% (9) | 24 |
| Homeowners (2011) Policy — 14% (21) | 78 |
| Auto Insurance — 11% (≈17) | 547 |
| Commercial Package Policy — 11% (≈17) | practiced within Property and Casualty Insurance Basics, above |
| Businessowners (2010) Policy — 8% (12) | practiced within Property and Casualty Insurance Basics, above |
| Workers’ Compensation Insurance — 8% (12) | 352 |
| Other Coverages and Options — 7% (≈11) | 299 |
| Accident and Health Insurance — 4% (6) | 60 |
| Total | 9,993 |
Two honest notes on that table. First, the bank is deepest where question supply and candidate need are greatest — the basics, general insurance, regulation, auto, and workers’ compensation — and thinner in the two named policy-form sections (dwelling and homeowners), where the counted bank sections hold 24 and 78 questions and additional policy-form practice sits inside the basics section. Second, our generated exams are weighted to the official outline percentages, not to the bank’s internal distribution, so a full simulation feels like the real 150, not like the bank’s shelf proportions.
How to use it
- Enrollment is open. Start with free sample questions — a fixed set of 10–15 New York questions, roughly two-thirds high-success questions and one-third stretch questions, with full explanations, enough to see how the program teaches and where you stand.
- Finish your 90-hour course first, or in parallel — but know which is which. Your DFS-approved course satisfies the education requirement and issues your School Certificate. This program does not replace it. Use this program to turn course material into exam answers.
- Drill the New York sections early. The Automobile Insurance Plan, NYPIUA, no-fault/PIP, supplemental spousal liability, New York cancellation and nonrenewal grounds, and the State Insurance Fund are concrete, testable, and easy to under-study if your course treated them as a final chapter.
- Drill by outline section. Work your weakest sections — homeowners is the single heaviest named policy section on the outline at 14% — until the misses stop repeating.
- Sit full generated exams against the clock. 150 questions in 150 minutes is a minute a question, before any experimental items. Practice the pace, not just the material.
- Book the real exam through PSI when your practice scores sit comfortably above 70% on full simulations — then apply to DFS through NY LINX within two years of passing, with your School Certificate, passing score report, and $80 full license fee.
Pricing
$29 — the full New York program, enrolling now. All 9,993 questions, every explanation, unlimited fresh practice exams and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95; Kaplan’s standalone InsurancePro QBank starts at $69; WebCE’s Exam Prep Complete costs $109.95; and full pre-licensing course packages from national providers run $129 to $349. In New York you will likely buy a course anyway, because the state requires the 90 hours — this program is not competing with that course and does not replace it. It is the practice layer on top of it, priced below every national practice product we compared.
Enrollment is open. Enroll in New York Insurance Exam Prep and start practicing today.
Verified questions
Every question in this program is original — written for PassProfessor from the official exam blueprint, never copied from a test bank or another provider’s materials. Before enrollment opened, each answer key was independently verified: reviewers re-answered sampled questions blind, disagreements were settled against the primary sources, and every numeric answer was recomputed from first principles. Questions whose facts could not be confirmed were removed, and the bank passed a text-overlap screen. Practice exams draw a fresh, blueprint-weighted set from the full bank on every attempt, so no two practice exams are the same.
Frequently asked questions
How many questions are on the New York P&C exam?
Series 17-56 has 150 questions and a 2½-hour time limit. PSI also states that 5 to 10 additional unscored experimental questions may be administered during an examination to develop future exams; those do not affect your result, and you cannot tell which they are.
Is there a separate exam for New York insurance agents and brokers?
No — not for property and casualty. Agent and broker are separate licenses, and an agent represents an insurer while a broker represents the insured, but PSI assigns both licenses the same exam, Series 17-56. Pass it once, then apply for the license you are seeking.
What score do I need to pass the New York P&C exam?
70% correct. PSI’s New York bulletin states the standard that way directly. Your score appears on screen at the end of the exam, your score report is emailed to you, and if you do not pass, the emailed report includes diagnostic information on your strengths and weaknesses.
Does New York require pre-licensing education for a P&C license?
Yes — at least 90 hours of instruction in a DFS-approved pre-licensing course for the property and casualty line of authority, for both the agent and the broker license, and the bulletin requires you to complete it before taking the exam. Narrow exemptions exist (for example, CPCU designation holders may waive the education requirement, and broker candidates may qualify through a Statement of Employer based on qualifying work experience) — see the exam guide for the exact DFS wording.
Does this program count as pre-licensing education?
No. This program is exam preparation only. It provides no education credit in any state, does not satisfy New York’s 90-hour requirement, and is not a substitute for a DFS-approved pre-licensing course. It prepares you for the exam itself.
How much does the New York P&C exam cost?
The exam fee is $40, paid to PSI when you schedule, and it is not refundable or transferable. After you pass, the license fee is separate: for a resident individual, DFS charges a full fee of $80 when the license is issued for more than one year, and a half fee of $40 for a period of one year or less.
Who administers the New York insurance exam?
PSI Services LLC, under contract with the New York State Department of Financial Services. You register on PSI’s New York insurance site or by phone at (855) 579-4637, and the bulletin provides for testing at a PSI test site or remotely with a remote proctor.
What do I do after I pass?
Apply to DFS within two years of passing. Original resident individual applications go through NY LINX. You submit your pre-licensing School Certificate, your original passing exam score report (dated within two years of applying), and the license fee. DFS does not mail paper licenses — once issued, you check your status and print your license through the DFS portal. An agent must also have a company appointment filed within 15 days of the agency contract date or the first application submitted, in order to transact business for that company.
What happens if I fail?
You retake it through PSI. You cannot book a new appointment for the same day you tested — PSI needs a day to process and report results — but a candidate who tests unsuccessfully on a Wednesday can call on Thursday and retest as soon as Friday, space permitting. The $40 exam fee applies to each attempt, and your emailed score report’s diagnostics show where the attempt was lost.
How long is my passing score good for?
Two years. Your license application must reach DFS within two years of the date you passed, and your passing score report must be dated within two years prior to applying.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published New York content outline and New York insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Is this the right program for a Personal Lines license?
No. Personal Lines is a different New York authority with its own exam, Series 17-54, and its own 40-hour pre-licensing requirement. This program targets Series 17-56 — the Property & Casualty agent and broker exam — only.
When can I enroll in the New York program?
Enrollment is open — the question bank is complete.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and does not satisfy any DFS education requirement. PassProfessor is not affiliated with the New York State Department of Financial Services or with PSI Services LLC. All practice questions are original works written to the published content outline; they are not actual examination questions. Exam facts on this page are drawn from the official sources logged below as of October 2026 and can change — confirm current requirements with DFS and PSI before scheduling.