Enrollment open: 10,049 questions, written to the current Illinois outlines and independently audited. Enroll today and start practicing for the Illinois exams.
Illinois does not offer a single combined property and casualty exam. To license in both lines you pass four separate Pearson VUE examinations — a General exam and a State exam for Property, and a General exam and a State exam for Casualty — 167 scored questions in all, each exam passed at a score of 70, with each line’s two passes earned within 90 days of each other. PassProfessor’s Illinois program will be one practice bank that covers all four exams: 10,049 original practice questions built on Pearson VUE’s current Illinois content outlines — including 2,555 questions on Illinois statutes and regulations alone — with an explanation on every question and generated practice exams in two license-line forms: Property (80 questions) and Casualty (87 questions). A free sample comes with the program; the full Illinois program is $29 and enrollment is open.
What’s included
One bank, built for a four-exam state. Most states test property and casualty in a single sitting. Illinois tests each line twice: product knowledge in a General exam, Illinois law in a State exam. Candidates who prepare as if there were one Illinois P&C exam discover the structure at the Pearson VUE checkout. This program is organized by the same outlines — you can drill by section and sit generated practice exams in two forms mirroring the full exam for each license line (General and State together), or work the full bank across all four.
An Illinois-law bank, not a national bank with an Illinois chapter. The two State exams carry 67 of the 167 scored questions — 40% of everything you will be scored on — and 22 of the scored questions on each State exam come from the single section on statutes common to all lines: the Director’s powers, licensing and registration, fiduciary duties, marketing practices, and the Illinois Insurance Guaranty Fund. Our Illinois bank holds 10,049 questions, and 2,555 of them test Illinois statutes and regulations specifically, including the Illinois FAIR Plan, mine subsidence, the Illinois Automobile Insurance Plan, and the Workers’ Compensation Assigned Risk Pool — the Illinois institutions the outlines name.
An explanation on every question. Every one of the 10,049 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at each real exam’s weights. Each generated practice exam is built fresh for that attempt, weighted to the official outline for the form you choose — 80 questions on the Property form (50 General + 30 State) and 87 on the Casualty form (50 General + 37 State) — — with questions you have not seen coming first. You never sit the same practice exam twice, and your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
The real exams at a glance
Current as of October 2026, per the Pearson VUE Illinois Insurance Candidate Handbook (publication #121400, August 2026) and its Illinois Insurance Content Outlines (publication #121402, effective January 1, 2026). Full detail — pre-licensing education, registration, retakes, test day, and the application — is in our Illinois insurance exam guide.
Illinois licenses Property and Casualty as separate lines of authority, and each line has two exams. The full property and casualty path is:
| Exam (Pearson VUE code) | Scored questions | Pretest questions mixed in | Time limit | Passing score |
|---|---|---|---|---|
| IL Property Producer General (GEN-Prop03) | 50 | 5 | 75 minutes | 70 |
| IL Property Producer State (STATE-Prop03) | 30 | 5 | 50 minutes | 70 |
| IL Casualty Producer General (GEN-Cas04) | 50 | 5 | 75 minutes | 70 |
| IL Casualty Producer State (STATE-Cas04) | 37 | 5 | 55 minutes | 70 |
| Full P&C total | 167 | 20 | 255 minutes across four sittings | 70 on each exam |
- Each exam is passed on its own. There is no combined score: a 70 on the Property General does not rescue a 68 on the Property State. Within each line, the General and State passes must be earned within 90 days of each other.
- A score of 70 is not 70%. Pearson reports Illinois scores on a 0–100 scale standardized so that 70 always marks the same level of knowledge; the handbook is explicit that the score “should not be interpreted as the percentage or number of correct answers.”
- Exam fees: each exam costs $92, which includes Illinois’s $50 administrative fee — but when a line’s General and State exams are ordered together on the same order, Pearson discounts $92, so a line’s pair costs $92 in total. Ordered as two pairs, the full four-exam path costs $184 in exam fees; ordered separately, it costs $368.
- The license fee is separate: $215 for a resident producer license, payable once every two years, paid through NIPR when you apply — after you pass. It is not part of the exam fee.
- Illinois requires pre-licensing education before these exams — 20 hours per line (40 hours for both lines), with 7.5 of each line’s 20 hours in a classroom setting, from a Department-approved provider. You must bring a copy of your signed course completion certificate to the test center; without it you will not be allowed to sit. This practice program is not pre-licensing education and does not satisfy that requirement — see the FAQ.
- The exams are taken at Pearson VUE test centers and are available in Spanish.
How the practice maps to the real exams
Every question in the Illinois bank is tagged to a section of Pearson VUE’s current Illinois content outlines — the same outlines the real exams are built from. Counts below are the bank itself, counted question by question. The two General exams share the Insurance Terms section, and the two State exams share both Illinois “common” sections, exactly as the real outlines share them.
| Official outline section (scored questions on the real exams) | Practice questions |
|---|---|
| Property General exam (50 scored) | |
| I. Types of Policies (22) | 1,649 |
| II. Insurance Terms and Related Concepts (15) | 2,249 |
| III. Policy Provisions and Contract Law (13) | 974 |
| Casualty General exam (50 scored) | |
| I. Types of Policies, Bonds, and Related Terms (23) | 1,724 |
| II. Insurance Terms and Related Concepts (15) | 2,249 |
| III. Policy Provisions (12) | 898 |
| Illinois State exams — Property State (30 scored) + Casualty State (37 scored) | |
| Illinois Statutes and Regulations Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance (22 on each State exam) | 1,443 |
| Illinois Statutes and Regulations Common to Property and Casualty Insurance Only (5 on each State exam) | 114 |
| Illinois Statutes and Regulations Pertinent to Property Insurance Only (3, Property State) | 411 |
| Illinois Statutes and Regulations Pertinent to Casualty Insurance Only (10, Casualty State) | 587 |
| Total (167 scored across the four exams) | 10,049 |
How to use it
- Enroll today. Start with free sample questions — a fixed set of Illinois questions spanning the General and State material, with full explanations — enough to see how the program teaches and where you stand.
- Finish your pre-licensing education first. Illinois will not let you sit without the completion certificate, and the certificate is only good for one year — so sequence your studying to land inside that window, with your exam dates in view.
- Drill the Illinois-law sections early. They are 40% of your scored questions across the four exams, and the 22-question common section is identical on both State exams — learn it once and it pays off twice.
- Sit the two generated practice forms, untimed. Property has 80 questions and Casualty 87, with no clock imposed. If you wish, pace yourself against the real sittings (75 / 50 / 75 / 55 minutes).
- Book the real exams through Pearson VUE — order each line’s General and State exams on the same order to get the $92 pairing discount, and remember the two passes for a line must land within 90 days of each other. After you pass all parts, wait five days, then apply through NIPR.
Pricing
$29 — the full Illinois program. All 10,049 questions, every explanation, unlimited fresh practice exams on both license-line forms, and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95; Kaplan’s standalone InsurancePro QBank starts at $69; WebCE’s Exam Prep Complete costs $109.95; and full pre-licensing course packages from the national providers run $129 to $349. Illinois candidates must buy a pre-licensing course anyway to earn the certificate — this program is the practice layer on top of it, priced below every practice product in that cluster.
Verified questions
Every question in this program is original — written for PassProfessor from the official exam blueprint, never copied from a test bank or another provider’s materials. Before enrollment opened, each answer key was independently verified: reviewers re-answered sampled questions blind, disagreements were settled against the primary sources, and every numeric answer was recomputed from first principles. Questions whose facts could not be confirmed were removed, and the bank passed a text-overlap screen. Practice exams draw a fresh, blueprint-weighted set from the full bank on every attempt, so no two practice exams are the same.
Frequently asked questions
How many questions are on the Illinois property and casualty exams?
There is no single Illinois P&C exam. Full property and casualty licensing means four Pearson VUE exams: Property General (50 scored questions), Property State (30), Casualty General (50), and Casualty State (37) — 167 scored questions in total. Each exam also mixes in 5 unscored pretest questions you cannot identify, so you will see 187 questions across the four sittings.
What score do I need to pass each Illinois exam?
A score of 70 on each exam, separately. Illinois scores are reported on a standardized 0–100 scale, and Pearson’s handbook is explicit that the score is not a percentage of questions answered correctly — a 70 marks the passing level of knowledge on every form of the exam. Passing one exam does not offset failing another.
Who administers the Illinois insurance exams?
Pearson VUE administers them for the Illinois Department of Insurance. You reserve on Pearson VUE’s Illinois insurance page or by calling (800) 274-0402, at least 24 hours ahead; walk-ins are not available, and the exams are taken at Pearson VUE test centers.
How much do the Illinois P&C exams cost?
Each exam is $92, which includes the state’s $50 administrative fee. When you order a line’s General and State exams together on the same order, Pearson discounts $92 — so the pair costs $92, and the full four-exam path costs $184 in exam fees if you order both pairs together ($368 if every exam is ordered separately). The license itself is a separate $215 fee, paid through NIPR after you pass.
Does Illinois require pre-licensing education?
Yes. Illinois requires 20 hours of pre-licensing education per line of authority — 40 hours for property and casualty together — from a Department-approved provider, and 7.5 of each line’s 20 hours must be completed in a classroom setting. You must complete it before testing, bring a copy of your signed completion certificate to the test center, and use it within one year of completion. Holders of certain professional designations (for property and casualty: AAI, ARM, CIC, CPCU) are exempt from the pre-licensing requirement.
Does this program count as pre-licensing education?
No. PassProfessor is exam preparation only. It provides no education credit, does not satisfy Illinois’s 20-hours-per-line requirement, and does not issue the completion certificate you need to sit for the exams. You still need your hours from a Department-approved provider; this program prepares you for the exams themselves.
How long are my passing scores good for?
Two clocks matter. Within each line, the General and State exams must both be passed within 90 days of each other. And your pre-licensing education must be used within 12 months of completion — you must be licensed while it is active, or you retake the course. After passing all parts, wait five days before applying for the license through NIPR.
What do I do after I pass?
Wait five days after completing your exams, then apply online through NIPR and pay the $215 resident producer license fee (the fee is prorated against your license expiration date, which Illinois sets as the last day of your birth month). If you answer “yes” to any background question on the application, supporting documents go to the Department through NIPR’s Attachment Warehouse. Illinois producers are not fingerprinted as part of this process — the fingerprint requirement candidates sometimes read about applies to public adjusters, a different license.
What happens if I fail an Illinois exam?
You retake only the exam you failed. You must wait 24 hours before making a new reservation, the exam fee applies to each attempt, and your score report includes a numeric score and diagnostic information to rebuild your study plan around. Keep the 90-day pairing clock in mind: your other pass for that line expires for licensing purposes if the retake does not land inside the window.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Illinois content outlines and Illinois insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Why does one program cover four exams?
Because that is how Illinois licenses property and casualty producers: two lines, two exams each. The outlines themselves share material across the parts — one Insurance Terms section serves both General exams, and the Illinois common-law sections are the same on both State exams — so a single bank organized by outline section, with generated practice exams mirroring the full exam for each license line (General and State together, matches the real structure better than four disconnected products would.
Can I take the Illinois exams online?
The current candidate handbook lists these as test-center examinations, taken at Pearson VUE test centers. (Illinois offered online-proctored delivery in earlier years; the current handbook’s exam table is test-center only.) You can sit up to two exams in one test-center session with back-to-back scheduling, and all of these exams are also available in Spanish.
When can I enroll in the Illinois program?
Enrollment is open — the question bank is complete. Use the enroll button on this page to get started today.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Illinois Department of Insurance, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.
Exam change alert: Illinois outline and law changes January 1, 2027
Illinois candidates testing on or after January 1, 2027 sit a new Pearson outline set, and FAIR Plan and cancellation law change the same day. Read the Illinois insurance exam changes page