Part of the expanding PassProfessor catalog: 9,828 questions, written to the published Georgia outlines and independently audited. Join the notify list and we will email you when enrollment opens.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Georgia licenses property and casualty agents through one combined exam — the Property & Casualty Agent COMBO exam (12-GA-06), given by Pearson VUE: 125 scored questions in 2½ hours, and 70% correct to pass. PassProfessor’s Georgia program will give you 9,828 original practice questions built on Pearson VUE’s published Georgia content outlines — including 2,334 questions on Georgia laws, rules, and codes alone — with an explanation on every question and full practice exams generated fresh, weighted to the outline, every time you sit one. A free sample comes with the program; the full Georgia program will be $29 when enrollment opens.
What’s included
A Georgia bank, not a national bank with a Georgia chapter. Georgia does not license property-only or casualty-only agents — you apply for both lines together, and the COMBO exam tests both, plus a Georgia-law block built from the Office of Commissioner of Insurance and Safety Fire’s own rules: the Commissioner and the Department, licensing of agents, counselors, subagents, and adjusters, unfair trade practices, cancellation and nonrenewal rules, rate regulation, binders, the Georgia Insurer Solvency Pool, and the Georgia FAIR Plan. Our Georgia bank holds 9,828 questions, and 2,334 of them test Georgia law specifically. That is the material national courses cover most lightly, and it is where this program is deepest.
An explanation on every question. Every one of the 9,828 questions explains why the correct answer is right and why the tempting alternatives are wrong, in plain language. The explanation is the lesson; the question is how you find out you need it.
Practice exams weighted to the Georgia outlines. Each full practice exam is generated fresh for that attempt, drawn across the property and casualty outlines and the Georgia-law sections in the proportions the real COMBO exam uses. Questions you have not seen come first, and you never sit the same exam twice.
Drills that match how the exam is built. Drill a single outline area — Georgia laws pertinent to all lines, homeowners and dwelling policy types, casualty provisions, workers’ compensation — or sit the full timed simulation against the clock. Your results break down by topic, so a weak area shows up in your practice data before it shows up on a score report.
Questions that stay honest. Every item in the program is monitored from real student responses once the program opens. Questions students find suspiciously easy or suspiciously hard are pulled for review, and anything found wrong is fixed or retired — the bank you practice on is the bank as it should be, not as it shipped.
Built to sit alongside your required course, not replace it. Georgia requires 16 hours of approved pre-licensing education before this exam (8 hours Property + 8 hours Casualty). This program is exam preparation only — it provides no education credit and does not satisfy that requirement. What it does is turn the material your course covered into exam-day performance: thousands of outline-mapped questions, timed simulations, and an explanation for every answer.
Analytics that point at the fix. Your results are tracked question by question and rolled up by topic, so the pattern in your misses is visible: not “study more,” but “your casualty provisions and Georgia cancellation rules are below the line while your property forms are fine.” And because Georgia reports one combined percent score, a single weak block can sink an otherwise strong exam — the drill data is how you find that block while it is still cheap to fix.
One bank for a combined license. Georgia’s license is combined, so the practice is combined: property, casualty, and Georgia law live in one program with one set of drills and simulations, mirroring the single COMBO sitting you will actually take. There is nothing to buy twice and no second program to stitch together.
Part of a 50-state program. The Georgia bank is one of 50 state banks — 478,523 original practice questions program-wide — built the same way in every state: counted from the assembled file, mapped to that state’s published outline, with the state-law material counted and drillable separately. Candidates who later add another state’s license follow the same system they already know.
The real exam at a glance
Current as of October 2026, per the Pearson VUE Georgia Insurance Licensing Candidate Handbook (publication #121100, October 2026) and the Georgia OCI. Full detail — eligibility, the pre-licensing course, registration, fingerprints, retakes, test day — is in our Georgia insurance exam guide.
| Georgia Property & Casualty Agent COMBO exam (12-GA-06) | |
| Administered by | Pearson VUE, for the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) |
| Questions you will see | 135 |
| Scored questions | 125 |
| Unscored pretest questions mixed in | 10 (you cannot tell which they are) |
| Time limit | 2½ hours (150 minutes) |
| Passing standard | 70% of questions answered correctly (percent score) |
| Exam fee | $67, paid to Pearson VUE when you reserve |
| License application | $120, paid to the state through Sircon after you pass ($100 license fee + $20 processing fee — separate from the exam fee) |
| Before the exam | 16 hours of approved Georgia pre-licensing education (8 hours Property + 8 hours Casualty), completed within the last 12 months |
- Georgia requires pre-licensing education for this license — and this program is not it. You must complete the approved 16-hour course from a state-approved provider before you can be licensed, and your course completion is valid for one year: pass the exam within 12 months of finishing the course or you retrain. PassProfessor prepares you for the exam itself; it grants no education credit toward those 16 hours.
- Georgia reports a percent score, not a scaled score. Your score is the percentage of questions you answered correctly, and the passing line is 70%. Because the exam has multiple forms, Pearson VUE uses a statistical equating procedure so no form is easier to pass than another — but the number on your report is a genuine percentage.
- One exam, both lines. Georgia does not license just Property or just Casualty. You select both when you apply, and the single COMBO sitting covers both outlines plus Georgia law.
- The exam is given at Pearson VUE test centers and is available in Spanish. You leave the test center with your official score report in hand.
- You apply for the license after passing, through Sircon: the application carries the $120 state payment, a notarized Citizenship Affidavit (Form GID-276-EN) with a copy of your ID, and electronic fingerprints through IdentoGO — fingerprint registration comes after you submit the application, not before.
- Retakes are allowed but not immediate. After a first or second failed attempt you wait 14 days to test again; after a third or later attempt, 60 days. There is no limit on attempts, and each sitting costs another $67. That arithmetic is the economic case for arriving prepared the first time: one retake cycle can cost more in fees and lost weeks than thorough preparation costs in the first place.
- Your course starts a clock. Pre-licensing training is valid for one year from completion. Every week of delay between finishing the course and passing the exam is a week off that clock — and a failed attempt late in the year can force you to retake the course itself, not just the exam.
How the practice maps to the real exam
Every question in the Georgia bank is tagged to a heading of Pearson VUE’s published Georgia content outlines — the property outline, the casualty outline, and the Georgia laws, rules, and codes sections the COMBO exam draws from. (Georgia publishes no separate COMBO outline; the COMBO exam is built from the two single-line outlines.) Counts below are the bank itself, counted question by question.
| Published outline heading | Practice questions |
| Casualty outline | |
| I. Types of Policies, Bonds, and Related Terms | 1,724 |
| II. Insurance Terms and Related Concepts | 2,249 |
| III. Policy Provisions | 898 |
| Property outline | |
| I. Types of Policies | 1,649 |
| II. Insurance Terms and Related Concepts | (shared terms bank above) |
| III. Policy Provisions and Contract Law | 974 |
| Georgia laws, rules, and codes | |
| Georgia State Laws, Rules, and Regulations Pertinent to All Insurance Lines | 1,379 |
| Georgia Rules and Codes Pertinent to Property & Casualty Insurance | 319 |
| Georgia Rules and Codes Pertinent to Casualty Insurance Only | 507 |
| Georgia Rules and Codes Pertinent to Property Insurance Only | 129 |
| Total | 9,828 |
Georgia-law questions alone: 2,334 — the all-lines rules, the P&C-common rules, and the property-only and casualty-only codes, each drillable on its own.
Read the table the way the exam is built. The two Types of Policies areas and the two Terms areas are the exam’s vocabulary and forms core — homeowners, dwelling, and flood on the property side; commercial general liability, auto, workers’ compensation, crime, and bonds on the casualty side. The two Provisions areas test whether you can work a policy as a contract: declarations, conditions, exclusions, duties after a loss, subrogation, appraisal, arbitration. And the Georgia-law rows are the state’s own layer on top of all of it — the same national policy form can produce a different correct answer in Georgia because Georgia’s cancellation, binder, or solvency-pool rules say so. That is why the bank tracks Georgia law as its own count instead of folding it into the general material: on the real exam, it is scored the same way as everything else, and it is the material least likely to be covered well by a course or book written for a national audience.
How to use it
- Join the notify list today. When enrollment opens, start with the free sample exam — a fixed set of Georgia questions across the property, casualty, and Georgia-law material, with full explanations — enough to see how the program teaches and where you stand.
- Run it alongside your pre-licensing course. As your approved 16-hour course covers each outline area, drill that area here while it is fresh. The course satisfies Georgia’s education requirement; the drills convert it into recall under exam conditions.
- Drill the Georgia-law sections early and often. They are the most concrete material on the exam — licensing rules, day counts, cancellation and nonrenewal requirements, the FAIR Plan, the Insurer Solvency Pool — and the material a national textbook covers thinnest.
- Sit full generated exams against the clock. 135 questions in 150 minutes is a pace of about a minute per question once the pretest items are mixed in. Practice the pace, not just the material.
- Book the real exam through Pearson VUE when your practice scores sit comfortably above 70% on full simulations — remembering that your pre-licensing course completion expires after one year, so do not let the exam wait too long after the course ends.
- After you pass, finish the state sequence promptly. Apply through Sircon with the $120 payment and your Citizenship Affidavit, then register for IdentoGO fingerprinting once the application is submitted — Georgia will not start the fingerprint step before the application exists. An incomplete application gets one deficiency notice and a 60-day cure window before it closes and the fee is lost, so file it complete the first time.
Pricing
$29 — the full Georgia program, when enrollment opens. All 9,828 questions, every explanation, unlimited fresh practice exams and topic drills. If it isn’t for you, our refund policy gives you 14 days provided you have attempted less than 20% of the program (see the site Terms for the full policy).
For comparison, as of October 2026: WebCE’s practice-only Exam Tutor costs $39.95 with no published question count; Kaplan’s standalone InsurancePro QBank starts at $69; full pre-licensing courses from the national providers run $129 to $349. Georgia requires you to take an approved course regardless — this program is the practice layer on top of it, priced below every branded practice product.
This program is part of the expanding PassProfessor catalog — join the notify list and we’ll email you when enrollment opens.
Frequently asked questions
How many questions are on the Georgia property and casualty exam?
You will see 135 questions in 2½ hours. Of those, 125 are scored and 10 are unscored pretest questions mixed in so you cannot identify them. Treat every question as if it counts, because you cannot tell which ones do not.
What score do I need to pass the Georgia P&C exam?
You need to answer 70% of the questions correctly. Georgia reports your result as a percent score — the percentage of questions answered correctly — and the Georgia Insurance Department sets the passing standard at 70%. Pearson VUE equates the exam’s multiple forms statistically so that no version is easier to pass than another.
Does Georgia require pre-licensing education before the exam?
Yes. Georgia requires 16 hours of approved pre-licensing education for the Property & Casualty license — an 8-hour Property course and an 8-hour Casualty course — taken within the 12 months before you pass the exam. If you have not passed within one year of completing the course, you must retrain. Holders of the CPCU designation can have the course and exam requirements waived; check the OCI’s resident agent page for the current waiver rules.
Does this program count as pre-licensing education?
No. PassProfessor is exam preparation only. It provides no education credit in any state, does not satisfy Georgia’s 16-hour pre-licensing requirement, and is not a substitute for the approved course Georgia requires. You still need your hours from a state-approved provider — this program prepares you for the exam itself.
How much does it cost to get a Georgia P&C license?
The exam fee is $67, paid to Pearson VUE when you reserve your appointment. After you pass, the license application through Sircon is $120 — a $100 license fee plus a $20 processing fee, paid to the state. Electronic fingerprinting through IdentoGO carries its own separate fee. Your approved pre-licensing course is a separate cost charged by the course provider, and this practice program is $29.
Who administers the Georgia insurance exam?
Pearson VUE administers the exam for the Georgia Office of Commissioner of Insurance and Safety Fire. You reserve on Pearson VUE’s Georgia insurance page or by phone at (800) 274-0488, at least 24 hours ahead, and test at a Pearson VUE test center. The COMBO exam is also available in Spanish.
What do I do after I pass?
Apply for the license online through Sircon (www.sircon.com/georgia) and pay the $120 state fees. Your application includes the notarized Citizenship Affidavit (Form GID-276-EN) with a copy of the front of your acceptable ID. After the application is submitted, register for electronic fingerprinting with IdentoGO — Georgia runs the sequence application first, fingerprints second. Once licensed, you need a Certificate of Authority appointment from each insurer you will represent before you can sell its products.
What happens if I fail?
You wait, then retest. After a first or second failed attempt, you must wait 14 days before testing again; after a third or later attempt, the wait is 60 days. You can schedule the new appointment within a day, but the waiting period applies to the test date itself, there is no limit on the number of attempts, and the $67 exam fee applies each time. Your score report includes a numeric score and diagnostic information — and your practice data here breaks down by the same topic areas, so a retake plan can target what cost you.
How long is my pre-licensing course good for?
One year. Georgia’s pre-licensing training is valid for 12 months: you must pass the Pearson VUE exam within a year of completing the course, or complete the training again.
Are these the actual exam questions?
No. Every PassProfessor question is written by us, from scratch, to Pearson VUE’s published Georgia content outlines and Georgia insurance law. We never use real exam questions, recalled questions, or another provider’s bank — and using actual exam content would violate the candidate rules you agree to when you test. Pearson VUE itself states that exam questions are its copyrighted property and may not be distributed.
Why does the Georgia-law part get its own drills?
Because Georgia law is its own tested block on this exam — the all-lines rules every Georgia licensee must know, plus codes specific to property, to casualty, and to P&C together: who the Commissioner is and what the Department does, how agents, subagents, and adjusters are licensed, what counts as an unfair trade practice, when a policy can be cancelled or nonrenewed, how the FAIR Plan and the Georgia Insurer Solvency Pool work. Our bank holds 2,334 Georgia-law questions so that material can be drilled on its own until it is the easiest part of your exam.
How is this different from my pre-licensing course?
Your course teaches the material and satisfies Georgia’s education mandate — you cannot be licensed without it. This program is practice: 9,828 original questions with an explanation on every one, fresh outline-weighted practice exams, and topic drills, for $29. The course is required; the practice is how you make the course pay off on exam day.
When can I enroll in the Georgia program?
The question bank is complete, and enrollment for this program opens as the catalog expands. Join the notify list on this page and we will email you when enrollment opens.
Disclaimer
PassProfessor is an independent exam-preparation provider. This program is exam preparation only: it is not pre-licensing education, provides no education credit, and does not satisfy Georgia’s 16-hour pre-licensing requirement. PassProfessor is not affiliated with the Georgia Office of Commissioner of Insurance and Safety Fire, Pearson VUE, or any insurer. All practice questions are original works written to the published content outlines; they are not actual examination questions.