Part of the expanding PassProfessor catalog: 8,923 questions, written to the current Indiana outlines and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Indiana licenses property and casualty producers through one combined exam — the Property & Casualty (P&C) exam, given by Pearson VUE for the Indiana Department of Insurance: 135 scored questions in 180 minutes, and a score of 70 to pass. PassProfessor’s Indiana program will give you 8,923 original practice questions built on Pearson VUE’s current Indiana content outlines — including 1,429 questions on Indiana laws and department rules alone — with an explanation on every question and full practice exams generated fresh, at the real exam’s weights, every time you sit one. A free sample comes with the program; the full Indiana program will be $29 when enrollment opens.
What’s included
An Indiana bank, not a national bank with an Indiana chapter. The Indiana exam puts 35 of its 135 scored questions — about 26% of your score — on Indiana laws and department rules: the Commissioner and the Department of Insurance, producer licensing and compliance, surplus lines, Indiana workers’ compensation, the Automobile Insurance Plan, mine subsidence. Our Indiana bank holds 8,923 questions, and 1,429 of them test Indiana law specifically. That is the section national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 8,923 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams at the real exam’s weights. Each full practice exam is generated fresh for that attempt — 100 general-knowledge questions and 35 Indiana-specific questions in the same proportions Pearson VUE uses, with the general sections weighted the way the official outlines weight them (the two Types of Policies sections and the Indiana laws common to all lines carry the most). Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline section — Indiana laws common to all lines, commercial lines regulations, casualty policy provisions — or sit the full 135-question simulation against the clock. Your results break down by outline section, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Built to run alongside the course Indiana makes you take. Indiana’s licensing sequence is education first, exam second — and the six months your Certificate of Completion stays valid is the whole runway for both. Most candidates use that runway badly: they finish the 40-hour course, set studying aside for a few weeks, and then cram against a deadline that no longer leaves room for a failed attempt. This program is designed for the opposite sequence. When enrollment opens, start with the free sample the week your course ends, while its material is still fresh. Drill the sections the course moved through quickly. Sit full simulations until the scores stabilize above passing. Then book the real exam with months of window left in reserve — enough room that a bad day costs you 48 hours and another $69 fee, not your certificate.
One bank for one combined exam. Indiana does not split property and casualty into separate sittings, and neither do we. The general-knowledge half of this bank mirrors the exam’s own property-then-casualty architecture — property policy types, terms, and provisions first; casualty policy types, bonds, terms, and provisions second — and the Indiana-specific half sits on top of both, exactly as the real exam layers state law over the full line of authority. Drills can isolate any single outline section, but every full practice exam recombines them the way Pearson VUE does, because that recombination is itself part of what the real sitting tests: switching from a homeowners form question to an Indiana licensing-law question to a commercial general liability question without losing pace.
The real exam at a glance
Current as of October 2026, per the Pearson VUE Indiana Insurance Examination Candidate Handbook (publication #121500, August 2026) and the Indiana Insurance Content Outlines (publication #121501, effective November 26, 2025). Full detail — pre-licensing education, registration, retakes, test day — is in our Indiana insurance exam guide.
| Indiana Property & Casualty (P&C) exam | |
| Administered by | Pearson VUE (Pearson Professional Assessments), for the Indiana Department of Insurance (IDOI) |
| Questions you will see | 150 |
| Scored questions | 135 (100 general knowledge + 35 Indiana-specific) |
| Unscored pretest questions mixed in | 15 (you cannot tell which they are) |
| Time limit | 180 minutes (3 hours) |
| Passing score | 70 |
| Exam fee | $69, paid to Pearson VUE when you reserve |
| License application fee | $40, paid to IDOI through Sircon or NIPR after you pass (separate from the exam fee, plus an online processing fee) |
- Indiana requires pre-licensing education before this exam — 40 hours for the Personal & Commercial Property and Casualty line, taken from an IDOI-approved provider. Your Certificate of Completion is valid for only six months: you must pass the exam and apply for your license inside that window, and you must bring the certificate with you to the test center. This program is exam preparation only — it does not satisfy that education requirement (see the FAQ below).
- One sitting, one score. The general-knowledge and Indiana-specific questions combine into a single result. A weak Indiana section can be offset by a strong general section — and the reverse is also true.
- The exam is given at Pearson VUE test centers (a Spanish-language version is also offered), and you leave with an official score report in hand.
- Retakes are quick but not free. If you do not pass, you must wait 48 hours before testing again, and the $69 fee applies to each attempt. The short wait is a reason to keep your preparation close at hand after a failed attempt — and the six-month certificate window is the reason not to treat the first attempt as a rehearsal.
- Reservations run on two clocks. Book at least 24 hours ahead; change or cancel by phone at least 48 hours ahead to move your fee to a new date or request a refund. Miss the second deadline and the fee is forfeited.
- A narrow waiver path exists. Holders of the CPCU, CIC, or AAI designation — or a bachelor’s degree in insurance — may ask IDOI to waive the pre-licensing education requirement, and then take only the shorter P&C Laws & Regulations exam instead of this full exam. For everyone else, the combined exam above is the gate. Our Indiana insurance exam guide walks through both paths in full.
How the practice maps to the real exam
Every question in the Indiana bank is tagged to a section of Pearson VUE’s current Indiana content outlines — the same outlines the real exam is built from. Counts below are the bank itself, counted question by question.
| Official outline section (scored questions on the real exam) | Practice questions |
|---|---|
| General knowledge | |
| I. Types of Policies (22) | 1,649 |
| II. Insurance Terms and Related Concepts (15) | 1,125 |
| III. Policy Provisions and Contract Law (13) | 974 |
| IV. Types of Policies, Bonds, and Related Terms (23) | 1,724 |
| V. Insurance Terms and Related Concepts (15) | 1,124 |
| VI. Policy Provisions (12) | 898 |
| Indiana-specific | |
| Indiana Laws and Department Rules Common to All Lines of Insurance (23) | 824 |
| Personal Lines Regulations (5) | 245 |
| Commercial Lines Regulations (5) | 335 |
| Surplus Lines Common to Personal and Commercial (2) | 25 |
| Total (135 scored) | 8,923 |
Read the table the way the exam is scored. The general-knowledge sections are property first (Types of Policies, Insurance Terms, Policy Provisions and Contract Law), then casualty (Types of Policies, Bonds, and Related Terms; Insurance Terms and Related Concepts; Policy Provisions) — but the official outlines number the casualty sections IV through VI rather than restarting at I, so a candidate who prepares property and casualty from separate decks can be thrown by the numbering alone. The combined scoring is the point: nothing in this bank is organized so that a strong half can carry a weak half without you noticing, because on the real exam it can.
How to use it
- Join the notify list today. Enrollment opens soon, and the list gets first access. The free sample is the fastest way to feel whether the question style and the explanations fit how you learn — take it before you commit to anything, including your course schedule.
- Run it alongside your pre-licensing course, not after it. The course is where you first meet the material; the program is where you find out whether you actually learned it. Finish a course unit, drill its matching outline section the same week, and let the section scores tell you what to revisit before the next unit.
- Drill the Indiana-law sections early. They carry 35 of 135 scored questions, they are the material national courses cover least, and they are the material most likely to feel unfamiliar even to candidates who did well in the course. The 1,429 Indiana-law questions in this bank are the largest single block of state-law practice you will find anywhere for this exam — start there, not last.
- Drill by outline section. When a full simulation shows a weak section, isolate it. A 20-question drill on one section tells you more, in less time, than another full simulation that mostly re-tests what you already know.
- Sit full generated exams against the clock. 180 minutes for 150 questions is about 72 seconds per question, including the pretest questions you cannot identify. The only way to learn that pace is to practice it — full simulations, timed, until the scores stabilize above passing and the clock stops feeling like the opponent.
- Book the real exam through Pearson VUE, then apply to IDOI. Reserve at least 24 hours ahead, bring your Certificate of Completion, and after you pass, apply through Sircon or NIPR inside the six-month window your certificate allows. The full sequence — including the waiver path and the retake rules — is in our Indiana insurance exam guide.
Pricing
When enrollment opens, the full Indiana program — 8,923 practice questions, explanations on every question, drills by outline section, and unlimited generated practice exams — will be $29. The program carries the same refund policy as every other PassProfessor program: if you attempt less than 20% of the questions and it is not for you, you get a full refund within 14 days of purchase.
For comparison, Indiana-specific exam preparation elsewhere costs more for less of a bank: WebCE’s Exam Tutor for Indiana Property & Casualty is $39.95, and Kaplan’s InsurancePro QBank for Indiana starts at $69. Neither publishes a question count for its Indiana bank. National pre-licensing courses for the Indiana line typically run $129 to $349 — and those are the education requirement, not the exam preparation; you will need both.
Put the full Indiana cost picture together before you budget: the exam itself is $69 per attempt (and attempts after a failure come at 48-hour intervals), the license application is $40 plus an online processing fee, the pre-licensing course is its own tuition on top of that, and this program is $29. The program is the cheapest line item in the sequence — and the one that most directly determines whether the $69 exam fee is a one-time cost.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Indiana P&C exam?
You will see 150 questions in 180 minutes, but only 135 of them are scored: 100 general-knowledge questions and 35 Indiana-specific questions. The other 15 are unscored pretest questions mixed in to calibrate future exams — you cannot tell which they are, so answer every question as if it counts.
What score do I need to pass?
A score of 70. The general-knowledge and Indiana-specific questions combine into one score, so a strong half can carry a weak half — but do not count on it. The Indiana-law section is where unprepared candidates lose the most ground, which is why this bank devotes 1,429 questions to it.
Do I have to take a pre-licensing course before the exam?
Yes, in most cases. Indiana requires 40 hours of approved pre-licensing education for the Personal & Commercial Property and Casualty line, and your Certificate of Completion is valid for six months. The one exception: holders of the CPCU, CIC, or AAI designation — or a bachelor’s degree in insurance — may ask IDOI to waive the education requirement and take only the shorter P&C Laws & Regulations exam instead.
Does this program count as my pre-licensing education?
No. This program is exam preparation only and carries no education credit. It does not satisfy Indiana’s 40-hour requirement, and it does not issue a Certificate of Completion. Take the approved course first (or qualify for the waiver), then use this program to prepare for the exam itself.
What will getting licensed in Indiana cost me in total?
The exam fee is $69 per attempt, paid to Pearson VUE when you reserve. The license application is $40 plus an online processing fee, paid to IDOI through Sircon or NIPR after you pass. On top of those state and vendor fees, you will pay tuition for your 40-hour pre-licensing course (unless waived) and, when enrollment opens, $29 for this program. Budget for a possible second exam attempt as well — retakes are $69 each, after a 48-hour wait.
Who gives the exam, and how do I sign up?
Pearson VUE administers the exam for the Indiana Department of Insurance. Reserve through the Indiana page on Pearson VUE’s website or by phone at (866) 895-0496, at least 24 hours ahead. A Spanish-language version of the exam is also offered.
What happens after I pass?
Apply for your license through Sircon (www.sircon.com/Indiana) or NIPR (www.nipr.com) within the six-month window your Certificate of Completion allows. The application fee is $40 plus an online processing fee, and it is nonrefundable. Bring your certificate to the test center — you will need it on exam day, and you will need it again when you apply.
What if I fail?
You must wait 48 hours before testing again, and each attempt costs another $69. You cannot reschedule at the test center — changes and cancellations go through Pearson VUE by phone, at least 48 hours ahead, or the fee is forfeited. Use the wait to drill the sections your score report flags, and keep an eye on the six-month certificate window: a failed attempt costs days, not months, but a certificate that expires costs you the whole course.
How long is my passing score good for?
Your pass is tied to your certificate. Indiana Code 27-1-15.6-6(c) requires the license application to be completed within the certificate’s six-month validity; an incomplete application is closed 30 days after submission. Pass the exam, then apply promptly — do not let paperwork be the reason you start over.
Are these the actual exam questions?
No. These are 8,923 original questions written to Pearson VUE’s published Indiana content outlines and independently audited against them. They teach the same material the real exam tests, in the same proportions — they are not the exam itself, and no one but Pearson VUE has the real questions.
Why does this program put so much weight on Indiana law?
Because the exam does. 35 of 135 scored questions — about 26% of your score — test Indiana laws and department rules, and that material is the least covered by national courses. Our bank holds 1,429 Indiana-law questions: 824 on the laws and department rules common to all lines, 245 on personal lines regulations, 335 on commercial lines regulations, and 25 on surplus lines. If Indiana law is the section you are least sure of, it is also the section where practice moves your score fastest.
Do I need to be fingerprinted for an Indiana producer license?
No. Indiana does not require fingerprinting for producer licensing. You will need the pre-licensing course (or a waiver), the exam pass, and the application — not a background check with fingerprints.
When can I enroll?
Enrollment opens as the catalog expands — the programu2019s bank is complete and audited. Join the notify list above and we will email you when it opens.
Disclaimer
This program is exam preparation only. It does not provide pre-licensing education credit and does not satisfy Indiana’s 40-hour education requirement. PassProfessor is not affiliated with the Indiana Department of Insurance, Pearson VUE, Sircon, or NIPR. Exam facts in this page are current as of October 2026, based on the Pearson VUE Indiana Insurance Examination Candidate Handbook (publication #121500, August 2026) and the Indiana Insurance Content Outlines (publication #121501, effective November 26, 2025); confirm current requirements with IDOI and Pearson VUE before you register.