Enrollment open. 9,131 questions, built on Prometric’s published Virginia content outline and independently audited.
Enrollment is open. Enroll in Virginia Insurance Exam Prep and start practicing today.
Virginia licenses property and casualty agents through one exam — the Virginia Property and Casualty Insurance Examination, Series 11-03, given by Prometric for the Virginia Bureau of Insurance: 135 scored questions in 2½ hours. (Prometric does not publish a passing score for this exam in its candidate materials, so the 70% mark in this program is a practice benchmark only.) PassProfessor’s Virginia program gives you 9,131 original practice questions built on Prometric’s published Virginia content outline — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program, and the full Virginia program is $29.
What’s included
A Virginia bank, built on Virginia’s own outline. The Virginia exam is not split into a national part and a state part the way some states run it. Virginia law is woven through the whole test: Insurance Regulation alone is 20 of the 135 scored questions, the Virginia laws subsection sits inside Property and Casualty Insurance Basics, the auto section opens with Virginia’s Motor Vehicle Financial Responsibility Law, and the final section tests the Virginia Property Insurance Association — Virginia’s FAIR Plan. Our Virginia bank holds 9,131 questions, and 1,637 of them sit in the sections where Virginia’s own rules live — regulation, Virginia laws and required provisions, auto, dwelling, workers’ compensation, and other coverages. The purely Virginia-law headings (Insurance Regulation plus Virginia laws, regulations and required provisions) account for 1,079 of those on their own.
An explanation on every question. Every one of the 9,131 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 135 scored questions distributed the way Prometric’s outline distributes them, with Auto Insurance (21 items) and Insurance Regulation (20 items) carrying the most weight and the smaller sections in proportion. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — Virginia laws and required provisions, homeowners, the commercial package policy, workers’ compensation — or sit the full 135-question simulation against the clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
The real exam at a glance
Current as of October 2026, per the Prometric Virginia Insurance Licensing Information Bulletin (effective December 13, 2024) and Prometric’s Series 11-03 content outline. Full detail — eligibility, registration, fingerprints, retakes, test day — is in our Virginia insurance exam guide.
| Virginia Property and Casualty Insurance Examination (Series 11-03) | |
|---|---|
| Administered by | Prometric, for the Virginia Bureau of Insurance (State Corporation Commission) |
| Questions you will see | 145 |
| Scored questions | 135 |
| Unscored pretest questions mixed in | 10 (you cannot tell which they are) |
| Time limit | 150 minutes (2½ hours) |
| Passing standard | 70% — a percentage score, not a scaled score |
| Exam fee | $35, paid to Prometric when you register |
| License application fee | $15 per qualification, paid to the Bureau via Sircon or NIPR after you pass (separate from the exam fee) |
| Fingerprinting | $37.95 through Fieldprint, for resident applicants for a new license (separate again) |
- Virginia requires no pre-licensing education for this license. There is no course you must complete before the Series 11-03 exam — the only Virginia license with a pre-licensing study course is Title (16 hours), and this is not it. You prepare, pass, get fingerprinted, and apply. Preparation is optional in Virginia; passing is not.
- Your score is a straight percentage. Prometric reports the percentage of questions you answered correctly, overall and by outline section, and 70% is the passing line. That makes your practice percentages unusually informative here: a simulation score is measuring the same kind of number the real score report will show — though no practice score can guarantee the real one.
- The exam is given at Prometric test centers and, if you prefer, remotely through Prometric’s ProProctor application. All Virginia examinations are given in English; candidates whose primary language is not English may request an ESL time extension.
- The clock after you pass is short. Your exam stays valid for 183 calendar days, and Virginia law is precise about it: no license may be issued later than 183 days after you satisfy the exam requirement. Apply promptly through Sircon or NIPR and complete the Fieldprint fingerprint step — fingerprints must be no older than 90 days when used with an application.
How the practice maps to the real exam
Every question in the Virginia bank is tagged to a section of Prometric’s published Series 11-03 content outline — the same outline the real exam is built from. The left column is the real exam; the right column is the bank itself, counted question by question. (Our bank’s topic labels follow the outline’s headings; the Virginia laws subsection, which the outline nests inside section 3.0, is broken out as its own drillable topic in the bank.)
| Official outline section (scored questions on the real exam) | Practice questions |
|---|---|
| 1.0 Insurance Regulation — 15% (20 items) | 844 |
| 2.0 General Insurance — 9% (12 items) | 2,249 |
| 3.0 Property and Casualty Insurance Basics — 13% (18 items) | 5,245 |
| Virginia laws, regulations and required provisions (outline §3.4, inside section 3.0) | 235 |
| 4.0 Dwelling Policy — 5% (7 items) | 90 |
| 5.0 Homeowners Policy — 13% (18 items) | covered within the bank’s policy sections — see note |
| 6.0 Auto Insurance — 16% (21 items) | 225 |
| 7.0 Commercial Package Policy — 12% (16 items) | covered within the bank’s policy sections — see note |
| 8.0 Businessowners Policy — 5% (7 items) | covered within the bank’s policy sections — see note |
| 9.0 Workers Compensation Insurance — 7% (9 items) | 86 |
| 10.0 Other Coverages and Options — 5% (7 items) | 157 |
| Total (135 scored) | 9,131 |
Note on the coverage table: the counted bank topics supplied for this draft break out eight topic lines; homeowners, commercial package, and businessowners content is carried inside the bank’s large Property and Casualty Insurance Basics and General Insurance sections rather than under separate counted headings. We show the counts exactly as counted rather than inventing a split — and the drills follow the eight counted topics above.
How to use it
- Start with the free sample questions. Take the free sample questions — a fixed set of Virginia questions across the outline, with full explanations — enough to see how the program teaches and where you stand.
- Drill the Virginia-law material early. Regulation is the second-heaviest section on the exam, and Virginia law reappears inside the basics, auto, dwelling, and workers’ compensation sections — deadlines, day counts, and named Virginia institutions like the Property and Casualty Insurance Guaranty Association and the Virginia Property Insurance Association. It is concrete, memorizable material, and most candidates leave it for last.
- Drill by outline section. Work your weakest sections — the basics and general insurance sections are where this bank is deepest — until the misses stop repeating.
- Sit full generated exams against the clock. 135 scored questions in 150 minutes is a pace of about a minute per question once the 10 pretest items are mixed in. Practice the pace, not just the material.
- Book the real exam through Prometric when your practice scores sit comfortably above 70% on full simulations — then move fast: fingerprint through Fieldprint and apply through Sircon or NIPR, because your license must be issued within 183 calendar days of passing.
Pricing
$29 — the full Virginia program. All 9,131 questions, every explanation, unlimited fresh practice exams and section drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349 — in a state that does not require you to take one for this license. This program is the practice itself, priced below every one of them.
Enrollment is open. Enroll in Virginia Insurance Exam Prep and start practicing today.
Frequently asked questions
How many questions are on the Virginia property and casualty exam?
You will see 145 questions in 150 minutes: 135 scored questions and 10 unscored pretest questions mixed in that you cannot identify. You must answer at least 70% of the scored questions correctly to pass.
What score do I need to pass the Virginia P&C exam?
70%. Virginia reports your score as a percentage, overall and by outline section, and does not convert it to a scaled score. Practice scores here are reported the same way — as percentages by section — so a simulation percentage is a meaningful guide to where you stand, though no practice score can promise a pass.
Does Virginia require a pre-licensing course before the exam?
No. Virginia does not require a pre-licensing course for the Property and Casualty license. The only Virginia insurance license with a pre-licensing study course is Title, 16 hours. If a provider tells you a course is required before you can sit Series 11-03, that is not Virginia’s rule.
How much does it cost to get a Virginia P&C license?
Three separate charges, paid to three different recipients: the $35 exam fee to Prometric when you register; the $15-per-qualification application fee to the Bureau, through Sircon or NIPR, after you pass; and $37.95 for fingerprinting through Fieldprint (resident applicants for a new license). The $29 program price is separate from all three — and is paid to PassProfessor only.
Who administers the Virginia insurance exam?
Prometric, for the Virginia Bureau of Insurance — the State Corporation Commission’s Bureau of Insurance. You register and schedule through Prometric; the Bureau issues the license.
Can I take the Virginia P&C exam online?
Yes. Prometric offers the Virginia exams at test centers and, if you prefer, remotely through its ProProctor application. The remote option has its own room, device, and connectivity rules in the bulletin — read them before you choose it, because a failed remote check-in is not a refundable exam fee.
What do I do after I pass?
Get fingerprinted through Fieldprint (resident applicants for a new license; code FPVABOIProducer for producer licenses) and apply through Sircon or NIPR with the $15-per-qualification application fee. Do not dawdle: Virginia law provides that no license requiring an exam may be issued later than 183 calendar days after you satisfy the exam requirement, and fingerprints must be no older than 90 days when used with your application. The Bureau allows about 15 business days for processing, and an application is closed if 30 days have passed and required documentation has not arrived.
What happens if I fail?
Wait 24 hours before reserving a re-examination, register again, and pay the $35 fee again. One Virginia-specific trap: if you fail three times, Virginia law requires a 30-calendar-day wait before you may retake the exam. Your score report’s section percentages show where the attempt was lost, and your practice data here breaks down by the same outline sections.
How long is my passing score good for?
183 calendar days — and the deadline runs to license issuance, not just to the day you submit an application. If the license is not issued inside that window, the exam grade is invalid and you must test again.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Prometric’s published Virginia content outline and Virginia insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and Prometric’s bulletin is explicit that exam questions are copyrighted and confidential, so using actual exam content would violate the candidate rules you agree to when you test.
Does this program count as pre-licensing education?
Virginia requires no pre-licensing education for this license, and this program is exam preparation only — it provides no education credit in any state and is not a substitute for any state-required course. It exists to prepare you for the exam itself.
Does the Virginia P&C license include personal lines?
Yes. The Bureau notes that Property and Casualty includes Personal Lines, so you do not need to apply for both licenses. One exam, one license, covers both.
When can I enroll in the Virginia program?
The question bank is complete, and enrollment is open. Enroll on this page to start the full program today.
Disclaimer
PassProfessor is an exam-preparation program. It is not pre-licensing education, provides no education credit, and is not affiliated with the Virginia Bureau of Insurance, the State Corporation Commission, or Prometric. Virginia requires no pre-licensing education for the Property and Casualty license, and nothing here substitutes for any requirement of the Bureau. All questions are original, written to Prometric’s published content outline; they are not actual examination questions. Program-wide, PassProfessor holds 478,523 practice questions across 50 states.