Part of the expanding PassProfessor catalog: 9,872 questions, written to the current Kansas content outline and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Kansas licenses property and casualty producers through one combined exam — the KS Property & Casualty and Allied Lines Producer exam (12-KS-06), given by Pearson VUE: 140 scored questions in 150 minutes, and a score of 70% to pass. PassProfessor’s Kansas program will give you 9,872 original practice questions built on Pearson VUE’s current Kansas content outline — including 2,378 questions on Kansas statutes and regulations alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Kansas program will be $29 when enrollment opens.
What’s included
A Kansas bank, not a national bank with a Kansas chapter. The Kansas exam puts 40 of its 140 scored questions — nearly three in ten — on Kansas statutes and regulations: the Commissioner and licensing rules that apply to every line, the Property and Casualty Insurance Guaranty Association, the Kansas FAIR Plan, the Kansas Automobile Injury Reparations Act, the Kansas Automobile Insurance Plan, and Kansas workers’ compensation. Our Kansas bank holds 9,872 questions, and 2,378 of them test Kansas law specifically. That is the part of the exam national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 9,872 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 100 general-knowledge questions and 40 Kansas-specific questions in the same proportions Pearson VUE uses, with the general sections weighted the way the official outline weights them (the two Types of Policies sections carry the most). Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — Kansas rules common to all lines, homeowners and dwelling forms, casualty policy provisions, the automobile sections of the Kansas supplement — or sit the full 140-question simulation against the clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Part of a national library, built state by state. PassProfessor’s insurance library holds 478,523 practice questions across all 50 states — but each state program, Kansas included, is built and counted on that state’s own published outline, not adapted from a neighbor’s.
The real exam at a glance
Current as of October 2026, per the Pearson VUE Kansas Insurance Licensing Candidate Handbook (publication #121700, July 2026) and the Kansas Insurance Content Outlines (publication #121703, effective March 1, 2025). Full detail — eligibility, registration, fingerprints, retakes, test day — is in our Kansas insurance exam guide.
| KS Property & Casualty and Allied Lines Producer exam (12-KS-06) | |
|---|---|
| Administered by | Pearson VUE, for the Kansas Department of Insurance |
| Questions you will see | 154 |
| Scored questions | 140 (100 general knowledge + 40 Kansas statutes and regulations) |
| Unscored pretest questions mixed in | 14 (you cannot tell which they are) |
| Time limit | 150 minutes (2½ hours) |
| Passing standard | 70% — one combined score for the whole exam |
| Exam fee | $64, paid to Pearson VUE when you reserve |
| License application | Filed through NIPR after (or before) the exam — state fees are separate from the exam fee; see the exam guide |
- Kansas requires no pre-licensing education for this license. The Department says so in plain terms: you can take the licensing examination without purchasing study materials or taking any course first. Preparation is optional in Kansas; passing is not. (This program is exam preparation only — it provides no education credit, and Kansas requires none.)
- 70% means 70%. Unlike states that report scaled scores, Kansas scores this exam on the questions answered correctly, and the passing score set by the Kansas Department of Insurance is 70%. On the combined exam your performance is reflected as one score — you must pass the exam as a whole.
- The combined exam is also offered in Spanish at test centers, and you may test at a Pearson VUE center anywhere in the United States — you do not have to test in Kansas.
- Kansas also offers the lines separately — Property and Allied Lines (12-KS-03) and Casualty and Allied Lines (12-KS-04), $57 each. This program prepares you for the combined sitting, which is how most candidates take both lines at once.
- You may apply for the license before or after passing — Kansas allows either order — and a passing score stays valid for two years.
How the practice maps to the real exam
Every question in the Kansas bank is tagged to a section of Pearson VUE’s current Kansas content outline — the same outline the real exam is built from. Counts below are the bank itself, counted question by question.
| Official outline section (scored questions on the real exam) | Practice questions |
|---|---|
| General knowledge — Property | |
| I. Types of Policies (22) | 1,649 |
| II. Insurance Terms and Related Concepts (15) | 1,125 |
| III. Policy Provisions and Contract Law (13) | 974 |
| General knowledge — Casualty | |
| IV. Types of Policies, Bonds, and Related Terms (23) | 1,724 |
| V. Insurance Terms and Related Concepts (15) | 1,124 |
| VI. Policy Provisions (12) | 898 |
| Kansas statutes and regulations | |
| Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance (19) | 1,196 |
| Kansas Statutes and Regulations Common to Property and Casualty Insurance Only (7) | 32 |
| Kansas Statutes and Regulations Pertinent to Property Insurance Only (7) | 590 |
| Kansas Statutes and Regulations Pertinent to Casualty Insurance Only (7) | 560 |
| Total (140 scored) | 9,872 |
One honest note on that table: the “Common to Property and Casualty Insurance Only” cell is the thinnest in the Kansas bank — 32 questions against a 7-question section of the real exam. Every other section is covered many times over; that one is covered, and we would rather show you the real count than pad it.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Kansas questions across both parts of the outline, with full explanations — enough to see how the program teaches and where you stand.
- Drill the Kansas-law sections early. They are 40 of the 140 scored questions and the most concrete material on the exam — the FAIR Plan, the guaranty association, the Automobile Injury Reparations Act, cancellation and nonrenewal rules. Most candidates leave state law for last; the score report is where that shows.
- Drill by outline section. Work your weakest general-knowledge sections (the two Types of Policies sections together carry 45 of the 100 general questions) until the misses stop repeating.
- Sit full generated exams against the clock. 140 scored questions in 150 minutes, with 14 pretest items mixed in, is a pace of about a minute per question. Practice the pace, not just the material.
- Book the real exam through Pearson VUE when your practice scores sit comfortably above 70% on full simulations — then complete the fingerprint, tax-clearance, and NIPR application steps described in the exam guide. Your passing score is valid for two years, but there is no reason to spend them waiting.
Pricing
$29 — the full Kansas program. All 9,872 questions, every explanation, unlimited fresh practice exams and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; WebCE’s Exam Prep Complete costs $109.95; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Kansas property and casualty exam?
You will see 154 questions in 150 minutes. Of those, 140 are scored — 100 on general insurance knowledge and 40 on Kansas statutes and regulations — and 14 are unscored pretest questions mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the Kansas P&C exam?
70%. Kansas sets the passing score at 70% of the questions answered correctly, as determined by the Kansas Department of Insurance — it is a percentage, not a scaled score. The combined exam produces one score for the whole sitting: you must pass the entire combined exam, not each part separately.
Does Kansas require a pre-licensing course before the exam?
No. Kansas has no pre-licensing education requirement. The Kansas Department of Insurance states that you can take the licensing examination without purchasing exam preparation materials or participating in any course. You prepare however you choose, pass the Pearson VUE exam, and complete the application steps.
How much does the Kansas P&C exam cost?
The combined exam fee is $64, paid to Pearson VUE when you reserve your appointment. Taken separately, the Property and Allied Lines and Casualty and Allied Lines exams cost $57 each. License fees are separate and are paid through NIPR when you apply — including a $60 criminal background check processing fee — and are not part of the exam fee.
Who administers the Kansas insurance exam?
Pearson VUE administers the exam for the Kansas Department of Insurance. You reserve online through Pearson VUE’s Kansas insurance page or by calling 888-204-6255, at least 24 hours before the day you want to test, and you may test at a Pearson VUE center anywhere in the United States.
What do I do after I pass?
Complete the resident licensing steps with the Kansas Department of Insurance: obtain a Certificate of Tax Clearance from the Kansas Department of Revenue, be fingerprinted and submit the fingerprint waiver form, and file the NAIC Uniform Application through NIPR with the required fees and a copy of your Kansas driver’s license or ID. Kansas lets you apply before or after the exam, but every step must be completed — and your passing score is valid for two years from the exam date.
What happens if I fail?
You may test again. Kansas sets no limit on the number of attempts, but you must wait at least seven calendar days before retaking the exam, and at least 24 hours before scheduling the new appointment; the $64 exam fee applies to each attempt. A failing score report includes your numeric score and diagnostic information, and your practice data here breaks down by the same outline sections, so a retake plan can target the sections that cost you.
How long is my passing score good for?
Two years from the date of the examination, per the Kansas Department of Insurance. Complete your license application inside that window or the exam must be retaken.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Kansas content outline and Kansas insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Kansas requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself.
Why does the Kansas-law part get its own drills?
Because it is 40 of the 140 scored questions — nearly three in ten — and it is the part national study materials cover thinnest. Kansas tests its own institutions and laws: the FAIR Plan, the Property and Casualty Insurance Guaranty Association, the Automobile Injury Reparations Act and its required coverages, the Kansas Automobile Insurance Plan, and Kansas workers’ compensation. Our bank holds 2,378 Kansas-law questions so that block can be drilled on its own until it is the easiest part of your exam.
Can I take the Kansas P&C lines separately instead?
Yes. Kansas offers Property and Allied Lines (12-KS-03) and Casualty and Allied Lines (12-KS-04) as individual 90-minute exams at $57 each, as well as the combined exam this program is built for. Most candidates who need both lines take the combined sitting — one appointment, one $64 fee, one score.
When can I enroll in the Kansas program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Kansas Department of Insurance, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published content outline; they are not actual exam questions.