PassProfessor’s Nevada program is part of the expanding PassProfessor catalog. The 8,959-question Nevada practice bank is built and audited, and enrollment opens as the catalog expands. Join the notify list and we will email you when enrollment opens — then use this guide to plan your path to the exam.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
The Nevada P&C exam, in one paragraph
The NV Property and Casualty exam (Pearson VUE exam code 06, full code InsNV_PC06) is the licensing exam for Nevada producers who want both the Property and the Casualty lines of authority, administered by Pearson VUE for the Nevada Division of Insurance. You will see 156 multiple-choice questions in 3 hours 35 minutes (215 minutes): 141 are scored — 100 on general insurance knowledge and 41 on Nevada statutes and regulations — and 15 are unscored pretest questions you cannot identify. You pass with a scaled score of 70. Nevada requires no pre-licensing education for this license, so the sequence is the whole gate: pass the exam, apply through Sircon within one year, and complete fingerprinting for a criminal history background check.
Who can take the Nevada P&C exam?
Nevada’s front door is narrower than it looks — there is no course to complete first, but the licensing findings behind the application are real. Under Nevada law (NRS 683A.251), before approving a resident producer application the Commissioner must find that you:
- Have attained the age of 18 years.
- Have not committed any act that is a ground for refusal to issue, or suspension or revocation of, a license (the grounds themselves are set out in NRS 683A.451; a criminal history or an action against another license must be disclosed and can affect eligibility — the fingerprint check below is how the Division reviews this).
- Have paid all applicable fees for the license.
- Have successfully passed the examinations for the lines of authority you are applying for — this exam, for the Property and Casualty lines — unless you are exempt from examination.
And two structural points that shape the whole process:
- Complete no pre-licensing education. The Division of Insurance states directly that prelicensing education is not required for producers; you may take a course to prepare if you choose, and approved courses are listed through Sircon, but no hours, provider, or certificate stands between you and the exam. (Do not confuse this with continuing education: once licensed, resident producers complete 30 hours of CE, including 3 hours of ethics, during each license term to renew. That obligation starts after licensure, not before.)
- Be fingerprinted. A resident applicant must submit fingerprints, at the applicant’s expense, for a report from the Central Repository for Nevada Records of Criminal History and the Federal Bureau of Investigation. Passing the exam does not guarantee a license — issuance depends on the Division’s review and approval of all application materials.
Special cases worth knowing:
- Separate exams exist. If you want only one line, Nevada offers a Property-only exam (code 03) and a Casualty-only exam (code 04). The combined exam (code 06) is the single sitting that covers both lines, and it is the exam this guide describes.
- Nonresidents do not test. If you are licensed and in good standing in your home state and apply for the same license type and lines, Nevada does not require you to pass an examination or complete prelicensing education; you apply through Sircon or NIPR. If you are relocating and designating Nevada as your home state, new resident applicants must be fingerprinted, and the Division’s 90-day rules for applicants with a recently cancelled prior resident license decide whether you must test — check the Division’s producer page for your exact case.
The exam, piece by piece
The exam is a single sitting with two content parts, built from Pearson VUE’s Nevada content outline. The general-knowledge part is split between property and casualty; the Nevada part is state law only. The outline document (#122903, July 2026) publishes outlines for exams taken before November 14, 2026 and on or after November 14, 2026 — for this exam, the section counts are the same in both versions.
| Part / section | Scored questions | What it covers |
|---|---|---|
| General knowledge — Property | ||
| I. Types of Policies | 22 | Homeowners (HO-2 through HO-8), dwelling (DP) forms, commercial property and package policies, inland marine, flood and other property forms — what each covers and excludes |
| II. Insurance Terms and Related Concepts | 15 | Risk, perils, hazards, negligence, valuation, coinsurance, binders, and core property vocabulary |
| III. Policy Provisions and Contract Law | 13 | Declarations, insuring agreements, conditions, exclusions, duties after a loss, and the contract principles insurance policies are built on |
| General knowledge — Casualty | ||
| I. Types of Policies, Bonds, and Related Terms | 23 | Commercial general liability, personal and commercial auto, workers’ compensation concepts, crime, bonds, professional and umbrella liability |
| II. Insurance Terms and Related Concepts | 15 | Risk and liability concepts, negligence, limits, damages, and casualty vocabulary |
| III. Policy Provisions | 12 | Casualty policy provisions, endorsements, cancellation and nonrenewal provisions, and conditions |
| Nevada statutes and regulations | ||
| I. Common to Life, Health, Property & Casualty Insurance | 20 | The Insurance Commissioner, definitions, licensing, marketing practices, and the Nevada Insurance Guaranty Association (NIGA) |
| II. Common to Property & Casualty Insurance | 10 | Cancellation and nonrenewal of policies, general rate standards, countersigning, surplus lines, payment of motor vehicle physical damage claims, binders, motor vehicle physical damage appraisers |
| III. Pertinent to Property Insurance Only | 2 | Inland marine and transportation, property insurance defined, property insurance contracts |
| IV. Pertinent to Casualty Insurance Only | 9 | Automobile insurance (including uninsured/underinsured motorist rules and financial responsibility), casualty contracts, and workers’ compensation |
| Total scored | 141 | Plus 15 unscored pretest questions (5 property general + 5 casualty general + 5 Nevada) = 156 on screen |
Three structural facts that shape how you should prepare:
- The two Types of Policies sections carry 45 of the 100 general questions. Policy forms are the exam’s center of gravity.
- Nevada law is 41 of 141 scored questions — 29% of the exam, the largest single block after the general sections combined. It is also the most concrete material tested: statutory deadlines, dollar amounts, day counts, and named Nevada institutions. Candidates who prepare from a national textbook alone walk in underprepared for nearly a third of the test.
- There is one score, not two. The handbook is explicit: although the examination consists of two sections (General Knowledge and State Specific), candidates receive a single score, and a failing candidate retakes the entire examination. A weak Nevada section can be offset by a strong general section — and the reverse is also true.
Pretest questions. The 15 pretest items are tryout questions Pearson VUE is evaluating for future exams. They are indistinguishable from scored questions, they do not affect your result, and there is no way to game them — the only correct strategy is to treat every question as scored. One more handbook point worth planning around: there is no penalty for a wrong answer, so an educated guess is always better than a blank.
The passing standard, explained
You pass with a scaled score of 70 — the cut Nevada sets in Nevada Administrative Code 683A.270 for this and its other insurance examinations.
A scaled score is not a percentage of questions answered correctly. Pearson VUE equates the different versions (forms) of the exam — which mix slightly different questions and can run slightly harder or easier — and then converts raw results onto a common scale that runs from 0 to 100, so that 70 always represents the same level of knowledge. The handbook states it plainly: the scaled score reported to you is neither the number of questions you answered correctly nor the percentage you answered correctly; a score below 70 tells you how close you came to passing, not how many questions you missed. Two consequences:
- “70%” study targets are misleading. You cannot convert your practice percentage into a predicted scaled score precisely. The safe approach is to practice until your full-simulation scores sit comfortably above the passing zone, with no outline section left weak — because the scaled result draws on the whole exam.
- Your score report is useful either way. You leave the test center with your official score in hand — a score report marked “pass” or “fail.” If you do not pass, the report includes your numeric score and diagnostic information for each major area of the examination, which is the starting point for a retake plan: the content outline is the key the handbook gives you for interpreting it.
A note on pass rates: neither the candidate handbook nor the Division’s licensing pages publish a pass rate for this exam, and this guide will not invent one. What the structure tells you is enough — 156 questions, 29% of them on Nevada-specific law that national materials underweight, and a scaled cut that cannot be cleared by percentage arithmetic. Candidates who prepare against the outline pass this exam every testing day; the outline is public, and it is the syllabus.
Fees and registration, step by step
Keep the three payments separate in your mind — they go to three different places at three different times.
| Payment | Amount | Paid to | When |
|---|---|---|---|
| Exam fee | $47 | Pearson VUE | When you reserve your appointment |
| License application (state licensing fee) | $185 | The State of Nevada, via Sircon (the vendor may add a transaction fee) | After you pass, when you apply |
| Fingerprinting | The approved vendor’s fee (separate) | The fingerprint vendor | When you attend your fingerprint appointment |
The exam fee is non-refundable and non-transferable, is paid by credit card, debit card, or voucher at the time of reservation, and is not accepted at the test center. Note the trap in the fee table: $47 is the combined-exam fee. Nevada’s single-line exams cost $37 — if you are quoted $37 for this exam, you have selected the Property-only or Casualty-only exam, not the combined one.
The sequence, in order:
- Reserve the exam. Create your account and book on Pearson VUE’s Nevada insurance page (www.pearsonvue.com/nv/insurance) or call (800) 274-2609. Reservations must be made at least 24 hours before the desired examination date; walk-in examinations are not available. Your account name must match your government-issued ID exactly. Have ready your legal name, address, Social Security number, daytime telephone number, date of birth, the exam name, and your preferred date and test center.
- Take the exam. Arrive at the test center 30 minutes before your appointment, with the two forms of identification described in §7. You receive your official score report before you leave.
- Apply for the license — after passing. Submit the electronic application for a resident producer license through Sircon (www.sircon.com/Nevada) with the $185 state licensing fee. You must upload your signed Fingerprint Background Waiver Form and any other supporting documents the application or the Division’s website indicates. Do not let the calendar slip: you must pass the exam within one year before applying — a pass older than one year cannot support the application, and the exam must be retaken.
- Get fingerprinted. Fingerprints for the criminal history background report are due within 90 days of applying. The waiver form you attach to your application gives the Division legal authority to review your background report — without it, your application cannot be fully reviewed or approved. After you submit the application, you will be sent a confirmation email from Sircon or NIPR containing a link to the Fingerprint Authorization Form (the Division’s current process, in effect since August 1, 2025); download it, bring it to an approved fingerprint vendor, and upload the completed form to your application after you have been fingerprinted. If you have any criminal history, attach the required supporting documents: the original arrest or charging document, the final disposition document, and a personal written statement explaining the incident.
- Print your license and get appointed. The Division does not print or mail licenses; you print yours through Sircon (free for the first 30 days from issuance) after verifying your license status on the Division’s website. A license lets you hold the authority; an appointment by an insurance company is what lets you sell that company’s products — Nevada law requires every producer to be appointed by an insurer, arranged with each carrier you will represent. You may not sell, solicit, or negotiate insurance — or accept a commission — until the Division has issued your license and you are properly appointed.
Retakes and score validity
- Retakes. If you do not pass, you retake the entire examination — there are no section-level retakes, because the exam reports a single score. Reservations for re-examination are not made at the test center, and you must wait 24 hours before making one. The $47 exam fee applies to each attempt. Use the diagnostic information on your score report to rebuild your study plan around the major areas that cost you — a second attempt with the same preparation usually produces the same result.
- Score validity. Your passing score is usable for one year. The Division’s rule runs in both directions: the exam must have been passed within one year before you apply for the license. After that window, the exam must be retaken, whatever your score was.
- A passed exam is done. Passing is passing — the one-year application clock starts from your pass date, so file promptly rather than letting a good result age out.
Test day
- Arrive 30 minutes early. Report to the test center thirty minutes before the examination to complete registration; your identification and documentation will be reviewed and you will be photographed for the score report. Candidates who are late or absent and did not change or cancel under the change/cancel policy — notice at least 48 hours before the examination, by phone — will not be admitted and will forfeit the exam fee. (A short list of emergencies — your illness or an immediate family member’s, a death in the immediate family, a disabling traffic accident, a court appearance or jury duty, military duty, a weather emergency — can support an excused-absence request made to Pearson VUE within 14 days of the exam date.)
- Bring two forms of ID. You must present two forms of current signature identification, and the name on the identification must exactly match the name on your registration. The primary ID must be government-issued, photo-bearing, and signed (a driver’s license, state or national ID card, passport or passport card, or military ID, among the handbook’s list); the secondary ID must carry a valid signature (a Social Security card or a debit/credit card qualifies, as does anything on the primary list). Identification must be in English, and Pearson VUE recognizes no grace period on expiration — an ID that expired yesterday is expired, even if your state allows a renewal grace period. If you have changed your name, bring written documentation of the change.
- Expect a locked-down room. No personal items enter the testing room — phones and other electronics, watches, wallets, purses, hats, bags, coats, books, notes, pens, and pencils stay in the secure storage area, with electronics turned off. Studying is not allowed in the test center, and visitors are not allowed either. The administrator provides the materials you may use for notes or calculations once you are seated; you may not write on them before the exam begins or take them out of the room. Eating, drinking, and chewing gum are prohibited during the exam.
- Use the tutorial. Before the exam you get an on-screen tutorial on the computer you will test on; the time spent on it does not reduce your examination time. The exam begins the moment you look at the first question and ends automatically when the time expires.
- Pace for 156, not 141. You have 215 minutes for everything on screen, including the 15 pretest items you cannot identify — roughly 83 seconds per question. Flag-and-return discipline matters: a hard question costs the same time whether you answer it now or after the ones you know, and because there is no penalty for guessing, no question should be left blank at the end.
- Results are immediate. You leave the test center with your official score in hand. You can also retrieve a copy of your score report later by logging into your Pearson VUE account. If you passed, your next steps are the application steps in §5 — start them promptly; the one-year clock is already running.
How to study for this exam
The outline is the syllabus — Pearson VUE publishes exactly what the exam covers, section by section, and the weights above are question counts, not suggestions. A plan built on that structure:
- Start with the Nevada sections. Forty-one questions — 29% of the exam — come from Nevada statutes and regulations, and they reward direct memorization of concrete facts: the Commissioner’s powers and the Division’s role, who must be licensed and how licenses end, the marketing-practice prohibitions (rebating, twisting, misrepresentation, defamation, unfair discrimination), what the Nevada Insurance Guaranty Association does, the cancellation and nonrenewal rules, surplus lines, and Nevada’s workers’ compensation and automobile insurance rules. This is the highest-yield study block on the exam and the one national materials underweight.
- Give the two Types of Policies sections their combined weight. At 45 of 100 general questions, policy forms — homeowners and dwelling forms, personal and commercial auto, commercial property and liability, workers’ compensation, crime, bonds, flood — decide the general half. Learn them comparatively: what each form covers, excludes, and how it pays.
- Learn terms in context, not as a glossary. The two Terms and Related Concepts sections (30 general questions) test vocabulary through scenarios. Definitions learned inside questions stick; definitions learned off a list leak.
- Practice at full length, against the clock. 156 questions in 215 minutes is a pacing skill separate from knowledge. Full generated practice exams at the real weights build both; short quizzes build only one.
- Read every explanation, especially for questions you got right. A right answer from a wrong reason is a wrong answer waiting for a different question. Explanations are where scenario knowledge actually forms.
- Schedule the exam when your simulations say so — consistently comfortable full-exam practice scores, with the Nevada sections no longer your weakest block. Reserve at least 24 hours ahead, and protect the date: the change/cancel deadline is 48 hours out.
This program’s Nevada practice bank (8,959 questions, including 1,465 on Nevada statutes and regulations) is built section-by-section on this same outline. The Nevada Insurance Exam Prep program page shows the full coverage table — and the notify list there will email you when enrollment opens.
Frequently asked questions
How many questions are on the Nevada P&C exam?
156 questions appear on screen in 3 hours 35 minutes. 141 are scored — 100 general knowledge and 41 Nevada statutes and regulations — and 15 are unscored pretest questions mixed in so candidates cannot tell them apart.
What is the passing score for the Nevada insurance exam?
A scaled score of 70, the standard set by Nevada Administrative Code 683A.270. Scaled scores run from 0 to 100 and are adjusted across exam forms so every version demands the same knowledge, so 70 is not the same as 70% correct — the handbook states the reported score is neither the number nor the percentage of questions you answered correctly.
Does Nevada require pre-licensing education for a P&C license?
No. The Nevada Division of Insurance states that prelicensing education is not required for a producer license. You may take a course to prepare if you choose — approved courses are listed through Sircon — but no hours or certificate are required before you sit for the exam. (Continuing education is different: licensed resident producers complete 30 hours, including 3 in ethics, during each license term to renew.)
How much does the Nevada P&C exam cost?
The combined exam fee is $47, paid to Pearson VUE when you reserve. The license application after you pass carries a $185 state licensing fee, paid through Sircon, and fingerprinting through an approved vendor carries its own separate fee. Nevada’s single-line Property-only and Casualty-only exams cost $37 each — a different exam at a different price.
How do I register for the Nevada insurance exam?
Reserve through Pearson VUE’s Nevada insurance page or by calling (800) 274-2609. Appointments must be made at least 24 hours in advance, walk-ins are not available, and the name on your account must match your government-issued ID exactly.
Can I take the Nevada insurance exam online?
Nevada’s candidate handbook publishes its combined-exam fee table for test centers, and this guide’s registration steps describe the test-center route for the combined Property & Casualty exam. When you book, Pearson VUE’s reservation system will show the delivery options currently open for this exam — confirm there before planning around an online sitting.
What happens after I pass the Nevada P&C exam?
Apply for the resident producer license through Sircon within one year, with the $185 state fee and your signed Fingerprint Background Waiver Form; complete fingerprinting within 90 days of applying using the Fingerprint Authorization Form sent to you after you apply; then print your license through Sircon and be appointed by each insurer whose products you will sell.
How long is my Nevada exam score valid?
One year. The exam must have been passed within one year before your license application; after that window the exam must be retaken.
If I fail, how soon can I retake the Nevada exam?
You must wait 24 hours before making a new reservation, and you retake the entire exam — Nevada reports a single score, so there are no section retakes. The $47 fee applies to each attempt, and your score report’s diagnostic information by major area shows where the attempt was lost.
Do I need to be fingerprinted to get a Nevada insurance license?
Yes. Resident applicants are fingerprinted, at their own expense, for a criminal history report from the Nevada Central Repository and the FBI. You sign a Fingerprint Background Waiver as part of your application, receive a Fingerprint Authorization Form after applying, and take it to an approved fingerprint vendor — within 90 days of applying.
What Nevada-specific topics does the exam cover?
The 41-question Nevada section covers statutes common to all lines (the Insurance Commissioner, definitions, licensing, marketing practices, the Nevada Insurance Guaranty Association), rules common to property and casualty (cancellation and nonrenewal, rate standards, countersigning of policies, surplus lines, motor vehicle physical damage claims and appraisers, binders), and rules pertinent to one side only (inland marine and property contracts on the property side; automobile insurance, casualty contracts, and workers’ compensation on the casualty side).
Who is exempt from the Nevada P&C exam?
Most first-time Nevada residents must test. The standing exemption is for nonresidents: a producer licensed and in good standing in their home state, applying for the same license type and lines of authority, applies through Sircon or NIPR without examination. Certain relocating applicants inside the Division’s 90-day windows may also be exempt — the Division’s producer page governs your specific case.
What is a scaled score, in plain terms?
A way of making different versions of the exam equally hard to pass. Your raw result is converted to a standard scale where 70 always means the same level of knowledge, even if one form’s questions ran slightly harder than another’s.
Disclaimer
PassProfessor is exam preparation only. It is not pre-licensing education, provides no education credit in any state, and is not affiliated with the Nevada Division of Insurance, the Nevada Department of Business and Industry, or Pearson VUE. Exam facts on this page are summarized from the official sources listed above and were current as of October 2026 — confirm fees and rules with the Division and Pearson VUE before you book.