Part of the expanding PassProfessor catalog: 9,387 questions, written to PSI’s published Series 106 content outline and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Louisiana licenses property and casualty producers through one combined exam — the Louisiana Examination for Property and Casualty Insurance, Series 106, given by PSI: 150 questions in 160 minutes, and 70% correct to pass. PassProfessor’s Louisiana program will give you 9,387 original practice questions built on PSI’s published Series 106 content outline — including 1,655 questions on Louisiana insurance regulation alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Louisiana program will be $29 when enrollment opens.
What’s included
A Louisiana bank, built for a Louisiana exam. The Series 106 outline gives its single largest share — 23% of the exam — to Louisiana Insurance Regulation: the Commissioner’s powers, licensing and appointment rules, unfair trade practices, rebating and twisting, plus the Louisiana Insurance Guaranty Association, the Louisiana standard fire policy, the Valued Policy Law, and Louisiana Citizens Property Insurance Corporation with its FAIR and Coastal Plans. Our Louisiana bank holds 9,387 questions, and 1,655 of them sit under the Louisiana Insurance Regulation heading alone. That is the section national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 9,387 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — weighted to PSI’s published Series 106 outline, so Louisiana regulation carries the largest share, homeowners and policy-basics material carries its real weight, and no section is over- or under-represented. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single topic — Louisiana regulation, general insurance concepts, policy basics, or the other-types material that carries everything from workers’ compensation to flood and umbrella — or sit the full 150-question simulation against the 160-minute clock. Your results break down by topic, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Part of a 50-state program. Louisiana is one of 50 state P&C programs PassProfessor has built the same way — 478,523 original questions program-wide, each state bank written to that state’s own published outline and its own law.
A free sample that shows the standard. When enrollment opens, start with the fixed Louisiana sample: 10 to 15 questions spanning the outline, roughly two-thirds core material a prepared candidate should handle and one-third stretch questions at the top of the exam’s difficulty. Every sample question carries the same full explanation as the paid bank. The sample is fixed — the same set for every visitor — so it is a fair measuring stick: come back after a week of drilling and your improvement is real, not a luckier draw.
Analytics that point at the next drill. Your results are tracked question by question and rolled up by topic, so the program can show you the pattern your raw score hides: regulation strong but homeowners leaking, basics solid but commercial auto guessing. Per-question response data across all students also feeds the other direction — items that behave suspiciously (nearly everyone right, or strong students missing at unusual rates) are flagged for review and corrected or retired. You are practicing on a bank that is actively audited by the people taking it.
The real exam at a glance
Current as of October 2026, per PSI’s Series 106 content outline (the outline PSI and the LDI link for this exam), the Louisiana Department of Insurance’s producer licensing pages, and NIPR’s Louisiana pages. Full detail — eligibility, registration, fingerprint sequencing, retakes, test day — is in our Louisiana insurance exam guide.
| Louisiana Examination for Property and Casualty Insurance — Series 106 | |
| Administered by | PSI, for the Louisiana Department of Insurance (LDI) |
| Questions | 150 |
| Time limit | 160 minutes (2 hours 40 minutes) |
| Passing standard | 70% correct |
| Exam fee | $53, paid to PSI when you reserve (see verification log — re-verify at load) |
| License application fee | $75, paid through NIPR when you apply (separate from the exam fee; a NIPR transaction fee also applies) |
| Where you test | PSI test centers only — remote testing for Louisiana was discontinued effective July 8, 2024 |
- Louisiana requires no pre-licensing education for this license. The education requirement that older Louisiana guides describe was repealed in June 2022. There is no course you must complete before the exam — you prepare, pass, apply, get fingerprinted, and get licensed. Preparation is optional in Louisiana; passing is not.
- Louisiana’s fingerprint order surprises people. You do not fingerprint before your license application. LDI requires the application (filed through NIPR) and a signed background check authorization first; fingerprints taken before that step will not be accepted and you will have to be re-fingerprinted. The exam guide walks through the sequence.
- The passing standard is a true percentage. Louisiana law (La. R.S. 22:1545) sets the pass mark at a score of at least 70% — not a scaled score — so your practice percentages mean what they appear to mean. Plan to practice comfortably above the line, not on it.
- Your passing score is good for 12 months. Apply for the license inside that window.
- The outline’s weights tell you where the exam lives. After Louisiana Insurance Regulation (23%), the heaviest blocks are Property and Casualty Insurance Basics (15%), Homeowners Policy Concepts (10%), and General Insurance Concepts (8%) — and the commercial sections (auto, property, and general liability) combine for another 20%. The exam guide publishes the full thirteen-section table; the short version is that this is a regulation-first, homeowners-heavy exam with a real commercial block, and your practice time should be allocated the same way.
How the practice maps to the real exam
Every question in the Louisiana bank is tagged to the bank’s topic structure, built on PSI’s published Series 106 outline. Counts below are the bank itself, counted question by question. The outline’s thirteen sections are carried inside these four bank topics — the dwelling, homeowners, auto, commercial, crime, and workers’ compensation sections of the outline are drilled within the basics and other-types topics, and the outline’s Louisiana-specific provisions (the Guaranty Association, Citizens and its FAIR and Coastal Plans, the standard fire policy, the Valued Policy Law) are drilled within the regulation and basics topics.
| Bank topic (built on the Series 106 outline) | Practice questions |
| Other Types of Property and Casualty Insurance | 3,539 |
| General Insurance Concepts | 2,249 |
| Property and Casualty Insurance Basics | 1,944 |
| Louisiana Insurance Regulation | 1,655 |
| Total | 9,387 |
One number deserves emphasis: Louisiana Insurance Regulation is 23% of the real exam — roughly 35 of the 150 questions — before you count the Louisiana-specific provisions the outline also weaves into other sections. Our 1,655 regulation questions let you drill that block on its own until it is the most predictable part of your exam.
The same weighting logic runs the generated exams. When you sit a full practice exam, the draw follows PSI’s published proportions — regulation first and largest, basics and homeowners at their real weights, the commercial sections at theirs — and it prefers questions you have not yet seen, so a second or fifth full exam measures fresh knowledge rather than your memory of the first one. When the pool for a section runs low, seen questions return; until then, every generated exam is a genuinely new test built to the same blueprint. That is the difference between practicing for the Series 106 and merely practicing near it: the proportions you train under are the proportions you will be scored under.
How to use it
- Join the notify list today. When enrollment opens, start with free sample questions — a fixed set of Louisiana questions, 10 to 15, mixing solid core material with a stretch set, with full explanations included — enough to see how the program teaches and where you stand.
- Drill the Louisiana regulation section early. It is the largest single block on the outline and the most concrete material on it — deadlines, dollar figures, day counts, named Louisiana institutions. Most candidates leave it for last; the score report is where that shows.
- Drill by topic. Work your weakest areas — for most candidates that means homeowners concepts and the commercial sections inside the basics and other-types topics — until the misses stop repeating.
- Sit full generated exams against the clock. 150 questions in 160 minutes is barely more than a minute per question. Practice the pace, not just the material.
- Book the real exam through PSI when your practice scores sit comfortably above 70% on full simulations — then file your license application through NIPR and follow LDI’s fingerprint instructions exactly, in that order.
Pricing
$29 — the full Louisiana program. All 9,387 questions, every explanation, unlimited fresh practice exams and topic drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
Two honest ways candidates use it. If you are starting from zero in a no-education-mandate state, this bank is the preparation — every question teaches through its explanation, and the drills are organized by the same outline the exam is built from. And if you have already bought a course — or sat the exam once and come up short — this is the second purchase that fixes the specific problem a course cannot: thousands of outline-weighted repetitions, with the Louisiana-law block isolated, until your practice percentages say you are ready. Either way, one price covers the whole Louisiana bank; there is no per-section upsell and no expiring module.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Louisiana P&C exam?
150 questions in 160 minutes, on PSI’s Series 106 combined exam. PSI’s published outline for this exam states the 150-question total directly; it does not publish a separate pretest-question split for Series 106, so treat every question in front of you as one that counts — that is the only safe way to sit this exam in any case.
What score do I need to pass the Louisiana P&C exam?
70% correct. Louisiana sets the standard in its statute (La. R.S. 22:1545): an applicant passes by achieving a score of at least seventy percent. Unlike states that convert results to a scaled score, Louisiana’s 70% is a straightforward percentage of the exam — which makes your full-length practice percentages a fair guide to your readiness.
Does Louisiana require pre-licensing education?
No — not anymore. Louisiana repealed its pre-licensing education requirement in June 2022 (Acts 2022, No. 273, which repealed the education provision of La. R.S. 22:1545). Older websites and printed guides still list course hours for Louisiana; they are describing a rule that no longer exists. You may prepare however you choose, take the PSI exam, and then apply.
How much does it cost to get a Louisiana P&C license?
The exam fee is $53, paid to PSI when you reserve your appointment (re-verified at publication — see the log on this draft). After you pass, the license application fee is $75, paid through NIPR, plus NIPR’s transaction fee. Fingerprinting through IdentoGO carries its own separate fee. There is no state-required course fee, because Louisiana requires no course — preparation, like this program at $29, is your choice.
Who administers the Louisiana insurance exam, and where do I register?
PSI administers the exam for the Louisiana Department of Insurance. You schedule through PSI’s Louisiana test-taker portal (test-takers.psiexams.com/ladi) or by phone at 800-733-9267. Since July 8, 2024, Louisiana exams are given only at PSI testing locations — there is no remote-proctored option.
What do I do after I pass?
Apply for the license electronically through NIPR, and do it within 12 months of passing — that is how long a Louisiana exam score stays valid. Then follow the fingerprint step exactly as LDI directs: your application and a signed background check authorization must be on file before you are fingerprinted through IdentoGO, or the prints will not be accepted and you will have to redo them. Once licensed, you also need an appointment from each insurer whose products you will sell.
What happens if I fail?
You register again and test again. Louisiana’s statute requires a candidate who fails to reapply for the examination and remit the required fees before being rescheduled — there is no statutory attempt limit, and the exam fee applies to each attempt. Use the diagnostic information from your attempt to rebuild your study plan around the sections that cost you.
How long is my passing score good for?
Twelve months. If you have not completed your license application inside that window, the score no longer supports an application and the exam must be taken again.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to PSI’s published Series 106 content outline and Louisiana insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Louisiana requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course anywhere. It exists to prepare you for the exam itself.
What Louisiana-specific topics does the exam test?
The outline’s Louisiana Insurance Regulation section (23% of the exam) covers the Commissioner and LDI, licensing, appointments, unfair trade practices, rebating and twisting, continuing education, and Louisiana’s state-specific P&C laws — including the Louisiana Insurance Guaranty Association, the Louisiana standard fire insurance policy, the Valued Policy Law, cancellation and nonrenewal rules, and, inside the other-types material, Louisiana Citizens Property Insurance Corporation and its FAIR and Coastal Plans. Our bank holds 1,655 questions under the Louisiana Insurance Regulation heading so that material can be drilled on its own.
How is this different from a pre-licensing course?
A course teaches a curriculum; this program is practice built to the exam’s own outline — 9,387 original questions with an explanation on every one, generated exams weighted the way PSI weights the real one, and topic drills that isolate the Louisiana-law block. In a state with no education mandate, candidates who already know the material — or who have finished a course and want exam-grade practice — do not need to buy the course twice. At $29, the program also costs less than every major practice product we benchmarked in October 2026.
When can I enroll in the Louisiana program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is exam preparation only. It is not pre-licensing education, provides no education credit, and does not satisfy any education requirement in any state. PassProfessor is not affiliated with the Louisiana Department of Insurance, PSI, or NIPR, and no state agency or exam vendor endorses this program. All practice questions are original works written to the published exam outline; they are not actual examination questions. Exam facts on this page are current as of October 2026 and are re-verified against the official sources before publication — confirm fees and procedures with PSI and the LDI before you register, because both can change.