Part of the expanding PassProfessor catalog: 10,087 questions, written to the current Delaware outlines and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Delaware licenses property and casualty producers through two separate Pearson VUE exams, not one combined test: the Delaware Property Producer exam (85 scored questions) and the Delaware Casualty Producer exam (95 scored questions), each split into a General portion and a Delaware State portion, each scored on a 0–100 scale. PassProfessor’s Delaware program is a single practice bank of 10,087 original questions — including 2,593 on Delaware statutes, rules, and ethics alone — built on Pearson VUE’s current Delaware content outlines, with an explanation on every question and practice exams you can generate for the Property exam, the Casualty exam, or both combined. A free sample comes with the program; the full Delaware program will be $29 when enrollment opens.
What’s included
One practice program for two real exams. Delaware’s structure is the trap in this state: there is no single “P&C exam” to prepare for. There is a Property exam and a Casualty exam, you must pass both to hold both lines of authority, and each one carries its own Delaware-law portion — 35 of 85 scored questions on Property, 45 of 95 on Casualty. Our Delaware bank holds 10,087 questions covering both exams in one place, so you are not buying, or stitching together, two separate prep products.
Practice exams per exam, per portion, or combined. Generate a full Property simulation (General portion weighted 22/15/13 across its three sections, State portion weighted to the Delaware outline), a full Casualty simulation, a State-portions-only sitting, or a combined run at both exams. That matters because Delaware scores the portions separately: if you pass one portion and fail the other, you retake only the portion you failed — and your practice should be able to isolate a portion the same way.
2,593 questions on the Delaware portions. Delaware law is not a chapter at the back of these exams; it is 80 of the 180 scored questions across the two exams — about 44%. The outlines test the Delaware FAIR Plan, the Delaware Insurance Guaranty Association, the Delaware Automobile Insurance Plan, the Motorist Protection Act, uninsured/underinsured motorist rules, Delaware workers’ compensation, and a 12-question Insurance Ethics section inside each exam’s State portion. Our bank’s Delaware-statute, Delaware-rule, and ethics topics hold 2,593 questions, the deepest block in the program, because that is where the real exams are heaviest relative to most states.
An explanation on every question. Every one of the 10,087 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Fresh draws, unseen first. Each generated practice exam is built fresh for that attempt, weighted to the official Delaware outlines, with questions you have not seen served first. You never sit the same practice exam twice, and your results break down by outline section — across two exams and four portions — so a weak block shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired.
The real exams at a glance
Current as of October 2026, per the Pearson VUE Delaware Insurance Candidate Handbook (publication #120800, June 2025) and the Delaware Insurance Content Outlines (publication #120801, effective January 15, 2025). Full detail — eligibility, registration, background reports, portion retakes, test day — is in our Delaware insurance exam guide.
| DE Property Producer (InsDE_Prop04) | DE Casualty Producer (InsDE_Cas05) | |
|---|---|---|
| Administered by | Pearson VUE, for the Delaware Department of Insurance | Pearson VUE, for the Delaware Department of Insurance |
| Portions | General + Delaware State, scored separately | General + Delaware State, scored separately |
| Scored questions | 85 (50 General + 35 State) | 95 (50 General + 45 State) |
| Unscored pretest questions mixed in | 12 (5 General + 7 State) | 14 (5 General + 9 State) |
| Questions you will see | 97 | 109 |
| Time limit | 135 minutes (75 General + 60 State) | 135 minutes (75 General + 60 State) |
| Passing standard | Scaled score on a 0–100 scale; the required passing score is printed on your score report (see the guide) | Same |
| Exam fee | $90 per exam — but $90 total if you schedule both exams for the same day (see below) | Same |
- Two exams, one fee if you book them together. Pearson VUE charges $90 per major-line examination, but candidates who schedule two major-line exams (other than Personal Lines) for the same day pay only one $90 fee. Schedule Property and Casualty on the same day and the pair costs $90; take them on different days and you pay $90 each.
- Delaware requires no pre-licensing education for these licenses. The Department of Insurance does not require a specific program of pre-licensing education and does not pre-screen exam candidates. You prepare, pass both exams, submit your criminal-history reports, and apply. Preparation is optional in Delaware; passing is not.
- A scaled score is not a percentage. Pearson VUE converts raw results to a scaled score from 0 to 100 so different exam forms demand the same knowledge. The handbook states that some Delaware exams require a scaled score of 70 and others 80, and that the passing score for your exam is listed on your score report — plan to practice comfortably above the line, not on it.
- Both exams are offered at Pearson VUE test centers, in English or Spanish.
- You apply for the license after passing: Delaware accepts only electronic applications, through NIPR, with a $125 producer license fee (separate from the exam fee) and state and FBI criminal-history reports dated within 90 days. Passing scores remain valid for 12 months.
How the practice maps to the real exams
Every question in the Delaware bank is tagged to a topic drawn from Pearson VUE’s Delaware content outlines — the same outlines the two real exams are built from. Counts below are the bank itself, counted question by question. The bank’s topic labels follow the outline’s section titles; because one bank serves two exams, the general-knowledge topics below feed the Property exam, the Casualty exam, or both.
| Bank topic (official outline wording) | Practice questions |
|---|---|
| II. Insurance Terms and Related Concepts | 2,249 |
| I. Types of Policies, Bonds, and Related Terms | 1,724 |
| I. Types of Policies | 1,649 |
| Delaware Statutes, Regulations, and Bulletins Pertinent to Life, Accident and Health, Property and Casualty Insurance | 1,199 |
| III. Policy Provisions and Contract Law | 974 |
| III. Policy Provisions | 898 |
| Delaware Statutes, Rules, Regulations, and Bulletins Pertinent to Casualty Insurance Only | 750 |
| Delaware Statutes, Rules, Regulations, and Bulletins Pertinent to Property Insurance Only | 340 |
| Delaware Statutes, Rules, Regulations, and Bulletins Common to Both Property and Casualty Insurance | 256 |
| Insurance Ethics | 48 |
| Total | 10,087 |
Read against the real exams: the Property exam’s scored weight is 22 Types of Policies / 15 Terms / 13 Provisions in its General portion and 13 common Delaware law / 5 common-to-P&C / 5 Property-only / 12 Ethics in its State portion. The Casualty exam’s General portion runs 23 Types of Policies, Bonds, and Related Terms / 15 Terms / 12 Policy Provisions, and its State portion runs 13 common Delaware law / 5 common-to-P&C / 15 Casualty-only / 12 Ethics. Generated practice exams for each real exam use those weights — the table above is the depth behind them.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Delaware questions spanning both exams, with full explanations — enough to see how the program teaches and where you stand.
- Decide your sitting strategy early. Same day for both exams (one $90 fee, a long test day: 206 questions across the pair) or separate days ($90 each, one exam at a time)? Your practice plan should mirror the choice — combined simulations if you will sit both in a day, single-exam simulations if you will not.
- Drill the Delaware State portions early and separately. Together they are 80 of 180 scored questions, they are scored as their own portions, and they are the most concrete material on either exam — plan rules, dollar figures, day counts, named Delaware programs. Most candidates leave state law for last; the portion score report is where that shows.
- Drill by outline section within each exam. Work your weakest sections — homeowners and dwelling forms on the Property side, casualty policy types and bonds on the Casualty side — until the misses stop repeating.
- Sit full generated exams against the clock. 97 questions in 135 minutes (Property) and 109 in 135 minutes (Casualty) is a pace of well over a minute per question, but only if you keep moving. Practice the pace, not just the material.
- Book the real exams through Pearson VUE when your practice scores sit comfortably above passing on full simulations for both exams — then complete your criminal-history reports and apply through NIPR while your 12-month score validity runs.
Pricing
$29 — the full Delaware program, when enrollment opens. All 10,087 questions covering both the Property and the Casualty exams, every explanation, unlimited fresh practice exams and section drills. One price for both exams’ content — Delaware’s two-exam structure does not double your prep cost here. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one. This program is the practice itself, priced below every one of them.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Delaware property and casualty exams?
There are two separate exams. The Property Producer exam shows 97 questions in 135 minutes: 85 scored (50 General + 35 Delaware State) plus 12 unscored pretest questions you cannot identify. The Casualty Producer exam shows 109 questions in 135 minutes: 95 scored (50 General + 45 Delaware State) plus 14 pretest questions. Across both exams you will answer 180 scored questions.
Is there a combined Delaware P&C exam?
No. Delaware licenses Property and Casualty as separate lines of authority with separate exams and separate General and State portions. PassProfessor sells one combined practice program because candidates for both lines need both exams — the bank covers both exams’ content, and you can generate practice exams for the Property exam, the Casualty exam, or both combined. The real sittings remain separate.
What score do I need to pass the Delaware exams?
Each portion is scored on a scaled 0–100 scale. Pearson VUE’s Delaware handbook explains that a scaled score is neither the number nor the percentage of questions answered correctly, that some Delaware exams require a scaled score of 70 and others 80, and that the passing score for your exam is printed on your score report. Treat any single percentage target with caution and practice until your full simulations sit comfortably in passing territory on every portion.
Does Delaware require pre-licensing education?
No. The Delaware Department of Insurance does not require a specific program of pre-licensing education for these licenses, and it does not pre-screen exam candidates. You may prepare however you choose, take the Pearson VUE exams, and then apply.
How much do the Delaware P&C exams cost?
The exam fee is $90 per major-line examination, paid to Pearson VUE when you reserve. If you schedule two major-line exams (other than Personal Lines) for the same day, you pay only one $90 fee — so Property and Casualty taken the same day cost $90 total, or $90 each on separate days. After you pass, the resident producer license application through NIPR carries a $125 fee, paid to the state — separate from the exam fee — and the state-and-FBI criminal-history process carries its own fee (see the exam guide).
Who administers the Delaware insurance exams?
Pearson VUE administers them for the Delaware Department of Insurance. You reserve online through Pearson VUE’s Delaware insurance page or by phone at 800-274-0455, at least 24 hours ahead, and test at a Pearson VUE test center. Both exams are also available in Spanish.
What do I do after I pass?
Apply electronically through NIPR — Delaware accepts only electronic license applications. You will need the $125 license fee and state and FBI criminal-history reports dated within 90 days, which you fax to the Department after submitting your application. Pearson VUE sends your exam results to the Department electronically; you do not fax those.
What happens if I fail one portion?
Delaware’s portion structure works in your favor: producer exams consist of a content (General) portion and a statutes-and-regulations (State) portion, and you retake only the portion you failed. You must pass the failed portion within one year of passing the first portion, or you retake the entire examination. You must wait 24 hours before rescheduling a retake.
How long are my passing scores good for?
Twelve months. Your examination scores are valid for 12 months from the exam date, and the two portions of each exam must both be passed within one year of each other.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Delaware content outlines and Delaware insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Delaware requires no pre-licensing education for these licenses, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exams themselves.
Why do the Delaware-law portions get their own drills?
Because together they are 80 of the 180 scored questions across the two exams — roughly 44% — and each is scored as its own portion that can be failed and retaken on its own. Delaware tests its own institutions (the FAIR Plan, the Guaranty Association, the Automobile Insurance Plan) and its own rules (the Motorist Protection Act, UM/UIM requirements, workers’ compensation). Our bank holds 2,593 Delaware state-portion questions so those portions can be drilled on their own until they are the easiest part of your test day.
When can I enroll in the Delaware program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Delaware Department of Insurance, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.