Part of the expanding PassProfessor catalog: 9,764 questions, written to the current Idaho outlines and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Idaho does not run a combined property and casualty exam. It runs two separate Pearson VUE exams — the ID Property Producer exam (InsID-Prop0003: 68 scored questions in 105 minutes) and the ID Casualty Producer exam (InsID-Cas0004: 70 scored questions in 105 minutes) — and a full P&C producer license requires passing both, in separate sittings, at $65 per exam. PassProfessor’s Idaho program will be one practice product covering both exams: 9,764 original practice questions built on Pearson VUE’s current Idaho content outlines — including 2,270 questions on Idaho statutes and rules alone — with an explanation on every question, practice exams generated per exam (Property-only, Casualty-only) as well as combined, and a free sample to start. The full Idaho program will be $29 when enrollment opens.
What’s included
One bank built for two exams. Because Idaho tests property and casualty separately, a national “P&C” bank organized around some other state’s combined exam is the wrong shape for Idaho. This bank is organized the way Idaho actually tests: a Property side weighted to the Property exam’s outline (Types of Policies is its largest section, at 22 of 68 scored questions), a Casualty side weighted to the Casualty exam’s outline (Types of Policies, Bonds, and Related Terms is its largest section, at 23 of 70), and an Idaho-law block shared by both exams — because both exams test the same Idaho statutes sections, in the same proportions. You can drill for the exam you are sitting next, then switch sides without buying anything else.
2,270 Idaho-law questions. Idaho law is 18 of the Property exam’s 68 scored questions and 20 of the Casualty exam’s 70 — more than a quarter of each exam. It tests the Director’s powers, producer licensing and discipline under Title 41, the Idaho Property and Casualty Guaranty Association Act, countersignature and binder rules, and line-specific material found nowhere else: the standard fire policy and the National Flood Insurance Program on the Property side; financial responsibility, uninsured/underinsured motorist coverage, the assigned risk plan, workers’ compensation, and comparative negligence on the Casualty side. Our Idaho bank holds 2,270 questions on Idaho statutes, rules, and regulations — the deepest block in the program, because on these two exams it earns its weight.
An explanation on every question. Every one of the 9,764 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams generated the way Idaho splits them. Sit a full Property simulation — 68 questions at the Property outline’s weights (50 general knowledge + 18 Idaho-specific) — a full Casualty simulation — 70 questions at the Casualty outline’s weights (50 general + 20 Idaho-specific) — or a combined run across both banks when you want the full P&C picture in one sitting. Every generated exam is fresh, questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exams are built. Drill a single outline section — Idaho statutes common to all lines, homeowners and dwelling forms, workers’ compensation concepts, casualty policy provisions — or sit a timed full simulation. Your results break down by outline section for each exam separately, so a weak area shows up in your practice data before it shows up on a score report.
Built for the way the license actually works. Nothing about Idaho forces you to take both exams in the same week, or even the same month — plenty of producers start with one line, get licensed and appointed for it, and add the second line later. The program follows that reality: your Property drills, Casualty drills, and per-exam simulations are all available from day one, your progress is tracked separately for each exam, and the shared Idaho-law material counts toward both. If an employer wants you property-licensed first, you can be ready for that sitting without wading through casualty material — and when you come back for Casualty, the Idaho-law work you already did is still there, still counted, and still drilled.
Questions that stay honest. Every item in the program is monitored from real student responses. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
The real exams at a glance
Current as of October 2026, per the Idaho Department of Insurance (DOI) and Pearson VUE’s Idaho Insurance Content Outlines (publication #121301, effective July 31, 2025). Full detail — eligibility, registration, fingerprints, the 180-day application deadline, test day — is in our Idaho insurance exam guide.
| ID Property Producer (InsID-Prop0003) | ID Casualty Producer (InsID-Cas0004) | |
|---|---|---|
| Administered by | Pearson VUE, for the Idaho Department of Insurance | Pearson VUE, for the Idaho Department of Insurance |
| Questions you will see | 80 | 83 |
| Scored questions | 68 (50 general knowledge + 18 Idaho-specific) | 70 (50 general knowledge + 20 Idaho-specific) |
| Unscored pretest questions mixed in | 12 | 13 |
| Time limit | 105 minutes | 105 minutes |
| Exam fee | $65, paid to Pearson VUE per exam | $65, paid to Pearson VUE per exam |
| License application fee | $80, paid to the state for the producer license (separate from the exam fees) | — same single producer application covers both lines |
- There is no combined Idaho P&C exam. Each line of authority is its own test, its own appointment, and its own $65 fee — $130 in exam fees for both. The two exams can be scheduled through the same Pearson VUE account, and nothing requires you to pass them on the same day.
- Idaho requires no pre-licensing education. The DOI states it plainly: Idaho does not require pre-licensing education. There is no course you must complete before either exam — you prepare, pass, get fingerprinted, and apply. Preparation is optional in Idaho; passing is not.
- Your clock after passing is 180 days. Under Idaho Code §41-1006(4), a license application not received by the Department within 180 days of passing an exam is denied — the pass expires. Apply promptly; the fingerprint step (a further $65 processing fee) is part of the same sequence.
- Both exams are offered at test centers and online. Pearson VUE delivers them at Idaho test centers and by remote proctoring (OnVUE), in English or Spanish. Appointments can be made as late as one calendar day before the test day, subject to availability — but treat that as a safety net, not a plan.
- A note on the passing standard. The numeric passing standard for these exams is set in Pearson VUE’s Idaho Candidate Handbook. The DOI’s public outline and licensing pages — the official sources for everything else on this page — do not publish a numeric threshold, so we do not print one here rather than repeat an unverified figure. Our Idaho insurance exam guide explains exactly what is and is not published, and the handbook is the document to check before you test.
How the practice maps to the real exams
Every question in the Idaho bank is tagged to a section of Pearson VUE’s current Idaho content outlines — the same outlines the real Property and Casualty exams are built from. Counts below are the bank itself, counted question by question. Sections marked “both exams” appear on the Property and the Casualty exam alike, which is why one bank serves both sittings.
| Official outline section (scored questions on the real exams) | Practice questions |
|---|---|
| Property exam — general knowledge | |
| I. Types of Policies (22 of 68) | 1,649 |
| II. Insurance Terms and Related Concepts (15 of 68; also 15 of 70 on Casualty) | 2,249 |
| III. Policy Provisions and Contract Law (13 of 68) | 974 |
| Casualty exam — general knowledge | |
| I. Types of Policies, Bonds, and Related Terms (23 of 70) | 1,724 |
| III. Policy Provisions (12 of 70) | 898 |
| Idaho statutes, rules, and regulations | |
| Common to Life, Health/Disability, Property, Casualty, and Personal Lines Insurance (12 on each exam) | 1,171 |
| Common to Property and Casualty Insurance Only (3 on each exam) | 252 |
| Pertinent to Casualty Insurance Only (5 on the Casualty exam) | 549 |
| Pertinent to Property Insurance Only (3 on the Property exam) | 298 |
| Total | 9,764 |
Read the mapping table with the split in mind. The general-knowledge rows are exam-specific: the Property exam’s Types of Policies section is about property forms — homeowners, dwelling, commercial property, flood — while the Casualty exam’s largest section adds bonds and the full liability catalogue. The Terms rows look shared but are weighted separately on each outline (15 scored questions on each exam), so the bank carries the topic at full depth for both. And the Idaho rows are where the two exams converge: the all-lines and P&C-common sections are the same sections, at the same weights, on both sittings, which is why they sit in one shared block of the bank rather than being duplicated per exam. The pertinent rows then split again — property-only law (the standard fire policy, inland marine, flood) belongs to the Property sitting alone, casualty-only law (financial responsibility, UM/UIM, assigned risk, workers’ compensation, comparative negligence) to the Casualty sitting alone. Drill the shared block once and both exams benefit; drill the pertinent blocks separately, the way you will sit them.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Idaho questions drawn from both exams’ outlines, with full explanations — enough to see how the program teaches and where you stand.
- Pick your first exam and drill its outline. Most candidates sit Property and Casualty on different days. Start with the one you will take first: its Types of Policies section is its largest single block, and its Idaho-specific sections are more than a quarter of its score.
- Drill the shared Idaho-law sections once, use them twice. The 12-question all-lines section and the 3-question P&C-common section appear on both exams in identical form. Mastering them prepares you for both sittings at once — the one genuine efficiency Idaho’s split structure offers.
- Sit full generated exams against the clock, per exam. 80 questions in 105 minutes (Property) and 83 in 105 minutes (Casualty) is a pace of roughly a minute and a quarter per question once pretest items are mixed in. Practice each exam’s pace separately, the way you will actually sit them.
- Book each real exam through Pearson VUE when your practice scores on that exam’s simulations sit comfortably above passing — then complete fingerprinting and apply through NIPR promptly, because your application must reach the Department within 180 days of passing.
Pricing
$29 — the full Idaho program, when enrollment opens. All 9,764 questions covering both the Property and the Casualty exams, every explanation, unlimited fresh practice exams and section drills. One purchase prepares you for both sittings; there is no second charge for the second exam. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
Idaho is one of 50 state programs in the PassProfessor insurance library — 478,523 original practice questions program-wide — each built on its own state’s published outline, because no two states test the same exam.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Idaho property and casualty exams?
There are two exams, not one. The ID Property Producer exam shows you 80 questions in 105 minutes: 68 scored (50 general knowledge + 18 Idaho-specific) and 12 unscored pretest questions mixed in. The ID Casualty Producer exam shows you 83 questions in 105 minutes: 70 scored (50 general knowledge + 20 Idaho-specific) and 13 pretest. You cannot tell which questions are pretest, so treat every question as if it counts.
Is there a combined Idaho P&C exam?
No. Idaho licenses property and casualty as separate lines of authority, each with its own Pearson VUE exam, appointment, and $65 fee. This program is a combined practice product — one bank covering both exams, with generated practice exams available for the Property exam, the Casualty exam, or both combined — but the real sittings are always separate.
What score do I need to pass the Idaho exams?
The passing standard is set in Pearson VUE’s Idaho Candidate Handbook. The Idaho Department of Insurance’s public outline and licensing pages do not publish a numeric passing threshold, and we will not print a number we could not verify against an official source — check the current Candidate Handbook (free from Pearson VUE) for the standard that applies to your sitting, and aim in practice to sit comfortably above any plausible line, in every outline section, on both exams.
Does Idaho require pre-licensing education?
No. The Idaho Department of Insurance states that Idaho does not require pre-licensing education. There are no course hours to complete before either exam. You prepare however you choose, pass the exams, submit fingerprints, and apply.
How much does it cost to get an Idaho P&C producer license?
Each exam costs $65, paid to Pearson VUE when you reserve — $130 for both the Property and Casualty exams. Fingerprinting carries a $65 non-refundable processing fee. After you pass, the producer license application fee is $80, paid to the state. All of these fees are non-refundable. Preparation, like this program at $29, is your choice — Idaho requires no course.
Who administers the Idaho insurance exams?
Pearson VUE administers them for the Idaho Department of Insurance. You reserve through Pearson VUE’s Idaho insurance page or by phone at 800-274-2721, up to one calendar day before your desired test day, subject to availability. Exams are offered at Pearson VUE test centers in Idaho and by online proctoring (OnVUE), in English or Spanish.
What do I do after I pass?
Submit fingerprints through Pearson VUE if you have not already (booked as exam code InsID-FPELC for electronic fingerprinting), then apply for the license through NIPR and email your fingerprint receipt, the completed CHRI Request and Release form, and your pass confirmations to the Department. Your application must be received within 180 days of passing — under Idaho Code §41-1006(4), a late application is denied and the pass is lost.
What happens if I fail?
Idaho Code §41-1006(3) is direct: a candidate who fails to pass — or fails to appear — must reapply for the examination and remit all required fees and forms before being rescheduled. In practice that means a new Pearson VUE reservation and another $65 for that exam. Only the exam you failed needs retaking; a passed Property exam stays passed while you retake Casualty, subject to the 180-day application window.
How long is my passing score good for?
180 days. Your license application must reach the Idaho Department of Insurance within 180 days of the date you passed each exam, or that pass cannot be used.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Idaho content outlines and Idaho insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Idaho requires no pre-licensing education for these licenses, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exams themselves.
Why does the Idaho-law part get its own drills?
Because it is 18 of 68 scored questions on the Property exam and 20 of 70 on the Casualty exam — over a quarter of each — and because most of it (the all-lines and P&C-common sections) is tested identically on both exams, so drilling it pays off twice. It is also the part national study materials cover thinnest: Idaho tests its own institutions and rules, from the Property and Casualty Guaranty Association Act to countersignature requirements and comparative negligence. Our bank holds 2,270 Idaho-law questions so those sections can be drilled on their own until they are the easiest part of both exams.
When can I enroll in the Idaho program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Idaho Department of Insurance, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.