In the works: This program is built — 10,335 questions, written to the current Connecticut outline and independently audited — and it opens for enrollment soon. Join the notify list and we will email you the day it launches.
This program is in the works — join the notify list and we’ll email you the moment enrollment opens.
Connecticut licenses property and casualty producers through one combined exam — the Property and Casualty Producer exam (12-CT-04), given by Pearson VUE for the Connecticut Insurance Department: 130 scored questions in 2.5 hours, and a score of 70% to pass. PassProfessor’s Connecticut program will give you 10,335 original practice questions built on Pearson VUE’s current Connecticut content outline — including 2,841 questions on Connecticut statutes and rules alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Connecticut program will be $29 when enrollment opens.
What’s included
A Connecticut bank, not a national bank with a Connecticut chapter. The Connecticut exam puts 30 of its 130 scored questions — 23% of your score — on Connecticut statutes and rules: the Insurance Commissioner and the Connecticut Insurance Department, licensing and marketing-practice rules, the Connecticut Insurance Guaranty Association, the Connecticut Insurance Placement Facility (the state’s FAIR Plan), the Connecticut Automobile Insurance Assigned Risk Plan, the standard fire policy, and Connecticut’s auto and workers’ compensation law. Our Connecticut bank holds 10,335 questions, and 2,841 of them test Connecticut law specifically. That is the section national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 10,335 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 100 general-knowledge questions and 30 Connecticut-law questions in the same proportions Pearson VUE uses, with the general sections weighted the way the official outline weights them (the two Types of Policies sections carry the most). Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — Connecticut rules common to all lines, homeowners policy types, casualty provisions, Connecticut auto law — or sit the full 130-question simulation against the clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Built for how Connecticut candidates actually fail. A failing Connecticut score report does not hand you a single number to chase — it gives diagnostic information on the general section, area by area. This program is organized the same way: every drill and every generated exam reports back in the outline’s own sections, so the weakness a score report would eventually name is visible in your practice data weeks earlier, while there is still time to fix it. Candidates who discover a weak casualty-provisions section in practice fix it with a drill; candidates who discover it on a score report fix it with another $105 exam fee and another reservation.
Coverage for the whole sitting, including the parts other banks skip. Because Connecticut also licenses Property and Casualty separately, much of the practice material sold for this state is really two single-line products stapled together — and the combined exam’s Connecticut section (30 scored questions) is larger than either single-line Connecticut section (25). This bank was built for the combined sitting: the general material covers both single-line outlines in full, and the Connecticut-law topics follow the combined outline’s own four-part structure, from the 18-question common section down to the property-only and casualty-only rules. Nothing on your exam is an afterthought here.
One honest limit, stated up front. Connecticut does require pre-licensing education for this license — 40 hours from a state-approved provider — and this program is exam preparation only. It provides no education credit and does not satisfy that 40-hour requirement. You still need your hours from an approved provider; this program prepares you to pass the exam those hours lead to. See the exam-at-a-glance section below and the exam guide for the full sequence.
The real exam at a glance
Current as of October 2026, per the Pearson VUE Connecticut Insurance Candidate Handbook (publication #120700, August 2025) and the Connecticut Insurance Content Outlines (publication #120701, effective October 27, 2025). Full detail — eligibility, the 40-hour education requirement, registration, retakes, test day — is in our Connecticut insurance exam guide.
| Connecticut Property and Casualty Producer exam (12-CT-04) | |
|---|---|
| Administered by | Pearson VUE, for the Connecticut Insurance Department (CID) |
| Questions you will see | 145 |
| Scored questions | 130 (100 general knowledge + 30 Connecticut-specific) |
| Unscored pretest questions mixed in | 15 (10 general + 5 Connecticut-specific; you cannot tell which they are) |
| Time limit | 2.5 hours (150 minutes) |
| Passing standard | 70% — set by the Connecticut Insurance Department |
| Exam fee | $105, paid to Pearson VUE when you reserve |
| License application fee | $140 for an individual producer, paid through NIPR after you pass (separate from the exam fee) |
| Pre-licensing education | 40 hours required (20 hours property + 20 hours casualty) from a state-approved provider, completed before the exam; bring your certificate or a waiver letter to the test center |
| Where you test | Pearson VUE test centers only — Connecticut discontinued online exams on August 1, 2025 |
- Connecticut is not a skip-the-course state. Unlike Texas, Connecticut gates this exam behind 40 hours of approved pre-licensing education. First-time and retake candidates for this exam must present a pre-license education certificate or a pre-licensing waiver letter at the test center. Plan the course first, then the exam date.
- Passing shows as “pass.” If you pass, your score report reads “pass” with no numeric score. If you do not pass, the report gives diagnostic information on the general section so you can see which major areas cost you.
- The exam is scored as one whole. The handbook is explicit that Connecticut exams are now one-part exams, scored as a whole — the general and Connecticut sections combine into a single result.
- You apply for the license after passing, through NIPR, and you must apply within one year of passing. Wait longer and CID requires you to complete the pre-licensing course again and retake the exam.
- The exam is also offered in Spanish; candidates who choose the Spanish version can switch back and forth between Spanish and English during the exam.
- Bring the right paper. For this exam, first-time and retake candidates must present a pre-license education certificate or a pre-licensing waiver letter at check-in, alongside two forms of signature identification whose name exactly matches the registration. Arrive at least 30 minutes early; you will be photographed for the score report, and you leave with the official report in hand.
- Reservations close early and changes close earlier. Book at least 24 hours ahead (there are no walk-ins), and know that changing or cancelling requires at least 48 hours’ notice to protect the fee. Connecticut’s in-state centers listed in the handbook are Norwalk, Wallingford, and Wethersfield, and the same exam can be taken at any national Pearson VUE center at no additional charge — useful if the Connecticut schedule fills near your target date.
- Separate sittings exist, and this program covers their content too. Connecticut also offers Property Producer (12-CT-19) and Casualty Producer (12-CT-20) as individual $65, 2-hour exams. The combined exam’s general sections are those two outlines joined together, so the drills in this program map to the single-line material as well — but the combined Connecticut-law section is the larger one, and it is the one this bank is weighted for.
How the practice maps to the real exam
Every question in the Connecticut bank is tagged to a section of Pearson VUE’s current Connecticut content outline — the same outline the real exam is built from. Counts below are the bank itself, counted question by question. Where the bank’s topic labels follow the outline’s own headings for the separate Property and Casualty outlines as well as the combined outline, both labels are shown.
| Official outline section (scored questions on the real exam) | Practice questions |
|---|---|
| General knowledge — Property | |
| I. Types of Policies (22) | 1,649 |
| II. Insurance Terms and Related Concepts (15) | 2,249* |
| III. Policy Provisions and Contract Law (13) | 974 |
| General knowledge — Casualty | |
| I. Types of Policies, Bonds, and Related Terms (23) | 1,724 |
| III. Policy Provisions (12) | 898 |
| Connecticut statutes and rules | |
| CT Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (part of the 30-question Connecticut section) | 1,133 |
| State Statutes, Rules and Regulations Common to Property and Casualty Insurance Only | 467 |
| State Statutes, Rules and Regulations Pertinent to Property Insurance Only | 658 |
| State Statutes, Rules and Regulations Pertinent to Casualty Insurance Only | 583 |
| Total (130 scored on the real exam) | 10,335 |
*The bank’s “II. Insurance Terms and Related Concepts” topic (2,249 questions) serves both the Property terms section (15 scored) and the Casualty terms section (15 scored) — the outline uses the same heading for both halves, and the bank does the same. The four Connecticut-law topics together total 2,841 questions against the exam’s 30 scored Connecticut questions.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Connecticut questions across both parts of the outline, with full explanations — enough to see how the program teaches and where you stand.
- Run it alongside your 40-hour course, not instead of it. Your approved pre-licensing course satisfies Connecticut’s education requirement; this program turns that coursework into exam performance. Use the drills to test each course block as you finish it.
- Drill the Connecticut-law sections early. They are 23% of the real exam and the most concrete material on it — the Commissioner’s powers, licensing deadlines, guaranty-association rules, FAIR Plan and assigned-risk mechanics, Connecticut auto minimums. Most candidates leave them for last; the score report is where that shows.
- Drill by outline section. Work your weakest general-knowledge sections (the two Types of Policies sections together carry 45 of 100 general questions) until the misses stop repeating.
- Sit full generated exams against the clock. 130 scored questions in 150 minutes is a pace of about a minute per question once pretest items are mixed in. Practice the pace, not just the material.
- Book the real exam through Pearson VUE when your practice scores sit comfortably above passing on full simulations — bring your pre-license certificate, pass, and then apply to CID through NIPR within one year.
Pricing
$29 — the full Connecticut program, when enrollment opens. All 10,335 questions, every explanation, unlimited fresh practice exams and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — and in Connecticut you need an approved course anyway for your 40 hours. This program is the practice layer on top of that course, priced below every standalone practice product in the cluster.
This program is in the works — join the notify list and we’ll email you the moment enrollment opens.
Frequently asked questions
How many questions are on the Connecticut property and casualty exam?
You will see 145 questions in 2.5 hours. Of those, 130 are scored — 100 on general insurance knowledge (50 property + 50 casualty) and 30 on Connecticut statutes and rules — and 15 are unscored pretest questions (10 general + 5 Connecticut-specific) mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the Connecticut P&C exam?
70%. The passing score is set by the Connecticut Insurance Department; the handbook states the passing score required on this examination is 70% (the only higher bar in the Connecticut program is Surety Bail Bonds, at 80%). If you pass, your score report reads “pass” and reports no numeric score.
Does Connecticut require pre-licensing education?
Yes — this is one of the most important differences between Connecticut and no-requirement states. Connecticut requires 40 hours of approved pre-licensing training for the combined Property & Casualty authority (20 hours for property and 20 hours for casualty), completed before you test. First-time and retake candidates must present a pre-license education certificate or a pre-licensing waiver letter at the test center. Certain professional designations can waive the coursework — for property and casualty, the handbook lists AAI, ARM, CIC, and CPCU — and CPCU holders are also exempt from the examination itself.
How much does it cost to get a Connecticut P&C license?
The exam fee is $105, paid to Pearson VUE when you reserve. After you pass, the individual producer license application fee is $140, paid through NIPR (plus NIPR’s transaction fee). Your approved 40-hour pre-licensing course carries its own separate cost, set by the provider you choose.
Who administers the Connecticut insurance exam?
Pearson VUE administers the exam for the Connecticut Insurance Department. You reserve on Pearson VUE’s Connecticut insurance page or by calling (866) 407-2057, at least 24 hours ahead. Walk-in examinations are not available.
Can I take the Connecticut insurance exam online?
No. Connecticut discontinued online exams on August 1, 2025. All examinations are taken at a Pearson VUE physical test center. Connecticut test centers listed in the handbook include Norwalk, Wallingford, and Wethersfield, and candidates may test at any national Pearson VUE center at no additional charge.
What do I do after I pass?
Allow 1–2 days for your result to be uploaded to the national database, then apply for the license through NIPR. You must apply within one year of passing; if you do not, CID requires you to complete the pre-licensing course again and retake the exam. Your score report itself includes information on how to apply.
What happens if I fail?
You may test again. Reservations for a re-examination cannot be made at the test center, and you must wait 24 hours before making one; the Connecticut Insurance Department states there is no overall limit on the number of attempts. The $105 exam fee applies to each attempt, and you will need your pre-license certificate or waiver letter again. Your failing score report includes diagnostic information on the general section — and your practice data here breaks down by the same outline sections, so a retake plan can target what cost you.
How long is my passing score good for?
One year. CID states exam results are valid for one year, and the license application must be filed inside that window.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Connecticut content outline and Connecticut insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test. Pearson VUE and CID are explicit that all examination questions are copyrighted and their distribution is prohibited.
Does this program count as pre-licensing education?
No. Connecticut requires 40 hours from a state-approved provider, and this program is exam preparation only — it provides no education credit in any state and does not satisfy Connecticut’s pre-licensing requirement. Take your hours from an approved provider; use this program to make sure those hours turn into a passing score.
Why does the Connecticut-law part get its own drills?
Because it is 30 of the 130 scored questions — nearly a quarter of the exam — and it is the part national study materials cover thinnest. Connecticut tests its own institutions (the Insurance Guaranty Association and its Brokered Transactions Guaranty Fund, the Insurance Placement Facility / FAIR Plan, the Automobile Insurance Assigned Risk Plan) and its own rules (the standard fire policy, Connecticut auto financial-responsibility law, workers’ compensation and the Second Injury Fund, the Insurance Information and Privacy Protection Act). Our bank holds 2,841 Connecticut-law questions so that section can be drilled on its own until it is the easiest part of your exam.
When can I enroll in the Connecticut program?
Soon — the question bank is complete and the program is in final preparation. Join the notify list on this page and we will email you the day enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and is not affiliated with the Connecticut Insurance Department, Pearson VUE, or any state agency or exam vendor. All practice questions are original, written to the published exam outline; they are not actual exam questions.