Part of the expanding PassProfessor catalog: 8,954 questions, written to the current Nebraska outline and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Nebraska licenses property and casualty producers through one combined exam — the Producer Property and Casualty exam (PSI Series 13-04), given by PSI for the Nebraska Department of Insurance: 150 scored questions in 2.5 hours, and 70% correct — 105 of 150 — to pass. PassProfessor’s Nebraska program will give you 8,954 original practice questions built on PSI’s published Nebraska content outline — including 1,449 questions on Nebraska law and Nebraska-specific rules alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Nebraska program will be $29 when enrollment opens.
What’s included
A Nebraska bank, not a national bank with a Nebraska chapter. Nebraska’s exam opens with Insurance Regulation at 15% of the test — the single heaviest section — and Nebraska law runs through the rest of it: the Valued Policy Law, the Property and Liability Insurance Guaranty Association, the Nebraska Automobile Insurance Plan, state cancellation and nonrenewal rules, surplus lines, and the Nebraska Workers’ Compensation Act. Our Nebraska bank holds 8,954 questions, and 1,449 of them test Nebraska law and Nebraska-specific rules specifically. That is the material national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 8,954 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 150 questions weighted the way PSI’s Nebraska outline weights them, with Insurance Regulation, Property and Casualty Insurance Basics, and Auto Insurance carrying the most. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single area — Nebraska insurance regulation, state auto laws, homeowners, workers’ compensation — or sit the full 150-question simulation against the clock. Your results break down by topic, so a weak area shows up in your practice data before it shows up on a score report. Short sessions still count: fifteen focused regulation questions on a lunch break will do more for your score than an unfocused hour of mixed questions, because regulation is where this exam concentrates its weight.
Built the way Nebraska built the exam. Nebraska’s outline is not the generic national template with a state chapter stapled on. Regulation — Nebraska licensing law, the Director’s powers, unfair trade practices, the Insurance Fraud Act — is a full 15% of the test, and state rules are embedded inside the national sections: Nebraska state plans and state regulations sit inside Property and Casualty Insurance Basics, Nebraska auto law opens the Auto Insurance section, and the workers’ compensation section is built on the Nebraska Workers’ Compensation Act. A bank organized around a national outline cannot mirror that structure. This one was assembled topic by topic from PSI’s Nebraska outline, so the drills you run follow the same architecture as the exam you will sit.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Made for a no-course state. Because Nebraska requires no pre-licensing course, there is no classroom sequence quietly organizing your study for you — and no course fee standing between you and the exam. Candidates here choose their own preparation, which means the preparation has to do the organizing itself: an outline-ordered bank, weighted practice exams, and explanations that teach the rule behind the answer. That is exactly the gap this program is built to fill, for less than the $47 exam fee itself.
The real exam at a glance
Current as of October 2026, per the PSI Nebraska Candidate Information Bulletin (dated March 16, 2026) and PSI’s content outline for the Nebraska Producer’s Examination for Property and Casualty Insurance (Series 13-04). Full detail — eligibility, registration, retakes, test day — is in our Nebraska insurance exam guide.
| Nebraska Producer Property and Casualty exam (Series 13-04) | |
|---|---|
| Administered by | PSI Services LLC, for the Nebraska Department of Insurance |
| Questions you will see | 155 |
| Scored questions | 150 |
| Unscored items mixed in | 5 (you cannot tell which they are) |
| Time limit | 2.5 hours (150 minutes) |
| Passing standard | 70% correct — 105 of 150 scored questions |
| Exam fee | $47, paid to PSI when you book |
| License application fee | $50, paid through NIPR after you pass (separate from the exam fee) |
- Nebraska requires no pre-licensing education for this license. There is no course you must complete before the exam and no certificate to file — the Department does not review, approve, or recommend preparation providers, and you may study with materials of your choosing. You prepare, pass, and apply. Preparation is optional in Nebraska; passing is not.
- 70% here means 70%. Unlike vendors that convert results to a scaled score, PSI reports this exam against a straight percentage standard: 105 correct answers out of 150 scored questions passes. Your score appears on screen when you finish.
- The exam is in-person only. Effective March 16, 2026, remote proctored testing is no longer available for Nebraska insurance exams; you test at a PSI test center (Nebraska sites include Omaha, Lincoln, Grand Island, Norfolk, North Platte, Scottsbluff, and Sidney, and PSI centers in other states may also be used).
- You apply for the license after passing: wait 2–3 days for PSI to transmit your result to the Department, then apply through NIPR. Your application materials and fees must reach the Department within one year of passing, or the pass cannot be used.
- Nebraska also offers separate Property (Series 13-22) and Casualty (Series 13-23) exams at 100 questions each. This program prepares you for the combined Series 13-04, the single sitting most P&C candidates take.
- The outline, in one line: Insurance Regulation 15% · Property and Casualty Insurance Basics 14% · Auto Insurance 13% · Homeowners Policy 11% · General Insurance 10% · Commercial Package Policy 10% · Dwelling Policy 7% · Businessowners Policy 7% · Workers Compensation Insurance 7% · Other Coverages and Options 6%. Regulation is the heaviest section on the exam — heavier than homeowners, heavier than auto.
- Your result is immediate. Your score appears on screen when you finish, your score report is emailed to you (with diagnostic detail by examination type if you do not pass), and PSI notifies the Department of a passing result within 48 hours.
- Retakes are unusually forgiving. Nebraska’s exams are open eligibility with no attempt limit and no waiting period beyond scheduling — you cannot rebook for the same day you tested, but you can schedule the next day for as soon as the following day, space permitting. Forgiveness is not a study plan, though: at $47 per attempt, the cheapest path is still passing once, prepared.
How the practice maps to the real exam
Every question in the Nebraska bank is tagged to a topic drawn from PSI’s published Nebraska content outline — the same outline the real exam is built from. The real exam weights its ten outline sections from 15% (Insurance Regulation) down to 6% (Other Coverages and Options); the counts below are the bank itself, counted question by question, under the bank’s topic headings.
| Bank topic (built on PSI’s Nebraska outline structure) | Practice questions |
|---|---|
| 3.0 Property and Casualty Insurance Basics | 3,147 |
| 6.0 Auto Insurance | 1,724 |
| 5.0 Homeowners Policy | 1,649 |
| 2.0 General Insurance | 974 |
| Nebraska law and Nebraska-specific rules | |
| Insurance Regulation | 405 |
| State regulations | 359 |
| State Auto Laws | 310 |
| Surplus Lines | 119 |
| Workers Compensation Insurance | 113 |
| Cancellation/nonrenewal | 94 |
| State plans | 49 |
| Federal Regulation | 11 |
| Total | 8,954 |
The Nebraska-law block — 1,449 questions across regulation, state auto laws, cancellation and nonrenewal, surplus lines, state plans, and Nebraska workers’ compensation — is drilled separately from the general material, because on the real exam Nebraska content is not a short state supplement at the end. It leads the outline and threads through the auto, property, and workers’ compensation sections.
Read the shape of the bank against the shape of the exam. The three largest general blocks in the bank — basics, auto, and homeowners — are three of the four heaviest general sections on the real test, and the general-insurance foundation that underlies all of them is drilled as its own topic. The commercial sections of the outline (Commercial Package Policy at 10%, Businessowners at 7%, and the commercial material inside basics and auto) are covered within the basics and auto blocks rather than under separate headings, and the dwelling and other-coverages material is carried the same way — so the topic table above is a map of the bank’s organization, while the generated full exams are where the outline’s exact ten-section weighting is reproduced for you, attempt after attempt.
How to use it
- Join the notify list today. When enrollment opens, start with free sample questions — a fixed set of Nebraska questions across the outline, with full explanations — enough to see how the program teaches and where you stand.
- Drill the Nebraska-law topics early. Regulation is the heaviest single section on the real exam, and Nebraska specifics — deadlines, notice periods, named state plans and associations — are the most concrete material on it. Most candidates leave state law for last; the score report is where that shows.
- Drill by topic. Work your weakest areas — the basics, auto, and homeowners blocks together carry most of the general weight — until the misses stop repeating.
- Sit full generated exams against the clock. 155 questions on screen in 150 minutes is a pace of just under a minute per question once the unscored items are mixed in. Practice the pace, not just the material.
- Book the real exam through PSI when your practice scores sit comfortably above 70% on full simulations — then, after you pass, allow 2–3 days for your result to reach the Department and apply through NIPR well inside the one-year window.
A note on that 70% line: because Nebraska reports this exam as a straight percentage rather than a scaled score, your practice numbers translate unusually honestly. A candidate averaging 78–82% on full timed simulations, with no single topic collapsing, is ready in a way a candidate riding one strong topic to a 71% average is not. The drills exist to close the second kind of gap before PSI charges you $47 to find it — use the topic breakdown after every full exam, not just the headline score, and let the weakest block set your next study session.
Pricing
$29 — the full Nebraska program, when enrollment opens. All 8,954 questions, every explanation, unlimited fresh practice exams and topic drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Nebraska property and casualty exam?
You will see 155 questions in 2.5 hours. Of those, 150 are scored, and 5 are unscored items mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the Nebraska P&C exam?
70% of the scored questions — 105 correct out of 150. PSI states the passing standard for Series 13-04 directly as a percentage, and your result is displayed on screen at the end of the exam, with a score report emailed to you.
Does Nebraska require a pre-licensing course before the exam?
No. Nebraska does not require pre-licensing education for a resident producer license. The Department’s first-time licensing process is: pass the PSI exam for your line of authority, then apply through NIPR. The Department does not provide study materials and does not review, approve, or recommend preparation providers — how you prepare is your choice.
How much does it cost to get a Nebraska P&C license?
The exam fee is $47, paid to PSI when you book Series 13-04. After you pass, the license application fee is $50, paid through NIPR. There is no state-required course fee, because Nebraska requires no course — preparation, like this program at $29, is your choice.
Who administers the Nebraska insurance exam?
PSI Services LLC administers the exam under contract with the Nebraska Department of Insurance. You book on PSI’s Nebraska insurance portal or by phone at (833) 333-4754, and test in person at a PSI test center.
Can I take the Nebraska insurance exam online?
No. Effective March 16, 2026, remote proctored examinations are no longer available in Nebraska; in-person testing at PSI locations continues. PSI has test centers across Nebraska and in other states, and you may test at any of them.
What do I do after I pass?
Wait 2–3 days for PSI to transmit your result to the Department of Insurance, then apply for your license through NIPR with the $50 application fee. All application materials and fees must be submitted within one year of passing. Passing alone does not license you — the Department reviews and approves every application.
What happens if I fail?
You book again and test again. Nebraska exams are open eligibility — PSI’s bulletin states you may test unlimited times until you pass — and there is no waiting period beyond scheduling: you cannot rebook for the same day you tested, but you may schedule the next day for as soon as the following day, space permitting. The $47 exam fee applies to each attempt, and your emailed score report includes diagnostic information by examination type to guide your next round of study.
How long is my passing score good for?
One year. The bulletin requires all license application materials and fees to reach the Department within one year of passing your exam.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published Nebraska content outline and Nebraska insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Nebraska requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself. (One separate Nebraska rule to know: a one-time 3-hour National Flood Insurance Program course is required before you may sell flood insurance — that is a selling prerequisite handled through approved continuing-education providers, not part of the licensing exam.)
Why do the Nebraska-law topics get their own drills?
Because Nebraska content leads this exam. Insurance Regulation alone is 15% of the test — the largest single section — and Nebraska law reappears inside the basics, auto, and workers’ compensation sections: the Valued Policy Law, the guaranty association, the Automobile Insurance Plan, state cancellation and nonrenewal notice rules. Our bank holds 1,449 Nebraska-law questions so that material can be drilled on its own until it is the easiest part of your exam.
When can I enroll in the Nebraska program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Nebraska Department of Insurance, PSI, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.