Part of the expanding PassProfessor catalog: 9,067 questions, written to the current New Hampshire outline and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
New Hampshire licenses property and casualty producers through one combined exam — the New Hampshire Producer’s Property and Casualty exam, Series 12-64, given by PSI Services LLC for the New Hampshire Insurance Department: 150 scored questions in 2.5 hours, plus a small number of unscored experimental questions mixed in. PassProfessor’s New Hampshire program will give you 9,067 original practice questions built on PSI’s current Series 12-64 content outline — including dedicated New Hampshire Auto Laws and Workers’ Compensation Laws sections and a full Insurance Regulation section — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full New Hampshire program will be $29 when enrollment opens.
What’s included
A New Hampshire bank, built on New Hampshire’s own outline. New Hampshire does not split its P&C outline into separate property and casualty halves the way most states do. PSI publishes a single combined outline organized by concept and policy topic — Property and Casualty Insurance Basics at 17% is the largest single heading, followed by General Insurance Concepts at 14%, Insurance Regulation at 13%, the Personal Automobile Policy at 11%, and Homeowners Policy Concepts at 10%. Our New Hampshire bank holds 9,067 questions organized under those same headings, so the way you drill is the way the exam is built.
New Hampshire law, covered heading by heading. The state-specific material on this exam is not a single chapter at the back of a national book. It lives in the Insurance Regulation heading (13% of the outline — licensing, state and federal regulation, and New Hampshire auto law), in a standalone Workers’ Compensation Laws heading, and in the New Hampshire Auto Laws questions that test the most unusual auto-insurance system in the country: New Hampshire is the only state where auto insurance is not generally mandatory, and its financial-responsibility rules work differently from every other state’s. Our bank carries 1,133 Insurance Regulation questions, 278 Workers’ Compensation Laws questions, and 162 New Hampshire Auto Laws questions, each drillable on its own.
An explanation on every question. Every one of the 9,067 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 150 questions weighted to PSI’s published Series 12-64 outline percentages, from the 17% Basics heading down to the 2% Workers’ Compensation Laws heading. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline heading — New Hampshire Auto Laws, homeowners concepts, personal auto — or sit the full 150-question simulation against the 2.5-hour clock. Your results break down by heading, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
A free sample that actually samples the exam. The free New Hampshire sample will be a fixed set of 10–15 questions drawn from across the outline headings — roughly two-thirds questions most prepared candidates answer correctly and one-third stretch questions at the hard end of the bank — with the same full explanations as the paid program. It will not be a demo of a different product; it will be the product, in miniature, and it will tell you two useful things before you spend anything: how the explanations teach, and which headings are already your weak ones.
Part of a 50-state program, built the same way everywhere. PassProfessor’s insurance library holds 478,523 questions across all 50 states, every state bank built on that state’s own published outline, with the same explanation standard and the same generated-exam system. That matters in New Hampshire for a practical reason: candidates here often hold, or later add, licenses in Maine, Massachusetts, or Vermont, and producers move between personal and commercial books over a career. The New Hampshire program you start with works exactly like the neighboring-state programs you may add later — same drills, same analytics, same per-question review — and each state is priced separately at $29, so you pay only for the states you actually test in.
Built for the way New Hampshire candidates actually prepare. Because the state requires no course and specifies no manual, New Hampshire candidates prepare on their own schedules — nights, weekends, between shifts — and often on a phone as much as at a desk. The program is organized for that reality: short heading drills when you have ten minutes, full 150-question timed simulations when you have an afternoon, and a results breakdown that always answers the only question that matters — what do I study next?
The real exam at a glance
Current as of October 2026, per the PSI Candidate Information Bulletin for the New Hampshire Insurance Department (dated 8/4/2026) and PSI’s Series 12-64 content outline. Full detail — eligibility, registration, retakes, test day — is in our New Hampshire insurance exam guide.
| New Hampshire Producer’s Property and Casualty exam (Series 12-64) | |
|---|---|
| Administered by | PSI Services LLC, for the New Hampshire Insurance Department |
| Scored questions | 150 |
| Unscored experimental questions mixed in | 5 to 10 (you cannot tell which they are) |
| Time limit | 2.5 hours (150 minutes) |
| Passing standard | PSI reports your result on your score report; the current candidate bulletin does not publish a numeric passing score — confirm the current standard with PSI when you register |
| Exam fee | $72, paid to PSI when you reserve (non-refundable, non-transferable) |
| License application fee | $210, paid through NIPR after you pass (separate from the exam fee; set by RSA 400-A:29) |
- New Hampshire requires no pre-licensing education for this license. In the bulletin’s own words, the Department does not specify an official study manual, and “you are not required to take a pre-licensing study course.” You prepare however you choose, pass the exam, and apply. Preparation is optional in New Hampshire; passing is not.
- The combined exam is one sitting, one result. Property-only (Series 12-84) and Casualty-only (Series 12-85) exams exist for candidates who want a single line, but the standard P&C path is the single combined Series 12-64 — and that is the exam this program prepares you for.
- The exam is offered at PSI test centers (including Concord, Keene, Nashua, Newington, Portsmouth, and Manchester) and, for this series, by remote online proctoring.
- You apply for the license after passing, electronically through NIPR. NIPR lists New Hampshire exam scores as valid for 2 years — apply promptly anyway; the material, and the appointment you are aiming for, are freshest right after you pass.
- Retakes are fast, not free. You cannot rebook on the day you test, but PSI’s own example has an unsuccessful Wednesday candidate calling Thursday and retesting as early as Friday, space permitting. The $72 fee applies to every attempt, and you can cancel or reschedule an appointment without forfeiting the fee only if your notice reaches PSI 2 days before the test date — by phone or on the website, never by voicemail or email.
- Two shortcuts exist, and most candidates use neither. Holders of the CPCU designation skip Series 12-64 entirely and take only the New Hampshire P&C Laws and Regulations exam (Series 12-81). And under RSA 402-J:11 the Commissioner may issue a temporary license for up to six months without an exam — but only for extenuating circumstances such as the death or military induction of an active producer, not as a general work-while-you-study route. For the standard path, the exam is the gate, and it comes first.
- Know your result before you leave. Your score is displayed on screen at the end of the exam and your score report is emailed to you; if you do not pass, that report includes diagnostic information by examination type — the same heading-level view your practice data here gives you after every drill and simulation, so a retake plan can start the same day.
How the practice maps to the real exam
Every question in the New Hampshire bank is tagged to a heading of PSI’s Series 12-64 content outline — the same outline the real exam is built from. The bank’s headings below are the outline headings our assembled bank uses; counts are the bank itself, counted question by question. (PSI’s published outline breaks the exam into additional commercial-lines headings — Commercial Property Policies, Commercial General Liability, the Businessowners Policy, and others — whose content is carried inside the combined bank headings below; the exam guide shows the full published outline with its percentage weights.)
| Bank heading (PSI Series 12-64 outline) | Practice questions |
|---|---|
| Property and Casualty Insurance Basics | 3,147 |
| Personal Automobile Policy | 1,724 |
| Homeowners Policy Concepts | 1,649 |
| Insurance Regulation | 1,133 |
| General Insurance Concepts | 974 |
| Workers’ Compensation Laws | 278 |
| New Hampshire Auto Laws | 162 |
| Total | 9,067 |
Read the table against the outline’s own weights and the shape of the bank becomes clear. The Basics heading is both the exam’s largest block (17%) and the bank’s deepest (3,147 questions), because it is the foundation every other heading assumes. The two personal-lines policy headings — Personal Automobile Policy and Homeowners Policy Concepts — together hold 3,373 practice questions against a combined 21% of the real exam, and the commercial-lines content the outline spreads across its Commercial Property, Commercial General Liability, Businessowners, Commercial Automobile, and Other Types headings is carried inside the combined bank headings above, principally the Basics and policy sections. The state-law headings are deliberately drillable as units: Insurance Regulation for licensing and regulation, Workers’ Compensation Laws for New Hampshire’s comp system, and New Hampshire Auto Laws for the financial-responsibility rules that make this state’s auto exam unlike any other. Whatever your weakest heading is on your first sample, there is a drill deep enough to fix it.
How to use it
- Join the notify list today. When enrollment opens, start with free sample questions — a fixed set of New Hampshire questions across the outline headings, with full explanations — enough to see how the program teaches and where you stand.
- Drill the New Hampshire headings early. Insurance Regulation alone is 13% of the real exam, and the auto-law material tests rules that exist nowhere else — a state where insurance is not mandatory to buy, but where the ability to pay for damage you cause is the law. Most candidates study New Hampshire last; the score report is where that shows.
- Drill by outline heading. Work your weakest headings — the Basics, personal auto, and homeowners headings together carry 38% of the outline — until the misses stop repeating.
- Sit full generated exams against the clock. 150 scored questions in 150 minutes, with experimental questions mixed in, is a pace of under a minute per question. Practice the pace, not just the material.
- Book the real exam through PSI when your practice scores sit comfortably above passing on full simulations — then apply to the Department through NIPR while your passing score is fresh.
Pricing
$29 — the full New Hampshire program, when enrollment opens. All 9,067 questions, every explanation, unlimited fresh practice exams and heading drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the New Hampshire P&C exam?
The Series 12-64 exam contains 150 scored questions, and PSI may administer an additional 5 to 10 unscored experimental questions during your sitting — so you may see 155 to 160 questions in your 2.5 hours. The experimental items are not identified and do not affect your score. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the New Hampshire P&C exam?
PSI displays your score on screen at the end of the exam and emails your score report; if you do not pass, the report includes diagnostic information by examination type. The current PSI candidate bulletin for New Hampshire does not publish a numeric passing score, so we do not print one here — confirm the current standard with PSI when you register, and prepare to be comfortably strong across every outline heading rather than aiming at a line you cannot see precisely.
Does New Hampshire require a pre-licensing course before the exam?
No. The PSI bulletin states it directly: the New Hampshire Insurance Department does not specify an official study manual, and candidates are not required to take a pre-licensing study course. You are free to prepare with materials of your own choosing — which is exactly what this program is.
How much does it cost to get a New Hampshire P&C license?
The exam fee is $72, paid to PSI when you reserve your appointment; examination fees are non-refundable and non-transferable. After you pass, the license application and license fee is $210, paid through NIPR (the fee is set by RSA 400-A:29). There is no state-required course fee, because New Hampshire requires no course — preparation, like this program at $29, is your choice.
Who administers the New Hampshire insurance exam?
PSI Services LLC administers the exam for the New Hampshire Insurance Department. PSI took over New Hampshire insurance testing on July 1, 2025; older references to Prometric are out of date. You register on PSI’s New Hampshire insurance site or by phone at 855-340-3713.
What do I do after I pass?
Apply electronically through NIPR: complete the NAIC Uniform Application, with your original passing exam results on file and the $210 fee. Passing the exam does not by itself guarantee a license — the Department must still approve your application. To sell a company’s products you must also be appointed by that insurer; the bulletin notes the company must register the appointment within 15 days of initiating business with you.
What happens if I fail?
You test again. PSI’s rule is about the calendar, not a long waiting period: you cannot book a new appointment on the same day you tested, but a candidate who tests unsuccessfully on a Wednesday can call on Thursday and retest as early as Friday, space permitting. The $72 exam fee applies to each attempt, and your emailed score report’s diagnostic information shows where the attempt was lost.
How long is my passing score good for?
NIPR lists New Hampshire insurance exam scores as valid for 2 years. Treat that as an outer limit, not a plan — apply through NIPR promptly after passing.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published Series 12-64 content outline and New Hampshire insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
New Hampshire requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself.
Why does New Hampshire auto law get its own drills?
Because New Hampshire tests an auto system found nowhere else in the country. Auto insurance is not generally mandatory here; instead, RSA chapter 264 makes drivers financially responsible for damage they cause, sets the amount of proof at 25/50/25 when proof is required, and requires every auto policy that is issued to include at least $1,000 of medical payments coverage. Candidates who learned auto insurance in any other state have to unlearn the word “mandatory” first — our 162 New Hampshire Auto Laws questions, inside a 1,133-question Insurance Regulation section, exist so that section can be drilled until it is the easiest part of your exam.
When can I enroll in the New Hampshire program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor’s New Hampshire Property & Casualty program is exam preparation only. It is not pre-licensing education and provides no education credit in any state. PassProfessor is not affiliated with the New Hampshire Insurance Department, PSI Services LLC, or NIPR, and no part of this program is endorsed by them. Every question is original, written by PassProfessor to PSI’s published Series 12-64 content outline; none are actual exam questions. Exam facts on this page are summarized from the official sources logged below and can change — the current PSI candidate bulletin and the Department’s licensing pages control.