Missouri Real Estate Exam Guide: How to Get Your Salesperson License

PassProfessor’s Missouri program is part of the expanding PassProfessor catalog. The 19,996-question Missouri practice bank is built, and enrollment opens soon. Join the notify list and we will email you when enrollment opens — then use this guide to plan your path to the exam.

This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.

The Missouri salesperson exam, in one paragraph

The Missouri real estate salesperson exam is a two-portion, computer-based test administered by PSI Services LLC for the Missouri Real Estate Commission (MREC). The national portion has 100 scored questions in 150 minutes and is passed at 70%; the Missouri state portion has 40 scored questions in 120 minutes and is passed at 75%. The portions are scored separately and both must be passed. The standard path runs through a 48-hour pre-examination course taken before the exam, both exam portions, a 24-hour Missouri Real Estate Practice Course taken before you apply, fingerprinting, and a license application filed within six months of finishing the 48-hour course. The exam fee is $52, the same whether you take one portion or both.

Who can take the Missouri salesperson exam?

The candidate handbook sets out three paths to a salesperson license. All of them start with the same age floor:

  • Be at least 18 years old.

Path 1 — the standard first-time path

  1. Complete the 48-hour pre-examination salesperson course at an accredited Missouri real estate school, on or before the exam date, and receive your Certificate of Satisfactory Completion.
  2. Pass both portions of the Missouri salesperson examination — national and state.
  3. Complete the 24-hour Missouri Real Estate Practice Course (MREP) before submitting your license application. The MREP course may be taken before or after the exam date; only the application waits for it.
  4. Apply within six months. Your complete application for license must be submitted to the Commission within six months of the completion date of the 48-hour pre-examination course. This is the deadline candidates most often misread: it is anchored to your course, not to your exam.
  5. Be fingerprinted. All applicants for an original Missouri license must be fingerprinted for a Missouri and federal criminal history background check before making application — see the fees and registration section below.

Path 2 — licensed attorneys

A licensed attorney passes both portions of the salesperson examination with the education requirements waived. The application is due within six months of passing the exam — or, if both portions are not passed at one sitting, within six months of the first passing exam score. A copy of a current Bar card goes in with the application.

Path 3 — licensed in another jurisdiction

A person holding a current, active real estate license in another jurisdiction passes the state portion only (scheduled as the “Salesperson Licensed in another State Examination”), completes the 24-hour MREP course before applying, and applies within six months of passing the exam. The application must include a current license (history) certification issued within three months by the other jurisdiction’s real estate commission — a copy of the license itself is expressly not acceptable.

Questions about licensure requirements go to the Commission itself: Missouri Real Estate Commission, 3605 Missouri Blvd., Jefferson City, MO 65102, 573-751-2628, realestate@pr.mo.gov.

PassProfessor note: our program is exam preparation only. It does not provide any of the 48-hour or 24-hour course hours — those must be completed with an accredited Missouri real estate school.

The exam, piece by piece

Both portions are built from PSI’s published content outlines, which the candidate handbook reproduces in full. The outlines below are the salesperson outlines: the handbook’s national outline lists each area’s share of the 100 questions, and its Missouri state outline lists an exact item count for each of the six state areas.

The national portion (100 scored questions, 150 minutes)

AreaShareQuestionsWhat it covers
I. Property Ownership10%10Real and personal property; legal descriptions (metes and bounds, lot and block, government survey); encumbrances — liens, easements, encroachments; forms of ownership from severalty to life estates
II. Land Use Controls5%5Government rights in land (taxation, eminent domain, escheat); government land-use controls; private controls — deed restrictions and CC&Rs
III. Valuation8%8Appraisals and when a licensed or certified appraiser is required; the sales comparison, cost, and income approaches; CMA, BPO, and AVM distinctions
IV. Financing10%10Points, LTV, PMI, and PITI; loan types from conventional and ARM to FHA, VA, and USDA; RESPA, TILA/Regulation Z, TRID, and ECOA
V. Contracts19%19Contract elements, validity, and enforceability; purchase and lease contracts, contingencies, and addenda; multiple offers and counteroffers
VI. Agency13%13How agency is established; listing and buyer-brokerage contracts; transaction brokers and facilitators; fiduciary duties; agency and conflict-of-interest disclosures
VII. Property Disclosures7%7Seller’s property condition disclosures; environmental and government disclosure requirements; material facts and material defects
VIII. Property Management3%3Tenant procurement and qualification; fair housing and ADA compliance in management; landlord and tenant rights and obligations
IX. Transfer of Title6%6Deeds; title insurance and searches; the closing process and recordation; foreclosure, short-sale, and probate transfers
X. Practice of Real Estate12%12Fair housing law and prohibited conduct; antitrust, Do-Not-Call, and advertising rules; handling funds of others; protection of confidential information
XI. Real Estate Calculations7%7Seller’s net, buyer funds at closing, prorations, and transfer fees; equity, capitalization rate, loan-to-value, discount points
Total100%100

Two weights deserve emphasis. Contracts alone is 19 of 100 questions — nearly a fifth of the national portion — and Agency adds 13 more, so contract-and-relationship law together decides almost a third of the portion. Property Management, at 3 questions, is the smallest area on either portion; it still appears on every exam form, which is why its size is a reason to study it efficiently, not to skip it.

The Missouri state portion (40 scored questions, 120 minutes)

AreaQuestionsWhat it covers
General Rules2Definitions under Missouri license law; disputes
Licenses7License applications and qualifications; expiration and renewal; broker-salesperson relationships; transfers; denial of license; application and license fees
Educational Requirements2The salesperson course; continuing education requirements
Business Conduct and Practices17Advertising; listings and offers; earnest money and escrow; licensee’s interest in transactions; standard forms; closings and closing statements; commissions
Disciplinary Proceedings6Complaints and investigation; violations; action by the Commission and by the Administrative Hearing Commission; penalties for violating the law or practicing without a license
Brokerage Relationships6Disclosure of agency; the types of brokerage relationships Missouri permits; agency duties and responsibilities; dual agency
Total40

The state portion has a clear center of gravity: Business Conduct and Practices is 17 of 40 questions — over 40% of the portion. This is the daily-rules material of Missouri practice: how earnest money is handled, what advertising must show, what a listing must contain, how closings are documented, and who may be paid a commission. It is also the most learnable material on the exam, because it is a finite set of Missouri rules rather than a body of general principles.

Experimental questions

In addition to the scored items in the outlines, PSI may administer a small number — 5 to 10 — of experimental questions during an examination. They are not scored, but they do count against your examination time, and they are not identified. PSI uses them to develop future examinations. The only sound strategy is the obvious one: answer every question as if it counts, and budget your pace for up to ten questions beyond the scored count.

How the exam is delivered

The examination is administered by computer, one question at a time, with the minutes remaining shown on screen. Before the exam begins, an on-screen tutorial (up to 15 minutes) does not count against your examination time, and sample questions follow it. You may return to earlier questions and change answers while time remains. PSI’s own test-taking advice in the handbook is blunt and worth following: answer every question, even ones you are unsure of — there is no penalty for guessing, and unanswered questions cannot earn points.

The passing standard, explained

The handbook’s examination summary table states the standard directly, as a percentage of the portion’s points:

  • National portion: 70% — 70 of 100 points.
  • State portion: 75% — 30 of 40 points.

Three consequences follow from how the standard is set:

  1. The portions are separate hurdles. Each portion is scored on its own, and both must be passed. A 90% national result does not move a 72% state result across its line — and the state portion’s line is the higher of the two.
  2. The state portion allows less room for error than it looks like. Forty questions at 75% means ten wrong answers is the entire margin. Two weak areas — say, earnest-money rules inside Business Conduct and the brokerage-relationship duties — can consume that margin by themselves, which is why Missouri-specific study cannot be an afterthought to national study.
  3. Your score report is a study document if you fall short. Your score is displayed on screen at the end of the examination and a score report is emailed to you. A failing report includes diagnostic information indicating your strengths and weaknesses — read it before you rebook, and rebuild the plan around what it shows rather than re-studying everything evenly.

Passing candidates follow the instructions that come with the passing score report to apply for the license — and the application itself, with printed copies of the passing score reports attached, is where the six-month clock from the eligibility section has to be respected.

Fees and registration, step by step

Keep the payments separate. Missouri’s process involves four distinct fees, paid to three different recipients at three different stages:

PaymentAmountPaid toWhen
Examination fee$52 (one portion or both — the same either way; retakes also $52)PSIWhen you register
Fingerprinting$40.50 ($8.50 to IDEMIA, $20.00 to the Missouri State Highway Patrol, $12.00 to the FBI)IDEMIA (IdentoGo)Before you apply for the license
License application — salesperson$100 (broker types: $150)Missouri Real Estate CommissionWith your license application, after passing
Required courses (48-hour + 24-hour MREP)Set by the schoolAn accredited Missouri real estate schoolBefore the exam (48-hour) and before applying (24-hour)

Examination registration fees are not refundable, and they expire one year after registering. License application fees must accompany the application and are also nonrefundable.

The sequence, in order:

  1. Complete the 48-hour pre-examination course at an accredited Missouri school, on or before your exam date. Note the date you finish: your license application is due within six months of it.
  2. Register and schedule with PSI. The fastest route is online through PSI’s Missouri test-taker site (testtakers.psiexams.com/more): create an account — the first and last name must match your government-issued ID exactly — choose your format (test center or remote proctored), pick a date and time, and pay the $52 fee. Telephone scheduling is available at (888) 818-5829. PSI schedules on a first-come, first-served basis.
  3. Take the exam. Sit one portion or both; the fee is $52 either way. Your score appears on screen when you finish, and the score report is emailed to you.
  4. Complete the 24-hour MREP course if you have not already. It may be taken before or after the exam, but it must be complete before you apply.
  5. Get fingerprinted. Register with the Missouri Automated Criminal History Site (MACHS) at www.machs.mo.gov, providing the Commission’s four-digit registration number, 0004, so the Missouri State Highway Patrol and the FBI send results to the Commission. You will be directed to fingerprinting locations; bring photo ID (a driver’s license, military ID, or passport). The process itself takes about ten minutes, and the fee is $40.50. The Commission does not process fingerprint cards — this step runs entirely through IDEMIA (IdentoGo).
  6. Apply for the license. Submit the Commission’s application with the $100 salesperson fee, printed copies of your passing score reports, and both course certificates (48-hour and 24-hour). A salesperson application requires the signature of the sponsoring broker you will work under. File inside the six-month window from your 48-hour course completion.

Rescheduling. You may reschedule an appointment once at no charge, online or by phone, if PSI is contacted at least two business days before the scheduled session (by 3:00 p.m. Central Time, per the handbook’s table). A voicemail message is not an acceptable cancellation. If you do not cancel in time, do not appear, arrive after the start, or arrive without proper identification, your registration is invalid and the fee is forfeited — you re-register and pay again.

Retakes and score validity

  • Retake fee and format. A retake costs $52, for one portion or both — the same pricing as a first attempt. Because the portions are scored separately and priced the same singly or together, a candidate who has passed one portion schedules the retake around the portion still needed.
  • No handbook waiting period. The candidate handbook’s retake and rescheduling rules set no mandatory waiting interval between attempts; you re-register with PSI and schedule a new appointment. Do not let that flexibility work against the real deadline below.
  • The six-month application window is the binding constraint. On the standard path, the complete license application must be submitted within six months of completing the 48-hour course. A failed portion does not extend that window. If the window closes before you have passed both portions and completed the MREP course, the handbook’s path requires starting the sequence again — retake promptly, not eventually.
  • Registration fees expire in one year. A registration paid for but never used — including one forfeited by a missed appointment process that was never completed — does not carry beyond one year from registering.
  • Attorney and out-of-state paths run on their own clocks. Attorneys apply within six months of passing (or of the first passing score, if the portions were passed at different sittings); out-of-state licensees apply within six months of passing the state portion. The handbook states each path’s window; the one that applies to you is the one that governs.

Test day

  • Arrive 15 minutes early. That time covers sign-in, identification, and orientation. Arriving more than 15 minutes late means you will not be admitted, your fee is forfeited, and you must re-register.
  • Bring one form of identification. It must match the name you scheduled under and carry your photo and signature, and be valid and unexpired — a state-issued driver’s license or ID card, a U.S. passport, a U.S. military ID (not accepted for remote testing), a U.S. alien registration card, or a Canadian or Mexican government-issued ID. Failure to bring proper identification invalidates the registration and forfeits the fee.
  • Know the calculator rule — Missouri’s is permissive, within limits. You may bring your own calculator if it is non-programmable (no alpha keys), non-solar, and non-printing; an on-screen calculator is also built into the exam, and a test center may lend one if it has any available — but centers are not guaranteed to have one, so bring a compliant calculator you are familiar with. You will also be given scratch paper and a pencil, which you return at checkout.
  • Leave everything else behind. Reference materials, phones and other electronic devices, smart watches, hats not worn for religious reasons, bulky outerwear, bags, food and drinks, and personal writing materials are all prohibited in the testing area. During check-in you may be asked to empty and turn out your pockets, and proctors inspect items such as eyeglass frames that could conceal a recording device. People accompanying you may not wait in the test center or on its property.
  • During the exam. Once seated, you may leave the room only for the restroom and only with the proctor’s permission, and no extra time is given for the absence. You may comment on individual questions through the Comments link on screen; PSI reviews substantive comments, though it does not respond to individuals.
  • Remote proctoring is an alternative, with stricter rules. If you schedule the remote format, you launch the test within 30 minutes of your booked time and must start within 15 minutes of it or forfeit the fee. Breaks are not allowed at all in remote sessions, scratch paper is not permitted, your webcam must keep you in view, and you may not change computers or spaces mid-exam. Run PSI’s audio, video, webcam, and system compatibility checks before test day; PSI’s technical support line for launch problems is (844) 267-1017.
  • Results are immediate. Your score is displayed on screen at the end of the examination and the score report is emailed to you. If you did not pass, the emailed report carries the diagnostic breakdown described in the passing-standard section.

How to study for this exam

The outlines above are the syllabus — PSI publishes exactly what the exam covers, area by area, and the weights are question counts, not suggestions. A plan built on that structure:

  1. Study the two portions as two exams. They have different content, different time budgets, and different passing bars (70% national, 75% state), and each is scored alone. Track your readiness separately for each; a single blended practice percentage will lie to you about the portion that is actually at risk.
  2. Give Missouri Business Conduct and Practices its weight. At 17 of 40 state questions, it is the single largest area on either portion. Its material is concrete — earnest-money deposit and dispute rules, advertising requirements, listing contents, closing statements, commission rules — and concrete material rewards direct, repeated drilling more than any other kind.
  3. Treat contracts and agency as one combined block nationally. Contracts (19) and Agency (13) are 32 of 100 national questions. Learn them together: how agreements form, what makes them enforceable, who owes what to whom inside them, and how they end.
  4. Do not let the small areas become free losses. Property Management is only 3 national questions and General Rules only 2 state questions, but on a 40-question portion with a ten-question margin, small areas are where margins go. Short, complete passes over the small areas are cheap insurance.
  5. Practice calculations the way the outline lists them. Seller’s net proceeds, buyer funds needed at closing, prorations, transfer fees, PITI estimates, loan-to-value, and discount points are named calculation types. Work each type until the setup — identifying which formula the question is asking for — is automatic; on the real exam the arithmetic is the easy half.
  6. Simulate each portion at full length, on its own clock. One hundred questions in 150 minutes allows a slower pace than 40 questions in 120 minutes suggests — but remember that up to 10 experimental questions may be added inside the same time. Build the habit of flagging a stuck question, answering it with your best judgment, and returning later; unanswered questions earn nothing.
  7. Mind the calendar, not just the content. Your application deadline runs from your 48-hour course completion. Work backward from that date: leave room for the MREP course, fingerprinting, and at least one possible retake inside the six months.

This program’s Missouri practice bank (19,996 questions — 14,357 on national topics and 5,639 on Missouri state topics) is organized area-by-area on these same outlines, with topic drills and fresh, blueprint-weighted practice exams. The Missouri Real Estate Exam Prep program page shows the full coverage table, including the areas where the bank is thin — and the notify list there will email you when enrollment opens.

Frequently asked questions

How many questions are on the Missouri real estate exam? The salesperson exam has 140 scored questions: 100 on the national portion and 40 on the Missouri state portion. PSI may add 5 to 10 unscored experimental questions to a sitting; they are not identified and they use examination time, but they do not affect your result.

What is the passing score for the Missouri real estate exam? Per PSI’s candidate handbook, the national portion is passed at 70% (70 of 100 points) and the state portion at 75% (30 of 40 points). The portions are scored separately, and both must be passed.

How long is the Missouri real estate exam? The national portion allows 150 minutes and the state portion 120 minutes. The on-screen tutorial before the exam — up to 15 minutes — does not count against examination time.

How much does the Missouri real estate exam cost? The PSI examination fee is $52, and it covers one portion or both — the price does not change if you sit only one. Retakes are also $52. After passing, the salesperson license application fee is $100 to the Missouri Real Estate Commission, and fingerprinting through IDEMIA (IdentoGo) costs $40.50. Course tuition is separate and set by the school you choose.

What education do I need before the Missouri exam? The 48-hour pre-examination salesperson course from an accredited Missouri real estate school, completed on or before the exam date. The 24-hour Missouri Real Estate Practice Course (MREP) is also required before you can apply for the license, but it may be taken before or after the exam.

How do I register for the Missouri real estate exam? Register with PSI online through its Missouri test-taker site or by phone at (888) 818-5829. You create an account (the name must match your government ID exactly), choose a test center or remote proctoring, select a date and time, and pay the $52 fee. Scheduling is first-come, first-served.

Can I take the Missouri real estate exam online? Yes — PSI offers remote proctored delivery as well as test centers. Remote rules are stricter: no breaks, no scratch paper, a webcam view throughout, and you must start within 15 minutes of your booked time or forfeit the fee.

What happens if I pass one portion and fail the other? The portions are scored separately, so a mixed result is really two results: one portion passed, one still to pass. You re-register with PSI and retake the failed portion, at the same $52 fee for one portion or both; the handbook sets no mandatory waiting period. Your emailed score report includes diagnostic information on your strengths and weaknesses in the failed portion. Retake promptly: your license application remains due within six months of completing your 48-hour course, and failing does not extend that window.

How long do I have to apply for my Missouri license after passing? On the standard path, the complete application must be submitted within six months of the date you completed the 48-hour pre-examination course — not six months from your exam date. Attorneys and out-of-state licensees work to six-month windows counted from passing, as described in the candidate handbook.

Do I need a sponsoring broker before I test? No — nothing in the exam registration steps requires a sponsoring broker, so you can complete your courses and sit both portions before you have chosen where to work. You do need one to apply: a salesperson license is held under a broker, and the license application includes a section signed by the sponsoring broker you will affiliate with. Arrange that affiliation as part of your application preparation rather than leaving it until after you pass, because your application is due within six months of completing the 48-hour course.

What ID do I need at the Missouri test center? One form of identification with your photo and signature that is valid and unexpired, in the exact name you scheduled under — for example, a state-issued driver’s license or ID card or a U.S. passport. Without proper identification you will not be admitted and the fee is forfeited.

Are calculators allowed on the Missouri real estate exam? Yes — you may bring your own calculator if it is non-programmable with no alpha keys, non-solar, and non-printing, and an on-screen calculator is also provided inside the exam. Scratch paper and a pencil are provided at test centers (remote candidates may not use scratch paper).

I am licensed in another state. Do I take the whole Missouri exam? No. A current, active out-of-state licensee takes the Missouri state portion only, completes the 24-hour MREP course, and applies within six months of passing, with a license-history certification issued within three months by the other jurisdiction’s commission. A copy of your license is not acceptable in place of the certification.

Does PassProfessor’s program satisfy Missouri’s education requirements? No. PassProfessor is exam preparation only and provides no education credit. The 48-hour pre-examination course and the 24-hour Missouri Real Estate Practice Course must be completed with an accredited Missouri real estate school.

Disclaimer

PassProfessor is an independent exam-preparation provider. This guide and the companion program are exam preparation only: they provide no pre-licensing education credit and are not a substitute for Missouri’s required 48-hour pre-examination course or 24-hour Missouri Real Estate Practice Course, both of which must be completed with an accredited Missouri real estate school. PassProfessor is not affiliated with the Missouri Real Estate Commission, PSI Services LLC, or any state agency or exam vendor. This guide is general information about the Missouri salesperson licensing exam, current as of October 2026; Missouri Real Estate Commission and PSI publications govern if anything here differs from them.